Best Banks For Used Car Loan In Chitradurga
Used Car Loan Chitradurga Features
If you are stressed about your purchase of a pre-owned car then don’t be.
Used Car Loan is here to help you!
You can simply opt for a used car loan at low interest by availing of custom and convenient repayment plans with easy pay EMIs.
One can avail of up to Rs.2.5 crore of loan amount by getting approximately 3 to 6 times your annual income as well as can borrow up to 100% of the value of the car*
Some other amazing used car loan Chitradurga features include:
- Hassle and complex free process.
- Quick and fast loan approvals and disbursals.
- Easy pickup services of the documents from your door.
- Up to 85% of the value of the car as a loan amount for 5 years and that too without any income proof.
*Age of Car should not cross 10 years at loan maturity. The maximum loan tenure of 60 months is available with flexible repayment tenures from 12 months to 60 months.
Terms & conditions apply, offers on specific models only.
Visit Dialabank to know more about Used Car Loan Chitradurga.
Used Car Loan Chitradurga Interest Rates
Check the Car Loan Interest rates for used cars:
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Used Car Loan Chitradurga Documents Required
For Salaried Individual:
Any of the following documents required for a car loan for identity and residence proof:
- Valid Passport
- Permanent Driving license [recent, legible, laminate]
- Letter issued by the National Population Register containing details of name & address
- Voters ID Card
- Job card issued by NREGA
All the following documents as proof of income:
- Latest Salary Slip
- Latest Form 16/Latest ITR
- Bank Statements for the previous 6 months
Any of the following for sign verification proof:
- Credit Card Statement with Credit Card Copy
- Banker’s Verification
- Passport Copy
- Photo Driving License with DOB (recent, legible, laminated)
- Copy of Margin Money Paid to the Bank
For Self Employed**:
Age proof: Memorandum and Articles of Association/Certificate of Incorporation.
Identity proof: Memorandum and Articles of Association/Certificate of Incorporation.
Income proof: Latest ITR and audited balance sheet along with profit & loss account.
Any of the following documents as address proof:
- Telephone Bill
- Memorandum and Articles of Association
- Certification of Incorporation
- Electricity Bill
Any of the following for sign verification proof:
- Passport Copy
- Credit Card Statement with Credit Card Copy
- Banker’s Verification
- Photo Driving License with DOB (recent, legible, laminated)
- Copy of Margin Money Paid to the Bank.
**The following type of companies can also apply for a Used Car Loan Chitradurga:
- Sole Proprietorship
- Partnership Firms
- Private Limited Companies
- Public Limited Companies
Used Car Loan Chitradurga Eligibility Criteria
Following points need to be kept in mind while checking the Car loan Eligibility criteria:
Salaried Individual:
- The applicant must be: Who is a doctor, CAs, private limited company employee, employees from public sector undertakings including central, state, and local bodies.
- Age Range: Individuals who are a minimum of 21 years of age when applying for the loan, and a maximum of 60 years of age at the end of the loan tenure
- Minimum Work Experience: Individuals who at least have had a job for 2 years, with a minimum of 1 year with the present employer.
- Minimum Earning: Those who earn a minimum of Rs. 2,50,000 per year., The income of the spouse can be considered as one with the applicant’s income.
Self Employed***:
- This includes individuals who own a private company in the business of manufacturing, trading, or services
- Rs. 2,50,000 per annum should be a minimum earning.
- Individuals who have an office landline.
***The following type of companies are also eligible for a Used Car Loan Chitradurga:
- Sole Proprietorship
- Partnership Firms
- Private Limited Companies
- Public Limited Companies
- Hindu Undivided Family: To obtain the loan amount, a person must meet the Eligibility criteria for a car loan.
Used Car Loan For Major Car Manufacturers In Chitradurga
TABLE WILL APPEAR
Processing Fees / Prepayment Charges On Used Car Loan In Chitradurga
Pre Calculated EMI Table For Used Car Loan Chitradurga
Used Car Loan EMI Calculator
About Chitradurga
Chitradurga is a city located in the district Chitradurga of state Karnataka, India. For more information on Used Car Loan, you can visit our official website.
