Used Car Loan Jaunpur

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Best/Top Banks for Used Car Loan in Jaunpur

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Used Loan Jaunpur Features

Used Car Loan Jaunpur What about buying a car? But don’t they have the requisite funds for it? Only don’t worry! There’s a used car loan for you here. A used car loan is a source of payment or welfare support given to the borrowers by banks and NBFCs at a reasonable interest rate to help them purchase a used car.

Since used cars have become a requisite for everyone, but the cost of used cars is increasing rapidly every day. That is why a used car loan comes into play and satisfies your urge to be the owner of your used car dream. The principal features of a Jaunpur used car payment are:

Flexible tenures of maturity from 12 months to 84 months
Track the application anywhere, anytime. Get status updates at all levels of your loan application
With pocket-friendly EMIs, personalized and flexible repayment plans
Lending on a large variety of used cars and multi-purpose vehicles up to Rs.2.5 crore

Used Car Loan Jaunpur Interest Rate

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	1%	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Jaunpur Documents Needed

For Salaried:-

<Identity> Proof: PAN Card, Voters ID card, NREGA general contractor provided, Letter based on the National Register of Population containing identity & email address, Passport copy, Driving License
<Income> Proof: Latest 3-month Wages slip with form 16
<Address> Proof: NREGA general contractor provided / Letter based on the National Register of Population containing identity & email address / Driving license / Voters card / Passport Copy /PAN Card
<Bank> Statement: Last 6 months.

For Self Employed:-

<Identity> Proof: PAN Card, Voters ID card, Passport copy, NREGA general contractor provided, Letter based on the National Register of Population containing identity & email address, Driving License
<Income> Proof: Latest ITR along with the wages slip
<Address> Proof: NREGA general contractor provided / Letter based on the National Register of Population containing identity & email address / Voters card / Passport Copy / Driving license /PAN Card
<Bank> Statement: Last 6 months.

Used Car Loan Jaunpur Eligibility Criteria

For Salaried:-

<Minimum> age: 21 years
<Maximum> age at loan maturity: 60 years
<Minimum> employment:1 year at current jobs and a minimum of 2 years in total
<Minimum> Annual Income: Earn at least Rs 2,50,000 a year, including spousal income

For Self-Employed:-

<Minimal> age in years: 25 years
<Maximal> age at payment maturity: 65 years
<Minimal> employment: at smallest 3 years in sales
<Minimal> Annual Income: Those who receive at least 2.50,000 Rs per year

How to Register for Used Car Loan in Jaunpur?

The provision of a used car loan Jaunpur with DialaBank is a minor procedure. Follow the steps below to get the best prices available:

On the website Dialabank
Click on the button for a used car loan in the dashboard
Include the details regarding the form of used car and your incomes
Wait for our project team to get in contact with you more on your assigned number soon.
In case of questions about the loan, you can also touch our relationship managers at no 9878981166.
To maximize the use of an offline used car loan you would also have to visit the branch immediately, which could turn out to be crowded for you.

Used Car Loan for Majorly Used Car Manufacturers in Jaunpur

TABLE WILL APPEAR

Processing Charges / Prepayment Charges on Used Car Loan Jaunpur

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Needed for Used Car Loan in Jaunpur

The Cibil score is deemed what dictates your abilities to create your credits pay off. Higher payment history represents a better credit history which makes the application process for your used car loan straightforward which easy to process. Most of the time, banks and NBFCs consider a payment history of 750 and above as a suitable score for approving your Jaunpur loan application form.

This result will vary from bank to bank, again. You would have been compelled to pay a high fee on the loan sum in case of a poor CIBIL score than the maximum value and if your CIBIL score is better then you will have to pay a poor rate of interest. And thus a CIBIL score in a used car loan is an important aspect.

Used Car Loan Jaunpur Contact Number

With any inquiries about the used car loan in Jaunpur, you can approach for any kind of assist on the number 9878981166.

Pre Calculated EMI Table for Used Car Loan Jaunpur

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Jaunpur

Jaunpur is a town in Uttar Pradesh, in the Jaunpur district. The region’s origin goes back to 1359 when it became known as Shiraz-e-Hind; it was founded by Feroz Shah Tughlaq. Modern-day Jaunpur has yet to experience the fruits of the sustainable growth the rest of the world is experiencing.