Bank Of India Visa Gold International Credit Card

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Bank Of India Visa Gold International Credit Card Features

The features of the Bank Of India Visa Gold International Credit Card is as follows:

Interest-Free Credit Period: Get up to 51 days of interest-free credit on all transactions that you make using the Bank Of India Visa Gold International Credit Card.
EMI Facility: Cardholders can easily convert their transactions to EMI if the value of the transaction is over Rs.5000.
Revolving Credit Facility: This role allows the cardholder to pay 10% of the balance of the bill on or before the due date. On the 90 per cent remaining balance, the interest rate of 1.70 percent per month will be paid. If the full amount is due, an interest rate of 2.5 percent per month will be paid.
Cash Withdrawal Facility: Cash can be withdrawn from any ATM by cardholders.
Cash Advance Facility: At more than 4000 bank branches, cardholders can make use of the cash advance facility.
World Broad Acceptance: The Visa Gold International Credit Card of the Bank of India is generally accepted in the world.
24/7 Customer Care: Bank Of India provides 24/7 toll-free customer support and advice for stolen or card failure reporting.

Bank Of India Visa Gold International Credit Card Eligibility Criteria

The following is the eligibility criteria for the Bank Of India Visa Gold International Credit Card:

Eligibility Criteria	Details
Minimum Age	18 Years
Maximum Age	60 Years
Minimum Annual Income	Rs.1.50 Lakhs
Nationality	The applicant should be of Indian origin. Non-resident Indians and individuals of foreign origin who are currently residing in India for employment can also apply for this card.
CIBIL Score	A decent CIBIL score is required

Bank Of India Visa Gold International Credit Card Documentation

The following documents are required for the Bank Of India Visa Gold International Credit Card:

Identity Proof	Address Proof	Income Proof
Passport Voter ID Driving license, Aadhaar card PAN card	Recent telephone bills Electricity bills Passport Voter ID	Recent IT Returns Salary slips last six months bank account statements showing salary credit

Fees and Charges

The Fees and Charges related to the Bank Of India Gold International Credit Card are shown in the below table.

Services	Fees and Charges
Annual Fee	Rs.1500 p.a
Add on Card Fee	Rs.800 p.a
Cash Advance Transaction Fee	2.5% on the advance amount for each transaction
Return of Cheque Fee	Minimum of Rs. 100
Over Limit Charges	Rs.100 for each transaction
Penalty Interest Rate	1.70% p.m
Replacement Card Charges	Rs.50
Duplicate Statement Request Charges	Rs.50

Rewards Points programs

You will get one reward point for every purchase of Rs.100.
The reward points will be gathered over a year.
At the time of renewal, the reward points will be adjusted towards renewal fees, and also the balance points will be converted into cash and credit to the cardholders’ account.

Bank Of India Visa Gold International Credit Card Limit

The flexible credit limit is offered to the Bank Of India Visa Gold International Credit Card cardholders.
The cash advance limit is 50% of his total spending limit subject to Rs.15,000 per day.

How to apply for Bank Of India Visa Gold International Credit Card

You can easily apply for Bank Of India Credit Cards through Dialabank. Follow the following steps and get your credit card easily.

First, visit the Dialabank website.
Select Bank Of India Visa Gold International Credit Card.
Fill the application form for that card. Fill in all the required details correctly.
Check your eligibility and if you are eligible then you can complete the online application.