Credit Card Ramagundam

About Ramagundam

Ramagundam is a city in Telangana. It is also a municipal corporation. It is one of the most populous cities in the district. Around three lakh people live in this city. People of this city are engaged in various occupations. There are many banks in the city that provide credit cards to assist people with their financial needs.

Top 5 Banks Offers Credit Card in Ramagundam

The following is the list of banks that offers Credit Card Ramagundam.

1. Private Bank:

• Private Bank Sapphiro Credit Card: This credit card comes under the Shopping category. You will get complimentary movie tickets and airport lounge access and much more.
• Private Bank HPCL Credit Card: This credit card is in the Fuel category. You will get cashback on fuel purchases at HPCL fuel pumps. This credit card comes with no annual and joining fees.

2. HDFC Bank:

• HDFC Diners Club Platinum Credit Card: This card comes under the Travel category. There are no annual and joining fees for this card. This card is best suitable for Dining, Shopping, and Travelling. You will also get lounge access on this credit card.
• HDFC Solitare Credit Card: This credit card comes under the Lifestyle category. This credit card is best for women. You will get many benefits such as Shopping vouchers, rewards points, discounts, and cashback. Insurance cover is also available on this credit card.

3. State Bank Of India: 

• Club Vistara SBI Card Prime: This credit card comes under the Travel category. You will get benefits from airlines and hotel bookings.
• Yatra SBI Credit Card: This card comes under the Travel category. This card is globally accepted. You will get a Yatra.com voucher worth Rs.8,250 on joining.

4. Kotak Mahindra Bank:

• Kotak Mahindra Delight Platinum Credit Card: This credit card comes under the Entertainment category. There are no annual and joining fees for this credit card. You will get exciting offers on Dining, Movies, and Fuels.
• Kotak Royale Signature Credit Card: This credit card comes under the Lifestyle category. There are no annual and joining fees for this credit card. You will also get complimentary lounge access.

5. Axis Bank:

• Axis Bank Neo Credit Card: This credit card comes under the Shopping category. This credit card comes with no annual and joining fees. It comes with an EMV chip to provide full security.
• Axis Bank My Zone Credit Card: This credit card comes under the Cashback category. There are no annual and joining fees. You will get 10x rewards points on the weekend dining and 5x rewards on the weekend shopping. You will receive a Cashback of 25% on all online movie ticket purchases.

Looking for Bank Branches where you can get information on Credit Cards in Ramagundam

The below-mentioned table shows the bank in Ramagundam where you can get information on Credit Card Ramagundam

Bank Name	Branches in Ramagundam
Private Bank	Chandra Residency, Power House Colony, Telangana 505215
Axis Bank	Ramagundam, Karimnagar, Telangana, 505215.
HDFC Bank	Ramagundam, Karim Nagar, Telangana 505215

Why Apply Online or Choose Dialabank for Credit Cards in Ramagunda

• Get the information about the eligibility criteria easily.
• Easy online application process.
• The process does not consume much time.
• Get instant approval of credit cards online.

How you can get Credit Cards with Dialabank in Ramagunda in just three easy steps:

1. Visit the Dialabank website and quickly check your eligibility.
2. If you are eligible then you can complete the online application process by filling the form.
3. Your credit card will be approved within minutes after finishing the online application process.

Which are the Credit Cards available in Ramagunda for Customers?

The below list shows the types and categories of credit card Ramagundam

• Travel Credit Cards
• Cashback Credit Cards
• Entertainment Credit Cards
• Premium Credit Cards
• Shopping Credit Cards
• Lifestyle Credit Cards
• Rewards Credit Cards
• Fuel Credit Cards

How you can pay for credit card payments or payment options?

There are different credit card payment options are available for credit card Ramagundam. The following list shows the payment options in Ramagundam:

1. NEFT Facility
2. Direct Cash Deposit into the Bank
3. Via Cheque Payment
4. Mobile Banking
5. Net Banking of that bank
6. RTGS
7. Fund Transfer
8. Bill Desk

Eligibility Criteria for Credit cards in Ramagundam

The eligibility criteria for credit cards in Ramagundam may vary from bank to bank. The basic eligibility criteria for Credit Card Ramagundam are given below.

• Minimum age: 21 years
• Maximum age: 65 years
• Income: A good source of income needed.
• Nationality: The applicant should be a resident of India.

Required Income Criteria for Credit Card Ramagundam

The income criteria required for Credit Card Ramagundam are given below:

• The minimum income of the applicant should be Rs.15,000 per month.
• The income criteria are different for different credit cards.

FAQs

✅ Will I get any gift voucher on credit cards?

You will get the gift vouchers when you purchase or make transactions using the credit card.

✅What are penalty charges for the late bill payment?

The penalty charges are different from card to card. Make sure that you enquire with the bank when you apply.

✅Can I get a replacement card If my card is not working properly?

This facility is totally dependant on the bank. You need to contact the bank in case of any issues

✅What is Credit Card APR?

APR is the Annual Percentage Rate. It is the interest rate applicable on all the credit card transactions.

✅ Can I convert my rewards points into cash?

Yes, you can convert rewards points into cash.

✅Are there any annual charges applicable to credit cards?

There are credit cards that do not have a joining fee or annual fee. Some credit cards charge fees

✅ Can I get a loan on a credit card?

Yes, you can convert your credit limit into a loan.

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