About Orai
Orai City is located in Indian State Uttar Pradesh which is among the fastest-moving small cities of India. Orai city has a population of over 190,625 where Hindi and Urdu are spoken by the majority of the city population. One of the most famous Radha Krishna Mandir is located in Orai which is also a major tourist attraction. Over a decade there have been many changes in Orai city which mainly includes industrialization and urbanization with the establishment of companies like Hindustan Unilever. This fast-moving city requires financial help that is advancing with the time and knows all about Credit Card Orai you have arrived at the right destination.
Top 5 Banks that offer Credit Card in Orai
Citi Bank:
- Citi Bank Rewards Credit Card: As the name of the credit card suggests it is a reward credit card. The card is best suited for those card users who put most of the monthly income into the credit card and love earning reward points on every spend. The card user needs to have an annual purchasing capacity of over Rs. 30,000 and should be willing to pay the annual fee of the credit card.
- Citi Cashback Credit Card: This is a cashback credit card from Citi bank. This is the best-suited credit card for beginners in the credit card world and those who are looking forward to creating a credit score.
State Bank of India:
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- SBI Card Elite: This premium credit card from SBI offers a range of offers for the card users at the cost of an annual fee of Rs. 4,999 and it is best suited for those customers who love to spend. It provides great deals on traveling also all you need to do is use the card for day-to-day spends and win reward points.
American Express:
- American Express Gold Credit Card: Earn reward points and a variety of bonuses for every spend with this charge credit card by American Express. It offers special AMEX membership to its users which is a prominent reward program.
- American Express Platinum Card: this is a charge card designed by American Express with which you get attractive bonus points to shop via Flipkart and Amazon. It is beneficial for those customers who prefer Uber booking for their travel needs.
Standard Chartered Bank:
- Standard Chartered Manhattan Reward Card: This is the most appropriate credit card for those users who love earning reward points and cashback on every purchase, that offers unlimited benefits in every purchase or spend. It is a premium card offered by SCB.
- Standard Chartered Super Value Credit Card: Most suitable card for those credit card users who have restricted budget issues as it provides value discounts and rewards points in every purchase.
Private Bank:
- Private Platinum Chip Card (Visa): It is the best lifestyle credit card that offers the card using a number of value-added points on every purchase and spends. It comes with a special PIN feature. It is a power-packed card along with fringe benefits.
- Private Bank Coral Contactless Credit Card: This Card offers exclusive access to Airport Lounges to its users. It is a special card with a special feature that is a contactless service which means you just have to wave the card on the card reader and payment is done.
Looking for Bank Branches where you can get information on Credit Card in Orai
|
Bank |
Bank Address |
| Private Bank | 83, Subhash Nagar, Raj Marg, Jalaun, Orai, Uttar Pradesh |
| Indian Bank | Patel Nagar, Jalaun, NH-25, Kalpi Road, Orai, Uttar Pradesh |
| HDFC Bank | 5434, Manik Complex, raj Marg, Orai, Uttar Pradesh |
Why Apply Online or choose Dialabank for Credit Card Orai
Just visit Dialabank, and you will have all the information that you require for your credit card.
- The process is super easy to understand.
- The detailed information on the Credit card of your choice is present online.
- It is very easy to access the application through the Dialabank website.
How you can get credit cards with Dialabank in Orai in just three easy steps:
- Go to Dialabank and compare the eligibility criteria for the Credit Card that you require.
- Now complete the application with the needful information.
- Submit the application and receive an update on your application approval.
Which are the credit cards available in Orai for Customers?
- Premium Credit Cards
- Reward Credit Cards
- Travel Credit Cards
- Entertainment Credit Cards
- Value Credit Cards
- Cashback Credit Cards
- Fuel Credit Cards
How you can pay for credit card payments or payment options?
- Via AutoPay
- Net banking
- Cheque or cash at the bank branch
- NEFT/RTGS
Eligibility Criteria for Credit Card Orai:
- Age: The age of the applicant should lie between 21 years to 65 years.
- Employment: The aspirant for Credit Card Orai should be either a self-employed or salaried individual.
- Cibil Score: An excellent Cibil score is mandatory.
- Income: A monthly income of Rs.15,000 or more per month is mandatory.
Required Income Criteria for Credit Cards in Orai:
- Rs.15,000 or more must be the monthly salary of the applicant for Credit Card Orai. Nevertheless, the income criterion is dependent on the Credit Card, most of the premium cards demand higher monthly income along with a strong Cibil score of the applicant.
FAQs for Credit Card Orai
✅ What should be the minimum salary of the aspirant for Credit Card Orai?
The applicant either self-employed or salaried must have a monthly salary of Rs. 15,000 or more on monthly basis. But the scale may vary as per the credit card you are applying for.
✅ Is CIBIL score very important for credit card approval in Orai?
Yes, the Cibil score is very essential in the procedure of availing of credit cards as it is a data analysis of your credit history and repayment dues. In case of a faulty CIBIL score, your application might get rejected. Cibil is an important factor to get a card approved.
✅ What advantages are provided along with credit card Orai?
With the Credit Card Orai, you get an ample number of benefits to its users from shopping to travelling along with reward points on every purchase. Thus, shopping becomes more fun with these credit cards.
✅ Define the Credit Card approval process in Orai?
- Go to Dialabank and compare the eligibility criteria for the Credit Card that you require.
- Now complete the application with the needful information.
- Submit the application and receive an update on your application approval.
✅ What are the different kinds of credit cards available in Orai?
- Reward Credit Cards
- Value Credit Cards
- Entertainment Credit Cards
- Premium Credit Cards
- Travel Credit Cards
- Cashback Credit Cards
- Fuel Credit Cards
✅ Can the card users pay off the credit card using different methods?
Yes, the card users of Orai can access different methods for credit card payment:
- Via AutoPay
- Net banking
- NEFT/RTGS
- Cheque or cash at the bank branch
✅ What is the predefined norm for the minimum age of the credit card aspirant?
The applicant should be a minimum of 21 years of age while applying for a credit card in Orai city.
✅ Who should the Credit Card aspirant reach out to for doubt resolving?
With Dialabank, the customer-relation managers reach out to the applicant as soon as they register for the credit card. In case of any query, they provide quick solutions and 24*7 customer service.
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