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Buy Your Dream Car
Rates as low as 11.99%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice
Used Car Loan Ghaziabad
Best Banks for Used Car Loan in Ghaziabad
Feature
HDFC Bank
Private Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom
Used Car Loan Ghaziabad Features
Advance Amount
Avail of loan up to Rs. 2.5 crore on a wide range of pre-owned cars and multi-utility vehicles
Get between 3 to various occasions your yearly compensation, and get up to 100% of the assessment of the car* *Age of Car at credit improvement should not cross 10 years, subject to the most extraordinary development residency of 60 months
Unequalled help
Favourable position through and through notice – from assessment to title move
Get modified assistance to pick a vehicle that meets your specific needs
The benefit of adjusted and supportive repayment plans with pocket-obliging EMIs
Adaptable Repayment Tenure
Versatile repayment residencies from a year to 60 months
Quick and basic Processing and support
Experience clear issue free getting ready, quick supports, and fast disbursals
Track your application at whatever point, wherever. Get declarations about your credit application at each stage
Acknowledge doorstep organization and expedient and basic documentation
Check your development capability in just 60 seconds
Loans without income proof
Get 80% of the estimation of the vehicle as to the advance sum for a long time without pay confirmation
Get 85% of the estimation of the vehicle as to the advance sum for a long time without pay confirmation
Used Car Loan Ghaziabad Interest Rate
Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
This incorporates specialists, CAs, representatives of private restricted organizations, workers from public area endeavours, including focal, state, and neighbourhood bodies
People who are at least 21 years old at the hour of applying for the advance, and no more established than 60 toward the finish of the credit residency
People who have had work for in any event 2 years, with at least 1 year with the current manager
The individuals who procure at least Rs. 2,50,000 every year, including the salary of the companion
Self Employed Individuals:
This incorporates individuals who own a private organization in the matter of assembling, exchanging, or benefits
Ought to acquire at any rate Rs. 2,50,000 for every annum
Individuals who have an office landline
How to Apply for Used Car Loan in Ghaziabad?
Benefiting a vehicle advance Ghaziabad is a simple cycle with DialaBank. Follow the accompanying strides to profit from the best offers:
Snap-on the vehicle advance option available on the menu.
Fill in the experiences about the vehicle type and your compensation.
Hold up as our relationship director will in a little while interface with you on your gave number.
You may in like manner contact our relationship directors on the number 9878981166 if there ought to be an event of any inquiries concerning the credit.
For profiting a vehicle credit separated you should visit the branch before long, which might be quick.
Used Car Loan for Major Car Manufacturers in Ghaziabad
TABLE WILL APPEAR
Processing Fees / Prepayment Charges on Used Car Loan Ghaziabad
Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Used Car Loan in Ghaziabad
The Cibil score is alluded to as what characterizes your capacity to take care of your credits. A higher Credit score implies a great record as a consumer and makes your vehicle advance application measure smooth and simple to be handled. Generally, banks and NBFCs consider a FICO assessment of 720 or more as a decent score to affirm your credit application measure Ghaziabad.
This score may again shift from bank to bank. In the event of a low CIBIL score than the necessary worth, you will be needed to pay a high rate financing cost on the credit sum while on the off chance that your CIBIL score is acceptable, at that point you may need to pay a low pace of intrigue. Subsequently, a CIBIL score is a significant factor in vehicle credit.
In the event of any inquiries with respect to the vehicle credit in Ghaziabad, you may contact the number 9878981166 for such help.
Pre Calculated EMI Table for Used Car Loan Ghaziabad
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
About Ghaziabad
Ghaziabad is a city in the Indian territory of Uttar Pradesh and an aspect of the National Capital Region of Delhi. It is the authoritative central command of the Ghaziabad region and is the biggest city in western Uttar Pradesh, with a populace of 1,729,000.