Used Car Loan Jhansi

Best Banks for Used Car Loan in Jhansi

Used Car Loan Jhansi Features

• Avail maximum loan amount of Rs. 2.5 crore
• Avail of a 100% loan amount of the car value
• At loan maturity, the car’s age should not be more than 10 years
• Avail loan amount varies from 3 to 6 times of your annual income
• Provision of personalized assistance
• Get customized and convenient repayment plans with affordable price
• Maximum loan tenure is up to 5 years for a pre-owned car
• Easy and simple processing
• Get your second-hand car approval faster
• Loan amount disbursed rapidly
• Quick and less documentation
• Get a loan amount of up to 85% of the car value without proof of income
• Get benefit from end-to-end advising

Used Car Loan Jhansi Interest Rates

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Used Car Loan Jhansi Documents Required

Documents required for car loan are as followed:

For Salaried:

Any of the following documentation required for identity and residence proof:

• Valid Passport
• Voter ID Card
• Permanent Driving License
• Job Card
• Letter issued by the National Population Register

The following documents for income proof:

• Latest Salary Slip
• Latest Form 16/Latest ITR
• Bank statement of last 6 months

Any of the following document required for signature proof:

• Passport Copy
• Photo Driving License with DOB
• Credit card statement with Credit Card Copy
• Banker’s verification

For Self Employed:

1. For age proof, the documents required are Memorandum and Articles of Association/Certificate of Incorporation
2. For identity proof, the documents required are Memorandum and Articles of Association/Certificate of Incorporation
3. For Income Proof, there is a requirement of Latest ITR and balance sheet with profit and loss account
4. Address Proof Documents(Anyone): Memorandum and Articles of Association, Certificate of Incorporation, Telephone Bill, Electricity Bill
5. For Sign Verification Proof: Passport Copy, Photo Driving License with DOB, Credit Card Statement, Banker’s Verification

Also, the used car loan can be borrowed in the following type of firms as well:

• Partnership Firms
• Sole Proprietorship
• Public Limited Companies

Used Car Loan Jhansi Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried:-

1. Minimum age: 21 years
2. Maximum age at loan maturity: 60 years
3. Minimum employment: In current employment, at least 1 year and a minimum of 2 years of employment
4. Minimum Annual Income: Rs. 2,50,000 net annual income

For Self-Employed:-

1. Minimum age: 21 years
2. Maximum age at loan maturity: 60 years
3. Minimum employment: 3 years
4. Minimum Annual Income: Rs,. 2,50,000 per annum

The following type of firm are also eligible to take a pre-owned car loan in Jhansi:

• Sole Proprietorship
• Partnership Firms
• Public Limited Companies
• Hindu Undivided Family

How to Apply for Used Car Loan in Jhansi?

Availing a Used Car Loan in Jhansi is an easy and smooth process with Dialabank. Follow the following steps to get the best offers:

• Visit our website Dialabank.
• Click on the car loan option accessible in the menu
• Fill the details about the car type and income
• Wait as our relationship manager will get in touch with you on your provided phone number.
• You also call to our relationship managers on the number 9878981166  regarding the used car loan.
• For availing a car loan offline you will have to visit the bank branch personally, which might turn to be hectic for you.

Used Car Loan for Major Car Manufacturers in Jhansi

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan in Jhansi

CIBIL Score Required for Used Car Loan in Jhansi

The CIBIL score is referred to as what defines your capability to pay off your credits. A higher Credit score means good credit history and makes your Used Car Loan Jhansi application process hassle-free and easy to be processed. Mostly, banks and NBFCs consider a good credit score to approve your loan application process in Used Car Loan Jhansi.

The CIBIL score required for availing a loan for a used car or second-hand cars in Jhansi is 720 and above. Those who have a minimum CIBIL score of 720 is eligible for getting a pre-owned car loan in Jhansi. This score may differ from bank to bank. In case of a low CIBIL score, you will be required to pay a high rate of interest on the loan amount while if your CIBIL score is good then you may have to pay a low-interest rate. Thus, a CIBIL score is an important factor for getting a Used Car Loan Jhansi.

Used Car Loan Jhansi Contact Number

In case of any queries regarding the used car loan in Jhansi, you may contact the number 9878981166 for any sort of assistance.

Pre Calculated EMI Table for Used Car Loan Jhansi

You can calculate your EMI here: Car Loan EMI Calculator

Used Car Loan EMI Calculator Jhansi

About Jhansi

Jhansi is a well-known city in the Indian state of Uttar Pradesh. It lies in the region of Bundelkhand on the banks of the Pahuj River, in the far south of Uttar Pradesh.

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