Best Banks for Used Car Loan Hapur
Feature |
HDFC Bank |
Private Bank |
Kotak Mahindra Bank |
Interest Rate |
8% - 8.4 % |
8.5 - 9.5 % |
11% |
Min Loan Amt |
Metro : 1 Lac & Non Metro: 75000 |
75000 |
75000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
Upto 7 Years |
Upto 5 Years |
Upto 5 Years |
Processing Fee |
1999 - 4999 + Tax |
0.25% to 1.50% |
0.25% to 1.50% |
Preclosure Chgs |
2%, Nil after 24 months |
2%, Nil after 36 months |
Nil |
Loan to Value (LTV) |
Upto 100% on Ex- showroom |
Upto 95% on Ex- showroom |
Upto 90% on Ex- showroom |
Used Car Loan Hapur Features
Avail your Used Car Loan in Hapur at your fingertips with Dialabank. Used Car Loans are the most convenient loans that allow the buyer to easily pick the car of their choice. With such easy Used Car Loans having a car is no more a dream!
These loans are hassle-free and do not constrain the buyer and allow them to explore as many as options they want.
- Used Car Loans have flexible repayment options ranging from 12 to 60 months.
- Attractive deals are available with the lowest interest rates
- Quick and super convenient processing of the loan in few easy steps.
- In case of any buying assistance or any loan-related query assistance available at Dialabank.
Used Car Loan Hapur Interest Rate
Get affordable interest rates on Used Car Loan Hapur.
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Used Car Loan Hapur Documents Required
Essential documents that are required for Used Car Loan Hapur:
Salaried Individuals:
Any of the given documents can be the identity proof & Address Proof:
- Valid Passport
- A Permanent Driving license [recent, legible, laminate]
- Voters ID Card
- Job card issued by NREGA
- Letter issued by the National Population Register containing details of name & address
The following documents can be income proof:
- Latest Salary Slip
- Latest Form 16
Any of the following can be used as the proof of signature:
- The Passport Copy
- Photo Driving License with DOB (recent, legible, laminated)
- Credit Card Statement with Credit Card Copy
- Banker’s Verification
Self-employed Individual
Any of the following can be used as the proof of address:
- Memorandum and articles of association
- Electricity Bill
- Telephone Bill
- Certificate of incorporation
Any of the given can be used as signature proof:
- Passport copy
- driving license copy with DOB
- Credit card statement with credit card copy
- Banker’s verification
- Copy of Margin money paid to the bank.
Memorandum and Articles of Association/Certificate of Incorporation as age proof.
Memorandum and Articles of Association/Certificate of Incorporation as identity proof.
Latest ITR and audited balance sheet along with profit & loss account as proof of income.
Used Car Loan Hapur Eligibility Criteria
The given criteria should be met to avail a Used Car Loan Hapur:
Salaried Individuals:
- The individual should be an employee of the Pvt. Ltd. company, doctor, CA, lawyer, public sector undertaking that includes local, state, or central bodies.
- The individual must be a minimum of 21 years of age while applying for a loan and a maximum of 60 at the time of tenure closure of the loan.
- Should possess an employment experience of 2 years in any company along with documented proof of 1-year employment in the current company.
- The income criteria are the individual should earn a minimum of 2,50,000 per annum inclusive of the spouse’s earning.
Self Employed Individuals:
- The applicant must be the sole proprietor of the organization that he/she operates
- The applicant should earn at any rate Rs. 2,50,000 for every annum
- The a
- Applicants must have either a residence or a company’s telephone line.
Used Car Loan for Major Car Manufacturers in Hapur
TABLE WILL APPEARProcessing Fees / Prepayment Charges on Used Car Loan Hapur
CIBIL Score Required for Used Car Loan Hapur
The CIBIL score is considered to be what characterizes your capacity to take care of your credits. A higher Credit score implies a great record as a consumer and makes your vehicle advance application measure smooth and simple to be handled.
Generally, banks and NBFCs consider a FICO assessment of 720 or more as a decent score to affirm your credit application measure for Used Car Loan Hapur.
This score may again vary from bank to bank. In the event of a low CIBIL score than the necessary worth, you will be needed to pay a high rate financing cost on the credit sum while on the off chance that your CIBIL score is acceptable, at that point you may need to pay a low pace of intrigue.
Used Car Loan Hapur Contact Number
In case of any queries or confusion regarding the Used car loan Hapur, you may contact on the number 9878981166 for any sort of assistance. Or for any further assistance, you can also reach out to us on our website Dialabank.
Pre Calculated EMI Table for Used Car Loan Hapur
About Hapur
Hapur is a city in, as well as the headquarters of, the Hapur district, in the western Uttar Pradesh, India. It is located about 60 kilometers east of New Delhi, the city is part of the Delhi National Capital Region. National Highway 9 passes through the city, connecting it to Delhi city.
Used Car Loan EMI Calculator