Used Car Loan Thalassery

Best Banks for Used Car Loan Thalassery

Used Car Loan Thalassery Features

Personal cars have now become the top priority in our demand list.

If it is running a quick errand or going on road trips nobody can deny the importance of having a car. The Financial barrier is no more the cause for not having a car since Dialabank provides you with the simplest way to avail of a Used Car Loan under your name.

With Dialabank sanction the easiest hues car loan and welcome the Used Car of your choice with the help of Used Car Loan Thalassery.

Dialabank is the bridge between the customers and the car providers.

• Also, get customized and Personalized help to get the used car of your choice from research to loan processing.
• Avail pocket-friendly Used Car Loans up to 2.5 crores on a wide range of used cars in your city.
• You get choose the repayment plans that suits you.
• Get the Flexible loan tenure ranging from 12 months to 84 months.
• The bank provides you with the Doorstep service with simple documentation.
• Transparent and hassle-free processing of the loan.
• You are updated about your loan application at every stage of the loan processing.
• Track your application anytime, anywhere.
• Checking the CIBIL score is very important.

Used Car Loan Thalassery Interest Rate 

Details on the  car loan interest rate are given below: 

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Used Car Loan Thalassery Documents Required

Details on the documents required for car loan are mentioned below:

Salaried Individuals:

1.Proof of address and identity:

1. Valid Passport
2. A Permanent Driving license [recent, legible, laminate]
3. Voters ID Card
4. Job card issued by NREGA
5. Letter issued by the National Population Register containing details of name & address of the applicant

2. Proof of income:

1. Latest Salary Slip of the applicant
2. The Latest Form 16 is obligatory to submit

3. For signature verification:

• The Passport Copy
• Photo Driving License with DOB (recent, legible, laminated)
• Credit Card Statement with Credit Card Copy
• Banker’s Verification of the applicant

Self-employed Individual

1.Address proof:

• The Memorandum and articles of association
• Electricity Bill
• Telephone Bill
• Certificate of incorporation of the applicant

2. For address verification:

• Passport copy
• driving license copy with DOB
• Credit card statement with credit card copy
• Banker’s verification
• Copy of Margin money paid to the bank by the applicant

3. Memorandum and Articles of Association/Certificate of Incorporation as age proof of the applicant.

4. Memorandum and Articles of Association/Certificate of Incorporation as an identity proof of the applicant.

5. The Latest ITR and audited balance sheet along with profit & loss account of the applicant as proof of income.

Used Car Loan Thalassery Eligibility Criteria

Eligibility criteria for car loan are discussed below:

Salaried Individuals:

• The applicant must be an employee of  the Pvt. Ltd. company, doctor, CA, lawyer, public sector undertaking that includes local, state, or central bodies.
• The applicant should be of a minimum of 21 years of age while applying for a loan and a maximum of 60 at the time of tenure closure of the loan.
• An employment experience of 2 years in any company along with documented proof of 1-year employment in the current company.
• The income criteria are the individual should earn a minimum of 2,50,000 per annum inclusive of the spouse’s earning is mandatory for Used Car Loan Thalassery.

Self Employed Individuals:

• The applicant must be the sole proprietor of the organization that he/she operates.
• Should earn at any rate Rs. 2,50,000 for every year.
• The individuals should have either a residence or a company’s telephone line.

Used Car Loan for Major Car Manufacturers in Thalassery

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Processing Fees / Prepayment Charges on Used Car Loan Thalassery

Pre Calculated EMI Table for Used Car Loan Thalassery

Used Car Loan EMI Calculator