Used Car Loan Simdega

Best Banks for Used Car Loan in Simdega

Used Car Loan Simdega Features

A Used Car Loan Simdega can help you buy a car falling within your pocket as it is is financial assistance offered by commercial banks and NBFCs to their customers.

Some of the features of Used Car Loan Simdega are mentioned below:

• Flexible repayment tenures starting from twelve months to ease the burden.
• Car at loan maturity age shall not exceed ten years, with a maximum loan tenure of sixty months.
• Personalized advisory by our highly trained experts to help you choose a car that meets your wants.

*Terms and Conditions Apply

Dialabank present the best offers for a pre-owned car loan to purchase the said car anywhere in Simdega!

Used Car Loan Simdega Interest Rates

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Simdega Documents Required

For Salaried Individuals:

For Identity and Address Proof:

• Valid Passport
• Permanent Driving license
• Letter issued by the National Population Register mentioning name and address
• Voters ID Card
• Job card provided to you by NREGA

For Income Proof:

• Latest Salary Slip
• Bank Statements for the last six months
• Latest Form 16/ Latest Income Tax Return record

For Signature Verification Proof:

• Photo Driving License
• Credit Card Statement and its Copy
• Banker’s Verification
• Copy of Margin Money Paid to Bank
• Passport Copy

For Self Employed**:

Remuneration proof: Latest Income Tax Return records and audited balance sheet with profit and loss account.

Age verification and Identity proof: Certificate of Incorporation/ Memorandum and Articles of Association.

For Sign Verification Proof:

• Credit Card Statement and its Copy
• Copy of Margin Money Paid to Bank.
• Passport Copy
• Banker’s Verification
• Photo Driving License

For Address Proof:

• Telephone Bill
• Electricity Bill
• Memorandum and Articles of Association
• Certification of Incorporation

**The following companies are also applicable for a Used Car Loan Simdega:

• Sole Proprietorship
• Partnership Firms
• Private Limited Companies
• Public Limited Companies

Used Car Loan Simdega Eligibility Criteria

The following people are eligible to apply for a pre-owned car loan in Simdega city:

Salaried Individual:

• Minimum Remuneration: A minimum of Rs. 2,50,000 per year including the income of the spouse can be considered as eligible for a used car loan.
• Minimum Experience: A job experience for a minimum of 2 years and a minimum of 1 year with the current employer, such candidates are eligible.
• Age Limit: A minimum of 21 years of age when applying for the loan, and a maximum of 60 years of age at the end of the loan maturity period, such candidates are eligible.
• Professional practitioners Doctors, CAs, Private Limited Company and Public Sector Undertaking employees including central, state, and local bodies, such candidates are eligible.

Self Employed***:

• Individuals owning a Private Limited Company dealing with manufacturing, trading, or service sectors.
• Rs. 2,50,000 per year should be the least pay.
• Individuals who have provided an office landline number.

***The following companies are also eligible for a Used Car Loan Simdega:

• Sole Proprietorship
• Partnership Firms
• Public Limited Companies
• Private Limited Companies

Used Car Loan for Major Car Manufacturers in Simdega

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Processing Fees / Prepayment Charges on Used Car Loan Simdega

Pre Calculated EMI Table for Used Car Loan Simdega

Used Car Loan EMI Calculator Simdega

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About Simdega

Simdega is a city in the Indian state of Jharkhand and is the administrative headquarters of the eponymous district. The place is culturally an amalgamation of indigenous with its maximum influence of Odia culture is significant in the area and the populace.

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