Used Car Loan Ramanagaram

Best Banks for Used Car Loan in Ramanagaram

Used Car Loan Ramanagaram Features

A Used Car Loan Ramanagaram has various features as stated below by Dialabank which you can enjoy the advantage of:

• Starting from 12 months, we have flexible repayment schemes
• Highest loan period of 60 months given that the car at loan closure time should be at most 10 years.
• Our much-trained specialists to assist you to choose a car that catchup to your needs for personal advisory.
• Loan up to Rs.2.5 crore on the value of the car can be availed by you.
• Arrange a loan amount for 5 years without income proof-verification up to 85% of the rate of the car.
• Easygoing paperwork for our clients who can now experience the benefit of doorstep assistance.
• You may also acquire up to 3-6 times your yearly pay which intends 100% of the value of the car.
• The simply payable instalments are available with comfortable-on-pocket repayment methods.

*Terms and Conditions Apply

Used Car Loan Ramanagaram Interest Rates

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Ramanagaram Documents Required

For Salaried Individuals:

For Identity and Address Proof:

• Passport copy
• Driving license
• A letter allotted by the National Population Register mentioning the applicant’s name and address
• Voters Identity Card
• Job card provided by NREGA

For Income Proof:

• Latest Salary Slip to be provided
• Bank Statements for the last six months
• Latest Form 16/ Latest Income Tax Return records

For Signature Verification Proof:

• Driving License Copy
• Credit Card Statement and its Copy
• Banker’s Verification to be provided
• Copy of Margin Money Paid to Bank
• Passport Copy to be provided

For Self Employed**:

Income proof: Latest ITR and audited balance sheet with profit and loss account.

Age and identity proof: Certificate of Incorporation/ Memorandum and Articles of Association.

For Sign Verification Proof:

• Credit Card Statement and its Copy
• Copy of Margin Money Paid to Bank.
• Passport Copy
• Verification by the banker
• Driving License

For Address Proof:

• Telephone Bill
• Electricity Bill
• Memorandum and Articles of Association
• Certification of Incorporation

**The below-mentioned companies are also applicable for a Used Car Loan Ramanagaram:

• Sole Proprietorship
• Partnership Firms
• Private Limited Companies
• Public Limited Companies

Used Car Loan Ramanagaram Eligibility Criteria

The below-mentioned people are eligible to apply for a Pre-Owned Car Loan in Ramanagaram:

Salaried Individual:

• Minimum Experience of work: A job experience for a minimum of 2 years and a minimum of 1 year with the current employer is required.
• Minimum Earning Capacity: Earning capacity of a minimum of Rs. 2.5 lakhs annually, the income of the spouse can be considered as included with the candidate’s income, is required.
• Age Limit: The age of 21 years when appealing for the loan and a maximum of 60 years of age at the end of the loan maturity period is required.
• Professional practitioners such as CAs, doctors, private and public company employee is required.

Self Employed***:

• People who own a private company in the business of manufacturing, trading, or service enterprises.
• Rs. 2.5 lakhs per year should be your minimum payment received.
• Individuals who have an office landline number.

***The below-mentioned companies are also eligible for a Used Car Loan Ramanagaram:

• Sole Proprietorship
• Partnership Firms
• Public Limited Companies
• Private Limited Companies

Used Car Loan for Major Car Manufacturers in Ramanagaram

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Ramanagaram

Pre Calculated EMI Table for Used Car Loan Ramanagaram

Used Car Loan EMI Calculator Ramanagaram

About Ramanagaram

Ramanagaram is “The Silk City of South India” and a famous tourist hub located in the Karnataka state of India.

Used Car Loan For Other Cities In Karnataka