Andhra Bank Rupay Platinum Credit Card Features
The features of Andhra Bank Rupay Platinum Credit Card are as follows :
- Earn More When Spending: The Platinum Andhra Bankcard knows your lifestyle and rewards you for your needs.
- Interest-Free Credit: Enjoy 21 to 50 days of interest-free credit on your transactions and handle your payments according to your convenience.
- Accidental Insurance Coverage: Personal Accidental Insurance Coverage up to 2.00 lacs in the event of accident-related life injury or permanent disability.
- Wider acceptance: More than 39.3 million traders and 1.88 million ATMs distributed across India and abroad are more commonly accepted.
- Lost Card Liability: The Bank may cover any fraudulent transaction of up to 1.50 lacs after reporting the loss.
- Add on Cards: Make your family bank Andhra Bank by gifting a RuPay Platinum Credit Card add-on to your family members (only for members over 18 years).
- RuPay Deals: exclusive merchant deals and cashback offered by RuPay in Eateries, Restaurants & Service Payments.
Andhra Bank Rupay Platinum Credit Card Eligibility Criteria
Following are the necessary eligibility criteria for availing of Andhra Bank Rupay Platinum Credit Card :
Particulars |
Criteria |
| Minimum Age | 21 years |
| Maximum Age | 70 years |
| Income Eligibility | The primary cardholder must have a minimum income of 1.80 lacs |
| Nationality | The applicant should be an Indian citizen |
| CIBIL | A decent CIBIL Score is required. |
Andhra Bank Rupay Platinum Credit Card Documentation
The banks ask for certain mandatory documents for availing Andhra Bank Rupay Platinum Credit Card:
| Identity Proof | Address Proof | Income Proof |
|
Voter ID Card Aadhar Card Passport PAN Card |
ID Proof Pan Card Driving License Utility Bills |
For Business class 2 years I.T.Returns with computation sheets For Salaried class Form 16 / ITRs with latest Salary slip. |
Andhra Bank Rupay Platinum Credit Card Fees and Charges
The fee and Charges related to Andhra Bank Rupay Platinum Credit Card are as follows:
Services |
Fee and Charges |
| Admission Fee | Nil |
| Annual Subscription – Main card | Rs 299/- |
| Roll Over Facility | 5% |
| Lost Card Insurance | Rs 1,50,000 |
| Add on card charges | Rs 300 |
| Lost Card Charges | Rs 300 |
Andhra Bank Rupay Platinum Credit Card Rewards and Points Program
Following are the rewards and points received along with the Andhra Bank Rupay Platinum Credit Card :
- Cardholders get 10 Reward points on spending Rs. 150 every time.
How to Apply for Andhra Bank Rupay Platinum Credit Card
- Visit the Dialabank website first of all.
- Pick the Andhra Bank Rupay Platinum Credit Card from the page issued.
- Fill in the application form for that card with the necessary details.
- Fill in all the personal information needed correctly.
- Compare the requirements for eligibility and then you can complete the online application if you are eligible.
Other Top Credit Cards by Andhra Bank
- Andhra Bank Visa Classic Credit Card
- Andhra Bank Rupay Select Credit Card
- Andhra Bank Visa Platinum Credit Card
- Andhra Bank Visa Signature Credit Card
FAQs
