Best Banks for Used Car Loan in Kohima
Used Car Loan Kohima Features
- Used Car Loans are accessible at low-interest prices
- Experience preferred pricing
- Follow easy, hassle-free processing, swift approvals, and immediate disbursals
- Trace your certificate anytime, anyplace. Get rank updates about your loan request at every grade
- Avail of convenient repayment plans with pocket-friendly EMIs
- Nearly all significant banks and NBFCs offer Used Car Loans in Kohima
- The documentation method is swift and hassle-free
- Used Car Loans are easily accessible through DialaBank
- Get 80% of the value of the car as a loan amount for three years without income proof
- Get 85% of the value of the vehicle as a loan amount for five years without income proof
Used Car Loan Kohima Interest Rate
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Used Car Loan Kohima Documents Required
An individual must check the documents required for car loan before deciding.
For Salaried:
Identity and residence proof:
- Valid Passport
- Voter ID Card
- Permanent Driving License
- Job Card
- Letter issued by the National Population Register
Income proof:
- Latest Salary Slip
- Latest Form 16/Latest ITR
- Bank statement of the last six months
Signature proof:
- Passport Copy
- Photo Driving License with DOB
- Credit card statement with Credit Card Copy
- Banker’s verification
For Self Employed:
- Age evidence, the records required are Memorandum also Articles of Association/Certificate of Business
- Identity verification, the records required are Memorandum also Articles of Association/Certificate of business
- Income Proof, there is a position of the Latest ITR and balance sheet with interest and decline statement
- Address Proof Certificates: Memorandum including Articles of Association, Telephone Bill, Certificate of Incorporation, Electricity Bill
- Sign Verification Documentation: Passport Copy, Photo Driving Permit with DOB, Credit Card Statement, Banker’s Confirmation
Also, the Used Car Loan can be adopted in the following type of firms as well:
- Partnership Firms
- Sole Proprietorship
- Public Limited Companies
Used Car Loan Kohima Eligibility Criteria
An individual must fulfil the Eligibility criteria for car loan to avail of the loan amount.
For Salaried:-
- Minimum age: smallest age criteria is 21 years
- Maximum age at loan maturity: most age criteria is 60 years
- Minimum employment: 1 year in the current job and two working years of work
- Minimum Annual Income: Rs. 2,50,000 net annual income
For Self-Employed:-
- Minimum age: 21 years
- Maximum age at loan maturity: 60 years
- Minimum employment: 3 years
- Minimum Annual Income: Rs. 2,50,000 per annum
The following type of firm are also eligible to take a pre-owned Used Car Loan Kohima:
- Sole Proprietorship
- Partnership Firms
- Public Limited Companies
- Hindu Undivided Family
How to Apply for Used Car Loan in Kohima?
Availing a Used Car Loan Kohima is an easy process with DialaBank. Simply you need to understand the following steps to avail the best suggestions on loan:
- Visit our website Dialabank
- Click on the Used Car Loan option accessible in the menu bar
- Fill in the aspects regarding the car kind and your income (yearly)
- Wait as our contact manager will soon get in touch with you on your assigned figure.
- You may also reach our contact managers on the number 9878981166 in case of any queries concerning the loan.
- For availing a Used Car Loan in Kohima offline, you will have to visit the branch individually, which might be hectic for you.
Used Car Loan for Major Car Manufacturers in Kohima
TABLE WILL APPEAR
Processing Fees / Prepayment Charges on Used Car Loan Kohima
Pre Calculated EMI Table for Used Car Loan Kohima
You can calculate your EMI here: Car Loan EMI Calculator
About Kohima
Kohima is the principal municipality of India’s northeastern state of Nagaland. With a resident group of almost 100,000, it is the second-largest municipality in the country.
Used Car Loan EMI Calculator
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