Best Banks for Used Car Loan in Lalitpur
Used Car Loan
Lalitpur Features
A Used Car Loan Lalitpur can serve to fulfil the needs of people planning to buy a Used Car.
Features of Used Car Loan Lalitpur are many. Some of them are as follows:
- One can avail of a loan of u`p to Rs.2.5 crore on the value of the car.
- Availability of 85% value of the vehicle as a loan amount for five years without any income proof obligation.
- Relish the doorstep service offered by us and easy documentation to relieve the process for you.
- A good CIBIL score is an unsaid requirement as it provides an insight to the provider about your financial behaviour.
- A good CIBIL score provides an opportunity to negotiate and reduce the car loan interest rate to a certain extent
*Terms and Conditions Apply
Dialabank is there for you with the best offers for buying a pre-owned car with a loan in Lalitpur!
Used Car Loan Lalitpur Interest Rates
|
Bank
|
Processing Fee
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Prepayment Charges
|
|
HDFC Bank Car Loan
|
(1999 - 4999) + Tax
|
2%, Nil foreclosure charges after 24 months
|
|
Axis Bank Car Loan
|
1 % to 2.50%
|
Nil
|
|
Private Bank Car Loan
|
0.25% to 1.50%
|
2%, Nil foreclosure charges after 36 months
|
|
SBI Car Loan
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500/- to 0.50%
|
Nil
|
|
Kotak Car Loan
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1% to 2%
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2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
|
IIFL Car Loan
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Nil
|
Nil
|
|
Muthoot Car Loan
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Nil
|
Nil
|
|
Manappauram Car Loan
|
Nil
|
Nil
|
|
PNB Car Loan
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0.70% to 1%
|
Nil
|
|
Canara Bank Car Loan
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1%
|
Nil
|
|
Andhra Bank Car Loan
|
Nil
|
Nil
|
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Used Car Loan Lalitpur Documents Required
documents required for a car loan are mentioned here-under:
For Salaried Individuals:
For Identity and Address Proof:
- Passport
- Driving license
- Job card given to you by NREGA
- Letter issued by the National Population Register specifying your name & address
- Voters ID Card
For Income Proof:
- Latest Salary Slip
- Bank Statements for the last 6 months
- Latest Form 16/ Latest Income Tax Return
For Signature Verification Proof:
- Photo Driving License
- Credit Card Statement and its Copy
- Banker’s Verification
- Copy of Margin Money Paid to Bank
- Passport Copy
For Self Employed**:
Proof of Income: Latest ITR and audited balance sheet with profit & loss account details.
Age and Individuality verification proof: Certificate of Incorporation/Memorandum and Articles of Association.
For Sign Verification Proof:
- Credit Card Statement and its Copy
- Copy of Margin cash Paid to Bank.
- Passport Copy
- Banker’s Verification
- Photo Driving License
For Address Proof:
- Telephone Bill
- Electricity Bill
- Memorandum and Articles of Association
- Certification of Incorporation
**The companies eligible for a Used Car Loan Lalitpur can be any of them:
- Sole Proprietorship
- Partnership Firms
- Private Limited Companies
- Public Limited Companies
Used Car Loan Lalitpur Eligibility Criteria
eligibility criteria for a car loan are the completion of the following conditions:
Salaried Individual:
- Age Limit: People having a minimum age of 21 years when applying for the loan, and a maximum age of 60 years at the end of the loan maturity stage.
- Minimum Earning Capacity: The people earning a minimum of Rs. 2,50,000 on yearly basis, including the income of the spouse, can apply for a used car loan.
- Minimum Job Experience: Individuals with a minimum of 2 years as total job experience and a minimum of 1 year with the current employer, can apply for a used car loan.
- Professional practitioners: Private and public limited company employees including central, state and local governing bodies, Doctors and CAs, can apply for a used car loan.
Self Employed***:
- Rs. 2,50,000 per year should be a minimum remuneration received by you.
- People who have provided us with an office landline number.
- People who own a private company in the business of manufacturing, trading, or service undertakings.
***The companies eligible for a Used Car Loan Lalitpur can be:
- Sole Proprietorship
- Partnership Firms
- Public Limited Companies
- Private Limited Companies
Used Car Loan for Major Car Manufacturers in Lalitpur
TABLE WILL APPEAR
Processing Fees / Prepayment Charges on Used Car Loan Lalitpur
Pre Calculated EMI Table for Used Car Loan Lalitpur
Used Car Loan EMI Calculator Lalitpur
Car Loan EMI Calculator Online.
About Lalitpur
Lalitpur is a historical town located in the Uttar Pradesh state of India, having a significant number of historical and cultural places like Devgarh, Seeronji, etc.
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