Used Car Loan Thiruvallur

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Used Car Loan Thiruvallur

Best Banks for Used Car Loan Thiruvallur

Feature
HDFC Bank
Private Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Thiruvallur Features

used car loan thiruvallur

The used car loan is gaining speed and becoming more of a use because a huge number of applicants avail the deal. The cars as becoming a great part of the day to day life of people. dialabank makes it helpful for used car loan to be understood by the customers. The following features greatly explain the reliability of the used car loan for chasing your dream in an easier way. The pre-used car loan Thiruvallur makes the city move forward towards growth and development by increasing the use of the automobile in the town.

The Basic features of used car loan Thiruvallur are:

The used car loan interest rate is actually low.

There are number of banks and Nbfcs to provide used car loans.

The documentation and other verifications for used car loan is hassle free.

Dialabank provides the used car loan in an effective way.

Used Car Loan Thiruvallur Interest Rate

Check the Car Loan Interest rates for used cars:

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Thiruvallur Documents Required

Any of the following documents required for car loan for identity and residence proof:

For Self Employed:-

  • Proof of identity: PAN Card, Voters ID card, Passport copy, Driving License
  • Income Proof: Latest 3-month salary slip with form 16
  •  Proof of residence: Driving license / Voters card / Passport Copy 
  •  Statement of Bank: the previous six months.

For Salaried:-

  • Proof of Identity: PAN Card, Voters ID card, Passport copy, Driving License
  • Income Proof: Latest Income tax returns
  •  Proof of residence: Voters card / Passport Copy / Driving license 
  •  Statement of Bank: The previous six months

Used Car Loan Thiruvallur Eligibility Criteria

Following points need to be kept in mind while checking the Car loan Eligibility criteria:

For Salaried:-

  1. Minimum age: Twenty one | 21
  2. Maximum age at loan maturity: Sixty | 60
  3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment
  4. Minimum Annual Income: Annual net income of two and a half lakhs 

For Self-Employed:-

  1. Minimum age: Twenty five | 25
  2. Maximum age at loan maturity: Sixty five | 65
  3. Minimum employment: at smallest 3 years in sales
  4. Minimum Annual Income: Annual net income of two and a half lakhs 

How to Apply for used Car Loan in Thiruvallur?

Availing a used car loan in Thiruvallur is an easy process with DialaBank. Follow the following steps to avail the best offers:

  • Visit our site Dialabank. Snap-on the used car loan choice accessible in the menu.
  • Fill in the insights about the car type and your salary.
  • Hold up as our relationship supervisor will before long connect with you on your given number.
  • You may likewise contact our relationship chiefs on the number 9878981166 if there should arise an occurrence of any inquiries with respect to the credit required.
  • For profiting a used car loan disconnected you should visit the branch by and by, which may go to be chaotic for you.

Car Loan for Major Car Manufacturers in Taliparamba

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on used Car Loan Thiruvallur

Processing fee with Diaabank is a little amount to make the work smooth and is a really small amount of the loaned out capital.

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

Used Car Loan Thiruvallur Contact Number

In case of any queries regarding the used car loan in taliparamba, you may contact on the number 9878981166 for any sort of assistance.

Pre Calculated EMI Table for Used Car Loan Thiruvallur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Thiruvallur

Thiruvallur is a city located near Chennai in the state of Tamil nadu. Thiruvallur is a fast growing city and developing municipal town and is a district section with high technology improvement. Taliparamba is a place of normally a district but also a tourist attraction. This place therefore is a cultural spot of Tamil nadu and is a developed town now.

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