Best Banks For Used Car Loan In Dharamshala
Used Car Loan Dharamshala Features
Searching for a car? But have a limited budget? You can always go for a car loan when you have a limited budget. You can also buy used cars. The loan is available on used cars as well. A car loan is a better choice as it will help you financially and the rate of interest is also low and the EMIs are also affordable. So, what are you waiting for? Get a car loan and own your dream car. The details of the used car loan are given below.
The main feature of car loan in Dharamshala are:
- Car loan is available on a wide range of cars at a minimum rate of interest
- Almost all major banks provide car loans in Dharamshala.
- Customized repayments plans are available with pocket-friendly EMIs
- Flexible repayment tenures are available.
- There are offers available on specific models*(Terms & conditions apply)
- Visit Dialabank to know more about Used Car Loan Dharamshala.
Used Car Loan Dharamshala Interest Rates
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Used Car Loan Dharamshala Documents Required
For Salaried Individual:
Any of the following documents as identity & Address Proof:
- Valid Passport
- Permanent Driving license [recent, legible, laminate]
- Letter issued by the National Population Register containing details of name & address
- Voters ID Card
- Job card issued by NREGA
All the following documents as proof of income:
- Latest Salary Slip
- Latest Form 16/Latest ITR
- Last 6 months bank statements
Any of the following for sign verification proof:
- Credit Card Statement with Credit Card Copy
- Banker’s Verification
- Passport Copy
- Photo Driving License with DOB (recent, legible, laminated)
- Copy of Margin Money Paid to the Bank
For Self Employed:
- For Age proof: Memorandum and Articles of Association/Certificate of Incorporation.
- For Identity proof: Memorandum and Articles of Association/Certificate of Incorporation.
- For Income proof: Latest ITR and audited balance sheet along with profit & loss account.
- Any of the above documents as address proof: Telephone Bill, Memorandum and Articles of Association, Certification of Incorporation, Electricity Bill
- Any of the above documents for sign verification proof: Passport Copy, Credit Card Statement with Credit Card Copy, Banker’s Verification, Photo Driving License with DOB (recent, legible, laminated), Copy of Margin Money Paid to the Bank.
- The following type of companies can also apply for a Used Car Loan:
- Sole Proprietorship
- Partnership Firms
- Private Limited Companies
- Public Limited Companies
Used Car Loan Dharamshala Eligibility Criteria
The following people are eligibility for car loan:
Salaried Individual:
- The applicant must be: Who is a doctor, CAs, private limited company employee, employees from public sector undertakings including central, state, and local bodies.
- Age Range: Individuals who are a minimum of 21 years of age when applying for the loan, and a maximum of 60 years of age at the end of the loan tenure
- Minimum Work Experience: Individuals who at least have had a job for 2 years, with a minimum of 1 year with the present employer.
- Minimum Earning: Those who earn a minimum of Rs. 2,50,000 per year., The income of the spouse can be considered as one with the applicant’s income.
Self Employed:
- This includes individuals who own a private company in the business of manufacturing, trading, or services
- Rs. 2,50,000 per annum should be a minimum earning.
- Individuals who have an office landline.
- The following type of companies are also eligible for a Used Car Loan :
- Sole Proprietorship
- Partnership Firms
- Private Limited Companies
- Public Limited Companies
Used Car Loan For Major Car Manufacturers In Dharamshala
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Processing Fees / Prepayment Charges On Used Car Loan In Dharamshala
Pre Calculated EMI Table For Used Car Loan Dharamshala
Check CIBIL score
Used Car Loan EMI Calculator
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