Used Car Loan Sasaram

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Best Banks for Used Car Loan Sasaram

Used Car Loan Sasaram Features

To guarantee an exchange car loan online these days is getting famous quickly. Due to lesser experiencing money and unfathomable comfort, the amount of the general population needs to utilized vehicle advance Sasaram. Various banks and NBFCs give a substitute entire of credits for the pre-used vehicles and other four-wheelers.

Features:

The following features of a used car loan Sasaram given by the banks:

Udupi gives low-interest rates on used car loans.

All the banks private or public provides used car loan.

The verification of documents is a quick process and done without any problem.

Vehicle advances are effectively accessible through DialaBank.

Used Car Loan Sasaram Interest Rate

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	1%	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Sasaram Documents Required

For Salaried:-

The documents required for car loan are :

Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
Income Proof: Latest 3-month salary slip with form 16
Address Proof: Driving license / Voters card / Passport Copy / Ration card / Electricity Bill / Life Insurance Policy /PAN Card
Bank Statement: Last 6 months.

For Self Employed:-

Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
Income Proof: Latest ITR
Address Proof: Voters card / Passport Copy / Ration card / Driving license / Electricity Bill / Life Insurance Policy /PAN Card
Bank Statement: Last 6 months.

Used Car Loan Sasaram Eligibility Criteria

For Salaried:-

The eligibility criteria for car loan are :

Minimum age: 21 years
Maximum age at loan maturity: 60 years
Minimum employment: 1 year in current employment and a minimum of 2 years of employment
Minimum Annual Income: Rs 2.5 lakhs net annual income

For Self-Employed:-

Minimum age: 25 years
Maximum age at loan maturity: 65 years
Minimum employment: at smallest 3 years in sales
Minimum Annual Income: Rs 2.5 lakhs net annual income

How to Apply for Used Car Loan Sasaram?

Availing a car loan Sasaram is an easy process with DialaBank. Follow the following steps to avail the best offers:

Visit our website Dialabank
Click on the interest rate for car loan option available in the menu. It has various options given for the client to choose from.
Fill in the details regarding the car type and your income
Wait as our relationship manager will soon get in touch with you on your provided number.
You may also contact our relationship managers on the number 9878981166 in case of any queries regarding the loan.
For availing a car loan offline you will have to visit the branch personally, which might turn to be hectic for you.

Used Car Loan for Major Car Manufacturers in Sasaram

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Sasaram

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

Used Car Loan Sasaram Contact Number

In case of any queries regarding the car loan in Sasaram, you may contact the number 9878981166 for any sort of assistance.

Pre Calculated EMI Table for Car Loan Sasaram

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Sasaram

Sasaram sometimes also spelled as Sahasram, is a city in the Bihar State of India. One of the ancient cities in India, Sasaram has witnessed the legacy of several great personalities along with Sahastrabahu, Shershah Suri, and Jagjivan Ram Babu. In ancient times it was a gateway of “Vihar” to visit Gaya, Rajgrih, and Nalanda area and during the prehistoric period, Lord Buddha has passed through this way to be enlightened with verity & wisdom under the Mahabodhi tree in Gaya.

Metropolitan area:

The main posh places of the sub-metropolitan area are Raj Colony, Gauraxni, New Area, Tomb Area, and Fazalganj commercial zones, Sahu Cinemax – Mall & Railway cricket stadium area. Several malls have been opened along with the best 3-4 star hotels with good medical facilities in the city and are a medical hub of old Shahabad District too.