Used Car Loan Talwara

Best Banks For Used Car Loan In Talwara

Used Car Loan Talwara Features

If you’re thinking about buying a used car or pre-owned car? But want a car loan? Here you can find all the details required for getting a car loan on a used car. Here you will find car loans on a wide range of cars at an affordable rate of interest. Check all the details below and apply for a loan as it is a very simple and quick process. 

The main feature of car loan in Talwara are:

• Avail of car loans at a low rate of interest.
• Almost all major banks provide car loans in Talwara.
• Customized and convenient repayments are available.
• You can track your application anywhere, anytime.
• Up to 85% of the value of the car as a loan amount for 5 years and that too without any income proof.
• Car loans are easily available through Dialabank.

Used Car Loan Talwara Interest Rates

Check the Car Loan Interest rates for new as well as used cars:

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Talwara Documents Required

For Salaried Individual:

Any of the following documents required for car loan for identity and residence proof:

• Valid Passport
• Permanent Driving license [recent, legible, laminate]
• Letter issued by the National Population Register containing details of name & address
• Voters ID Card
• Job card issued by NREGA

All the following documents as proof of income:

• Latest Salary Slip
• Latest Form 16/Latest ITR
• Last 6 months bank statements

Any of the following for sign verification proof:

• Credit Card Statement with Credit Card Copy
• Banker’s Verification
• Passport Copy
• Photo Driving License with DOB (recent, legible, laminated)
• Copy of Margin Money Paid to the Bank

For Self Employed:

• For Age proof: Memorandum and Articles of Association/Certificate of Incorporation.
• For Identity proof: Memorandum and Articles of Association/Certificate of Incorporation.
• For Income proof: Latest ITR and audited balance sheet along with profit & loss account.
• Any of the above documents as address proof: Telephone Bill, Memorandum and Articles of Association, Certification of Incorporation, Electricity Bill
• Any of the above documents for sign verification proof: Passport Copy, Credit Card Statement with Credit Card Copy, Banker’s Verification, Photo Driving License with DOB (recent, legible, laminated), Copy of Margin Money Paid to the Bank.
• The following type of companies can also apply for a Used Car Loan:

1. Sole Proprietorship
2. Partnership Firms
3. Private Limited Companies
4. Public Limited Companies

Used Car Loan Talwara Eligibility Criteria

The following people are eligible to apply for a Pre-Owned Car Loan:

Salaried Individual:

• The applicant must be: Who is a doctor, CAs, private limited company employee, employees from public sector undertakings including central, state, and local bodies.
• Minimum age:- 21 years
• Maximum age:- 60 years
• Minimum Work Experience:- Individuals who at least have had a job for 2 years, with a minimum of 1 year with the present employer.
• Minimum Earning:-Rs. 2,50,000 per year., The income of the spouse can be considered as one with the applicant’s income.

Self Employed:

• This includes individuals who own a private company in the business of manufacturing, trading, or services
• Rs. 2,50,000 per annum should be a minimum earning.
• Individuals who have an office landline.
• The following type of companies are also eligible for a Used Car Loan:

1. Sole Proprietorship
2. Partnership Firms
3. Private Limited Companies
4. Public Limited Companies
5. Hindu Undivided Family: To obtain the loan amount, a person must meet the Eligibility criteria for a car loan.

Used Car Loan For Major Car Manufacturers In Talwara

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Processing Fees / Prepayment Charges On Used Car Loan In Talwara

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