Bank Of India Visa Platinum Privilege Credit Card

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Bank Of India Visa Platinum Privilege Credit Card Features

The features of the Bank Of India Visa Platinum Privilege Credit Card is as follows:

Interest-Free Grace Period: On all transactions, cardholders can get an interest-free credit period of up to 51 days.
EMI Facility: You can easily convert your transactions to EMI if the value of the transaction is over Rs.5000.
Cash Withdrawal Facility: By using a Bank Of India Visa Platinum Privilege Credit Card, you can withdraw cash from any ATM.
Revolving Credit Facility: The cardholder must pay 10% of the balance of the bill on or before the due date to take advantage of this feature. On the 90 per cent remaining balance, the interest rate of 1.70 per cent per month will be paid. If the full amount is due, an interest rate of 2.5 per cent per month will be paid.
Cash Advance Facility: At more than 4000 bank branches, the cash advance facility is open.
Wide Acceptance: Bank Of India Visa Platinum Privilege Credit Card is approved at 2.5 Lakh merchant locations and you can also use this card from over 90,000 ATMs to withdraw cash.
24/7 Customer Care: Bank Of India provides 24/7 toll-free customer support and advice for stolen or card failure reporting.

Bank Of India Visa Platinum Privilege Credit Card Eligibility Criteria

The following is the eligibility criteria for the Bank Of India Visa Platinum Privilege Credit Card:

Eligibility Criteria	Details
Minimum Age	18 Years
Maximum Age	60 Years
Minimum Annual Income	Rs.1.50 Lakhs
Nationality	The applicant should be of Indian origin. Non-resident Indians and individuals of foreign origin who are currently residing in India for employment can also apply for this card.
CIBIL Score	A decent CIBIL score is required

Bank Of India Visa Platinum Privilege Credit Card Documentation

The documents which are required for the Bank Of India Visa Platinum Privilege Credit Card are as follows:

Identity Proof	Address Proof	Income Proof
Passport Voter ID Driving license, Aadhaar card PAN card	Recent telephone bills Electricity bills Passport Voter ID	Recent IT Returns Salary slips last six months bank account statements showing salary credit

Fees and Charges

The Fees and Charges related to the Bank Of India Visa Platinum Privilege Credit Card are shown in the below table.

Services	Fees and Charges
Annual Fee	Rs.600 p.a
Add on Card Fee	Rs.350 p.a
Cash Advance Transaction Fee	2% for each transaction
Over Limit Charges	Rs.100 for each transaction
Charge Slip Request	Rs.100
Penalty Interest Rate	1.70% p.m
Duplicate Statement Request Charges	Rs.50
Foreign Currency Transaction Charges	2%

Rewards Points programs

For every purchase of Rs.100, you will get one reward point.
The reward points will be earned over the course of a year.
The reward points will be modified for renewal fees at the time of renewal, and the balance points will also be converted to the cardholders’ account in cash and credit.

Bank Of India Visa Platinum Privilege Credit Card Limit

The flexible credit limit is offered to the Bank Of India Visa Gold Credit Card cardholders.
The credit limit is 20% of annual income subject to a minimum of Rs. 30,000 and a maximum of Rs.200,000
The cash advance limit is 50% of his total spending limit subject to Rs.15,000 per day.

How to apply for Bank Of India Visa Platinum Privilege Credit Card

You can easily apply for Bank Of India Credit Cards through Dialabank. Follow the following steps and get your credit card easily.

First, visit the Dialabank website.
Select Bank Of India Visa Platinum Privilege Credit Card.
Fill the application form for that card.
Fill in all your basic details like residential address, contact no., monthly income, etc. correctly.
Check your eligibility and if you are eligible then you can complete the online application.