Used Car Loan Kurukshetra

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Best Banks for Used Car Loan in Kurukshetra

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Used Car Loan Kurukshetra Features

Used Car Loan Kurukshetra Concentrating on purchasing a car? But then don’t you have the necessary funds for it? Keep no concerns! There is a usable car loan for you as well. A used car loan is a method of investment or welfare support given to the buyers by banks and NBFCs at a fair rate to help them afford a used vehicle.

Because used cars have now become a staple for everybody, but the expense of used cars is rising quickly daily. It is like this where a used car loan plays a part and meets your desire to be the creator of your used car hope. The major elements of a Kurukshetra used car payment are:

Borrowing on a wide selection of used cars and intra-use vehicles up to Rs.2.5 Crore
Offers customized and efficient repayment terms with EMIs that are budget-friendly
Versatile tenures of payment around 12 months and 84 months
Receive 85% of the used car’s price as a loan sum for 5 years through proofs of profits

Used Car Loan Kurukshetra Interest Rate

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	1%	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Used Car Loan Kurukshetra Documents Required

Documents required for car loan are as followed:

For Salaried:-

“Identity” Proof: PAN Card, Voters ID card, NREGA job card published, Letter produced by the National Register of Population bearing name & delivery address, Passport copy, Driving License
“Income” Proof: Latest ITR, Pay Report over Rs. 80,000 for the previous three months
“Address” Proof: Voters card / Passport Copy / NREGA job card published / Driving license / Letter produced by the National Register of Population bearing name & delivery address / PAN Card
Bank “Statement”: Last 6 months.

For Self Employed:-

“Identity” Proof: Voters ID card, NREGA job card published, Letter produced by the National Register of Population bearing name & delivery address, Passport copy, Driving License
“Income” Proof: Latest ITR, Pay Report over Rs. 80,000 for the previous three months
“Address” Proof: Voters card / Passport Copy / NREGA job card published / Driving license / Letter produced by the National Register of Population bearing name & delivery address
Bank “Statement”: Last 6 months.

Used Car Loan Kurukshetra Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried:-

“Minimum” Required Age: 21 years
“Maximum” Age at tenure maturity: 60 years
“Minimum” Employment details: With almost the same employer at least two years, with a duration of 1 year
“Minimum” Annual Income details: Rs. 2,50,000 per annually, plus marital profits

For Self-Employed:-

“Minimum” Age required: 25 years
“Maximum” age at competition maturity: 65 years
“Minimum” employment needed: Runs for at least 3 years
“Minimum” Annual Income asked for: Average Rs 2.50,000 per capita

How to Apply for Used Car Loan in Kurukshetra?

The acquisition of an Ambala used car loan is a straightforward procedure with DialaBank. Follow the below steps listed to get the cheapest deal:

Do check our site Dialabank
Click the button for used car loan eligible from the dashboard
Finish the details relating the form of used car and your profit
Watch for our financial advisor to get in connection with you there your assigned number early.
In case of queries about both the loan, you can however notify our middle managers at telephone 9878981166.
To maximize the use of an indirectly used car loan you’ll really have to visit the branch manually, which could work out to be intense for you.

Used Car Loan for Major used Car Manufacturers in Kurukshetra

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Kurukshetra

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Used Car Loan in Kurukshetra

The Cibil score is deemed what dictates the opportunity to make the loans due. A higher credit report means a high credit score which makes the enrollment process for your used car loan quick which easy to obtain. For the most part, banks and NBFCs consider a credit history of 750 and above to be a strong score for clearing your Kurukshetra loan claim form.

This result will vary from jurisdiction to jurisdiction, again. You would’ve been supposed to pay a high price on the loan value in the situation of a bad CIBIL score than the measured value and if your CIBIL score is great or you’ll have to pay a poor real interest rate. However, a CIBIL score with a used car loan is a huge factor.

Used Car Loan Kurukshetra Contact Number

If you have any doubts about either the used car loan in Kurukshetra, you should touch for that kind of support on the mobile 9878981166.

Pre Calculated EMI Table for Used Car Loan Kurukshetra

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Kurukshetra

Kurukshetra is a famous tourist site in India, in the state of Haryana. It is the Bhagavad Gita estate, too. Kurukshetra is headquartered about 170 km north of Delhi and is also identified by alternative titles such as Brahmakshetra (Brahma land), Uttaradevi, Brahmadevi, and Dharamkshetra (Holy City).