Best Banks for Used Car Loan in Kullu
Used Car Loan Kullu Features
A Used Car Loan Kullu can support you to get the simplest car at pocket-friendly rates and could be advice offered to the lean seekers by banks and NBFCs; the features for used car loan Umred are Dialabank:
- Flexible payment of instalment tenures ranging from twelve months to ease the burden.
- Car loan maturity age shall not exceed 10 years, with 60 months of the maximum loan tenure.
- Take 85% benefit on the worth of the car as a loan for five years with no financial proof verification.
- Personalized facility for consultation provided by our extremely trained specialists to settle on a car that meets your desires.
- You may additionally borrow up to 100% of the worth of the automotive to the worth of 3-6 times your annual earnings.
- Enjoy easy documentation with a doorstep service for our customers.
- Convenient and customised repayment plans on the market with the simply collectable instalments.
*Terms and Conditions Apply
Used Car Loan Kullu Interest Rates
Check the latest interest rates of used car loan at dialabank
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Bank
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Processing Fee
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Prepayment Charges
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HDFC Bank Car Loan
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(1999 - 4999) + Tax
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2%, Nil foreclosure charges after 24 months
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Axis Bank Car Loan
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1 % to 2.50%
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Nil
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Private Bank Car Loan
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0.25% to 1.50%
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2%, Nil foreclosure charges after 36 months
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SBI Car Loan
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500/- to 0.50%
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Nil
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Kotak Car Loan
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1% to 2%
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2.25% of fore closure amount if closed 1 month ahead of the tenure.
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IIFL Car Loan
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Nil
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Nil
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Muthoot Car Loan
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Nil
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Nil
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Manappauram Car Loan
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Nil
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Nil
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PNB Car Loan
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0.70% to 1%
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Nil
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Canara Bank Car Loan
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1%
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Nil
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Andhra Bank Car Loan
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Nil
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Nil
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To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Used Car Loan Kullu Documents Required
These are the documents required for used Car loan-:
For Salaried Individuals:
For Identity and Address Proof:
- Passport Copy
- Driving license
- The letter assigned by the National Population Register mentioning name & address
- Voters ID Card
- Job card provided by NREGA
For Income Proof:
- Latest Salary Slip
- Bank Statements for the last 6 months
- Latest Form 16/ Latest Income Tax Return
For Signature Verification Proof:
- Driving License
- Credit Card Statement and its Copy
- Verification of the Banker
- Copy of Margin cash paid to the Bank
- Passport Copy
For Self Employed**:
Identity and Age proof: Certificate of Incorporation/ Memorandum and Articles of Association.
Income proof: Latest Income Tax Return and audited balance sheet with profit & loss account details.
For Sign Verification Proof:
- Credit Card Statement and its Copy
- Copy of Marginal cash paid to the Bank.
- Passport Copy
- Verification of the Banker
- Driving License
For Address Proof:
- Telephone Bill
- Electricity Bill
- Memorandum and Articles of Association
- Certification of Incorporation
**The following firms are also applicable for a Used Car Loan Kullu:
- Sole Proprietorship
- Partnership Firms
- Private Limited Companies
- Public Limited Companies
Used Car Loan Kullu Eligibility Criteria
This is the eligibility criteria needed for used car loan:
The following people are eligible to apply for a Pre-Owned Car Loan in Kullu city:
Salaried Individual:
- Minimum Work Experience: People who have job experience for a minimum of 2 years and a minimum of 1 year with the current employer.
- Minimum Earning: People earning a minimum of Rs. 2.5 lakhs yearly, the income of the spouse can be considered as included with the candidate’s income.
- Age Limit: People having the age of 21 years when applying for the loan, and a maximum of 60 years of age at the time of the loan maturity.
- Professionals including a doctor, CAs, private limited company employee, employees from public sector undertakings including central, state, and local bodies.
Self Employed***:
- People who own a private company in the business of manufacturing, trading, or service undertakings.
- Rs. 2.5 lakhs per year should be a minimum remuneration.
- People who have an office landline number.
***The following group of companies are also eligible for a Used Car Loan Kullu:
- Sole Proprietorship
- Partnership Firms
- Public Limited Companies
- Private Limited Companies
Used Car Loan for Major Car Manufacturers in Kullu
TABLE WILL APPEAR
Processing Fees / Prepayment Charges on Used Car Loan Kullu
Pre Calculated EMI Table for Used Car Loan Kullu
Used Car Loan EMI Calculator Kullu
About Kullu
Kullu is the administrative headquarters of the Himachal Pradesh state of India.
Note-: Check your CIBIL score for used car loan at dialabank
Car Loan For Other Cities In Himachal Pradesh
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| Used Car Loan Kaithal | Used Car Loan Kanakapura |
| Used Car Loan Karnal | Used Car Loan Karwar |
| Used Car Loan Katra | Used Car Loan Kayamkulam |
