Best Banks For Used Car Loan In Gulbarga
Used Car Loan Gulbarga Features
Convert your dreams of a car in your garage into reality!
Get a used car loan to get a pre-owned car at an affordable price point!
You can simply opt for a used car loan Gulbarga at low-interest
by availing of custom and convenient repayment plans with easy pay EMIs.
One can avail of up to Rs.2.5 crore of loan amount by getting approximately 3 to 6 times your annual income as well as can borrow up to 100% of the value of the car*
Some other amazing used car loan Gulbarga features include:
- Hassle and complex free process.
- Quick and fast loan approvals and disbursals.
- Easy pickup services of the documents from your door.
- Up to 85% of the value of the car as a loan amount for 5 years and that too without any income proof.
*Age of Car should not cross 10 years at loan maturity. The maximum loan tenure of 60 months is available with flexible repayment tenures from 12 months to 60 months.
Terms & conditions apply, offers on specific models only.
Visit Dialabank to know more about Used Car Loan Gulbarga.
Used Car Loan Gulbarga Interest Rates
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Used Car Loan Gulbarga Documents Required
For Salaried Individual:
Any of the following documents as identity & Address Proof:
- Valid Passport
- Permanent Driving license [recent, legible, laminate]
- Letter issued by the National Population Register containing details of name & address
- Voters ID Card
- Job card issued by NREGA
All the following documents as proof of income:
- Latest Salary Slip
- Latest Form 16/Latest ITR
- Bank Statements for the previous 6 months
Any of the following for sign verification proof:
- Credit Card Statement with Credit Card Copy
- Banker’s Verification
- Passport Copy
- Photo Driving License with DOB (recent, legible, laminated)
- Copy of Margin Money Paid to the Bank
For Self Employed**:
Age proof: Memorandum and Articles of Association/Certificate of Incorporation.
Identity proof: Memorandum and Articles of Association/Certificate of Incorporation.
Income proof: Latest ITR and audited balance sheet along with profit & loss account.
Any of the following documents as address proof:
- Telephone Bill
- Memorandum and Articles of Association
- Certification of Incorporation
- Electricity Bill
Any of the following for sign verification proof:
- Passport Copy
- Credit Card Statement with Credit Card Copy
- Banker’s Verification
- Photo Driving License with DOB (recent, legible, laminated)
- Copy of Margin Money Paid to the Bank.
**The following type of companies can also apply for a Used Car Loan Gulbarga:
- Sole Proprietorship
- Partnership Firms
- Private Limited Companies
- Public Limited Companies
Used Car Loan Gulbarga Eligibility Criteria
The following people are eligible to apply for a Pre-Owned Car Loan:
Salaried Individual:
- The applicant must be: Who is a doctor, CAs, private limited company employee, employees from public sector undertakings including central, state, and local bodies.
- Age Range: Individuals who are a minimum of 21 years of age when applying for the loan, and a maximum of 60 years of age at the end of the loan tenure
- Minimum Work Experience: Individuals who at least have had a job for 2 years, with a minimum of 1 year with the present employer.
- Minimum Earning: Those who earn a minimum of Rs. 2,50,000 per year., The income of the spouse can be considered as one with the applicant’s income.
Self Employed***:
- This includes individuals who own a private company in the business of manufacturing, trading, or services
- Rs. 2,50,000 per annum should be a minimum earning.
- Individuals who have an office landline.
***The following type of companies are also eligible for a Used Car Loan Gulbarga:
- Sole Proprietorship
- Partnership Firms
- Private Limited Companies
- Public Limited Companies
How to Apply for Used Car Loan in Gulbarga?
Availing a used car loan Gulbarga is an easy process with the help of DialaBank. Follow the quick steps mentioned below to avail the best offers:
- Visit us online at Dialabank
- Go to the specific city page for used car loan Gulbarga
- Fill in the details required in the fast and easy Used Car Loan Application Form.
- Please wait as our relationship manager will soon get in touch with you for further information and process.
Used Car Loan For Major Car Manufacturers In Gulbarga
TABLE WILL APPEAR
Processing Fees / Prepayment Charges On Used Car Loan In Gulbarga
CIBIL Score Required For Used Car Loan Gulbarga
A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a loan application.
Generally, most of the institutions require a minimum CIBIL score of 720 to process your loan application without any failure.
It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules, and if all deadlines are met while repayment.
Making sure your CIBIL score is good before applying for a loan is a good practice.
Used Car Loan Gulbarga Contact Number
In case of any queries regarding used car loans in Gulbarga, you may contact by dialing on +919878981166 for any sort of assistance.
Pre Calculated EMI Table For Used Car Loan Gulbarga
Used Car Loan EMI Calculator
About Gulbarga
Gulbarga, once officially known as Kalaburagi, is a city of Karnataka. It is also the administrative headquarters of Gulbarga district.
Car Loan For Other Cities In Karnataka
| Used Car Loan Pathanamthitta |
| Used Car Loan Tiruvalla |
| Used Car Loan Trichur |
| Used Car Loan Kottayam |
