Used Car Loan Katihar

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Best Banks for Used Car Loan Katihar

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Used Car Loan Katihar Features

Advance Amount

Avail of loan up to Rs. 2.5 crore on a wide range of preowned cars and multi-utility vehicles
Get between 3 to multiple times your yearly pay, and get up to 100% of the estimation of the car* *Age of Car at car loans development ought not to cross 10 years, subject to the most extreme advance residency of 60 months
Checking the CIBIL score is very important.

Unequaled help

Advantage from start to finish warning – from examination to title move
Get customized help to pick a vehicle that meets your particular needs
Profit of altered and helpful reimbursement plans with pocket-accommodating EMIs

Adaptable Repayment Tenure

Adaptable reimbursement residencies from a year to 60 months
Fast and simple Processing and endorsement
Experience straightforward issue free preparing, fast endorsements, and quick disbursals
Track your application whenever, anyplace. Get announcements about your credit application at each stage
Appreciate doorstep administration and speedy and simple documentation
Check your advance qualification in only 60 seconds

Loans without income proof

Get 80% of the estimation of the vehicle as to the advance sum for a long time without pay confirmation
Get 85% of the estimation of the vehicle as to the advance sum for a long time without pay confirmation

Used Car Loan Katihar Interest Rate

Details on the car loan interest rate are given below:

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	1%	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Used Car Loan Katihar Documents Required

Documents required for car loan are as followed:

Salaried Individuals:

Any of the following can be the identity proof:

Substantial Passport
Lasting Driving permit [recent, decipherable, laminate]
Citizens ID Card
Occupation card given by NREGA.
The letter gave by the National Population Register containing subtleties of name and address.

All the accompanying archives as evidence of salary:

Most recent Salary Slip
Most recent Form 16/Latest ITR
Last 6 months bank statement

Any of the accompanying assign confirmation verification:

Identification Copy
Photograph Driving License with DOB (later, readable, covered)
Financial record with Credit Card Copy
Broker’s Verification
Duplicate of Margin Money Paid to the Bank

Self-employed Individuals

Update and Articles of Association/Certificate of that are Proof of age
Update and Articles of Association/Certificate of Incorporation as personality verification.
Most recent ITR and reviewed monetary record alongside benefit and misfortune account as verification of salary
Any of the accompanying archives as address evidence

Notice and Articles of Association, Affirmation of Incorporation, Phone Bill,Power Bill

Any of the following can be confirmation verification:

Visa Copy, Photograph Driving License with DOB (later, clear, covered), Financial record with Credit Card Copy, Investor’s Verification, Duplicate of Margin Money Paid to the Bank

Used Car Loan Katihar Eligibility Criteria

The car loan eligibility requirements are as followed:

Salaried Individuals:

This incorporates specialists, CAs, representatives of private restricted organizations, workers from public area endeavors, including local, state, and neighborhood bodies
People who are at least 21 years at the time of applying and a maximum of 60 toward the finish of the credit residency
Those who’ve worked for a company for 2 years, with at least 1 year with the current manager
The individuals who earn at least Rs. 2,50,000 every year, including the salary spouse.

Self Employed Individuals:

The individual must own a private organization in the matter of assembling, exchanging, or benefits
Should earn at any rate Rs. 2,50,000 for every annum
The individuals should have a business landline.

Used Car Loan for Major Car Manufacturers in Katihar

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Katihar

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Used Car Loan in Katihar

Used Car Loan Katihar Contact Number

In case of any queries regarding the Used car loan Katihar, you may contact on the number 9878981166 for any sort of assistance. Or for any further assistance, you can also visit us on our website Dialabank.

Pre Calculated EMI Table for Used Car Loan Katihar

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Katihar

Katihar is a city situated in the eastern part of the state of Bihar in India. It is the regional headquarter of Katihar district. It is one of the larger cities of Bihar and is known all over East India for its highly strategic railway junction.Katihar is not so well connected through road network to the neighbouring cities of Bihar and other neighbouring states due to its interior location. An excellent Highway NH 131A, however, connects it to Purnia, from where NH 27, NH 231 and NH 31 passes through or starts through.