Best Banks For Used Car Loan In Duliajan
Used Car Loan Duliajan Features
Are you thinking about getting a car loan? You’re at the right place now. Here you will get to know everything about the used car loan in Duliajain. A car loan is a fund provided by banks to the applicants to help them in buying a car, whether a new car or a used car.
The main features of car loan in Duliajan are:
- Car loans are available on a wide range of cars at a low rate of interest for a car loan.
- Car loans are available on used cars as well.
- Almost all major banks provide car loans in Duliajan.
- Track your application whenever you want and you will get updates about your loan application at every stage.
- Up to 85% of the value of the car as a loan amount for 5 years and that too without any income proof.
- Car loans are available through Dialabank
Used Car Loan Duliajan Interest Rates
Check the Car Loan Interest rates for used cars:
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Used Car Loan Duliajan Documents Required
For Salaried Individual:
Any of the following documents required for car loan for identity and residence proof:
- Valid Passport
- Permanent Driving license [recent, legible, laminate]
- Letter issued by the National Population Register containing details of name & address
- Voters ID Card
- Job card issued by NREGA
All the following documents as proof of income:
- Latest Salary Slip
- Latest Form 16/Latest ITR
- Last 6 months bank statements
Any of the following for sign verification proof:
- Credit Card Statement with Credit Card Copy
- Banker’s Verification
- Passport Copy
- Photo Driving License with DOB (recent, legible, laminated)
- Copy of Margin Money Paid to the Bank
For Self Employed:
- For Age proof: Memorandum and Articles of Association/Certificate of Incorporation.
- For Identity proof: Memorandum and Articles of Association/Certificate of Incorporation.
- For Income proof: Latest ITR and audited balance sheet along with profit & loss account.
- Any of the above documents as address proof:
- Telephone Bill
- Memorandum and Articles of Association
- Certification of Incorporation
- Electricity Bill
- Any of the above documents for sign verification proof:
- Passport Copy
- Credit Card Statement with Credit Card Copy
- Banker’s Verification
- Photo Driving License with DOB (recent, legible, laminated)
- Copy of Margin Money Paid to the Bank.
- The following type of companies can also apply for a Used Car Loan:
- Sole Proprietorship
- Partnership Firms
- Private Limited Companies
- Public Limited Companies
Used Car Loan Duliajan Eligibility Criteria
Following points need to be kept in mind while checking the Car loan Eligibility criteria:
Salaried Individual:
- The candidates who are doctors, CAs, private limited company employees, employees from public sector undertakings including central, state, and local bodies are eligible.
- The minimum age of the candidate should be 21 years
- The maximum age of the candidate should be 60 years
- Individuals who at least have had a job for 2 years, with a minimum of 1 year with the present employer are eligible.
- The minimum annual income should be Rs 2,50,000 per year The income of the spouse can be considered as one with the applicant’s income.
Self Employed:
- This includes individuals who own a private company in the business of manufacturing, trading, or services
- Rs. 2,50,000 per annum should be a minimum earning.
- Individuals who have an office landline.
- The following type of companies are also eligible for a Used Car Loan :
- Sole Proprietorship
- Partnership Firms
- Private Limited Companies
- Public Limited Companies
Used Car Loan For Major Car Manufacturers In Duliajan
TABLE WILL APPEAR
Processing Fees/Prepayment Charges On Used Car Loan In Duliajan
Pre Calculated EMI Table For Used Car Loan Duliajan
Used Car Loan EMI Calculator
Used Car Loan For Other Cities
Used Car Loan Thrissur |
Used Car Loan Nilambur |
Used Car Loan Taliparamba |
Used Car Loan Thiruvananthapuram |