Best Banks for Used Car Loan in Nokha
Used Car Loan Nokha Features
A Used Car Loan Nokha can be a heads up for the loan seekers due to below-mentioned features!
- Flexible and easy repayment policies and tenures starting from 12 months to ease the burden whereas you can feel free to avail a loan up to Rs.2.5 crore on the car’s value.
- Get 85% of the value of the car as a loan amount for 5 years without pay proof-verification with a car at loan maturity age should not be more than 10 years, and loan tenure of maximum 60 months.
- Enjoy doorstep service and easy documentation for our customers and get personalized help and advisory by our highly trained experts to choose a car that meets your wants.
- Comfortable and customized repayment schemes available with the easily payable parts as you can sense the freedom to acquire up to 100% of the cost of the car to the value of 3-6 times your annual pay.
*Terms and Conditions Apply
Dialabank is there to serve all the loan seekers in Nokha.
Used Car Loan Nokha Interest Rates
Details on the car loan interest rate are given below:
Bank
|
Processing Fee
|
Prepayment Charges
|
HDFC Bank Car Loan
|
(1999 - 4999) + Tax
|
2%, Nil foreclosure charges after 24 months
|
Axis Bank Car Loan
|
1 % to 2.50%
|
Nil
|
Private Bank Car Loan
|
0.25% to 1.50%
|
2%, Nil foreclosure charges after 36 months
|
SBI Car Loan
|
500/- to 0.50%
|
Nil
|
Kotak Car Loan
|
1% to 2%
|
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Car Loan
|
Nil
|
Nil
|
Muthoot Car Loan
|
Nil
|
Nil
|
Manappauram Car Loan
|
Nil
|
Nil
|
PNB Car Loan
|
0.70% to 1%
|
Nil
|
Canara Bank Car Loan
|
1%
|
Nil
|
Andhra Bank Car Loan
|
Nil
|
Nil
|
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Used Car Loan Nokha Documents Required
Details on the documents required for car loan are mentioned below:
For Salaried Individuals:
For Identity and Address Proof:
- Passport
- Driving license
- Letter allotted by the National Population Register stating name & address
- Voters ID Card
- Job card granted by NREGA
For Income Proof:
- Newest Salary Slip
- Bank Statements for the last 6 months
- Latest Form 16/ Latest ITR
For Signature Verification Proof:
- Driving License
- Credit Card Statement Copy
- Verification of the banker
- Margin Money Paid to Bank Copy
- Passport Copy
For Self Employed**:
Earning verification proof: Latest ITR and audited balance sheet with profit & loss account.
Identity and age proof: Memorandum and Articles of Association/ Certificate of Incorporation.
For Sign Verification Proof:
- Credit Card Statement Copy
- Copy of margin cash paid to Bank.
- Passport Copy
- Verification of the Banker
- Driving License
For Address Proof:
- Telephone Bill
- Electricity Bill
- Certification of Incorporation
**The following organisations are relevant to apply for a Used Car Loan Nokha:
- Sole Proprietorship
- Partnership Firms
- Private Limited Companies
- Public Limited Companies
Used Car Loan Nokha Eligibility Criteria
The following candidates are eligible to apply for a Pre-Owned Car Loan in Nokha. Also Eligibility criteria for car loan are discussed below:
Salaried Individual:
- Least Working Expertise: A minimum of 2 years and a minimum of 1 year with the current employer must be the job experience of the candidate.
- Minimum Earning: A minimum earning of Rs. 2.5 lakhs per year, the income of the spouse can be considered as included with the candidate’s income.
- Professionals such as doctors, CAs, private and public company employees are eligible to apply for the used car loan.
- Age Limit: A minimum age of 21 years when asking for a loan and maximum age of 60 years at the end of the loan maturity term.
Self Employed***:
- People who own a private company in the business of production, trading, or service units.
- Rs. 2.5 lakh per year should be a minimum remuneration.
- Individuals who have an office landline number.
***The following associations are also qualified for a Used Car Loan Nokha:
- Individual Proprietorship
- Partnership Firms
- Public Limited Corporations
- Private Limited Corporations
Used Car Loan for Major Car Manufacturers in Nokha
TABLE WILL APPEAR
Processing Fees / Prepayment Charges on Used Car Loan Nokha
Pre Calculated EMI Table for Used Car Loan Nokha
Used Car Loan EMI Calculator Nokha
About Nokha
Nokha is located in the Bikaner district of Rajasthan state of India. The place has small- and medium-scale manufacturing industries, including guar, gum, groundnut, oil, cement, cotton, refined oil and a lot more of them.
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