Used Car Loan Dhanbad

Best Banks for Used Car Loan in Dhanbad

Used Car Loan Dhanbad Features

Avail of loan up to Rs.2.5 crore on a vast assortment of used cars and multi-utility vehicles.

Get among 3 to 6 times of your annual income, and get up to 100% of the price of the car*

Bonus from end-to-end consultatory.

Get personalized guidance to take a car that meets your specific requirements.

Practice clear hassle-free processing, quick permissions.

Enjoy doorstep assistance and quick and simple documentation.

Get 80% of the cost of the car as a loan sum for 3 years without income verification.

Get 85% of the cost of the car as a loan sum for 5 years without income documentation.

*Offers on particular models. Terms & conditions implement on Used Car Loan Dhanbad.

Used Car Loan Dhanbad Interest Rate

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Used Car Loan Dhanbad Documents Required

Documents required for car loan are as followed:

For Salaried:-

• Verification Proof: Passport Copy, Photo Driving Permit with DOB (current, legible, covered), Credit Card Statement with Credit Card Copy, Banker’s Confirmation, Copy of Margin Money Given to the Bank
• Income Proof: Latest Salary Slip, Latest Form 16/Latest ITR, salary account statement for salary credits above Rs. 80,000 for the previous 3 months
• Address Proof: Valid Passport / Permanent Driving license [recent, legible, laminate] / Voters ID Card / Job card published by NREGA / Letter issued by the National Population Register including details of name & address

For Self Employed:-

• Verification Proof: Passport Copy, Photo Driving Consent with DOB (recent, clear, laminated), Credit Card Statement including Credit Card Copy, Banker’s Verification, Copy of Margin Money Advanced to the Bank
• Income Proof: Latest ITR
• Address Proof: Memorandum plus Articles of Association, Certification of Business, Electricity Bill, Telephone Bill
• Bank Statement: Last 6 months.

The above-mentioned data of Used car loans are also efficient for:

• Single Proprietorship
• Business Firms
• Private Limited Corporations

Used Car Loan Dhanbad Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried:-

1. Least age: 21 years
2. Highest age at loan maturity: 65 years
3. Least employment: 1 year in current employment and a minimum of 2 years of employment
4. Minimum yearly Income: Rs 1,00,000 net annual income

For Self-Employed:-

1. Least age: 21 years
2. Highest age at loan maturity: 65 years
3. Smallest employment: at smallest 3 years in sales
4. Minimum Annual Income: Net profit Rs. 60,000 p.a for simple cars furthermore Rs.1,00,000 p.a. for mid-sized and prime cars

How to Apply for Used Car Loan in Dhanbad?

Availing a Used Car Loan Dhanbad is an easy process with Dialabank. Watch the following steps to avail the most suitable offers:

• Visit our website Dialabank
• Bang on the Used Car Loan option available in the menu
• Fill in the features regarding the car type and your salary
• Wait as our contact manager will soon get in touch with you on your given number.
• You may also reach our relationship managers on the number 9878981166 in case of any doubts regarding the loan.
• For availing a Used Car Loan offline you will have to visit the branch individually, which might turn to be hectic for you.

Used Car Loan for Major Car Manufacturers in Chandigarh

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Processing Fees / Prepayment Charges on Used Car Loan Dhanbad

CIBIL Score Required for Used Car Loan in Dhanbad

The CIBIL score is related to what determines your capacity to pay off your credits. A higher Credit score indicates good credit records and makes your Used Car Loan application process smooth and easy to be processed. Mostly, banks and NBFCs consider a credit score of 750 and above as a good score to approve your loan application process in Dhanbad.

This score may repeatedly change from bank to bank. In the instance of a low CIBIL score than the necessary value, you will be asked to pay a great rate interest rate on the loan amount while if your CIBIL score is enough then you may have to pay a low rate of interest. Thus, a CIBIL score is an influential factor in a Used Car Loan.

Used Car Loan Dhanbad Contact Number

In case of any queries regarding the Used Car Loan in Dhanbad, you may contact on the number 9878981166 for any sort of assistance.

Pre Calculated EMI Table for Used Car Loan Dhanbad

About Dhanbad

Dhanbad is the second-most populated city in the Indian state of Jharkhand. Dhanbad grades the 33rd largest city in India and stands 42nd largest million-plus metropolitan agglomeration in India.

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