Best Banks For Used Car Loan In Bhaderwah
Used Car Loan Bhaderwah Features
A Used Car Loan Bhaderwah can help you buy a car falling within your pocket as it is is a financial assistance offered by commercial banks and NBFCs to their customers.
Some of the features of Used Car Loan Bhaderwah are mentioned below:
- Flexible repayment tenures starting from twelve months to ease the burden.
- Car at loan maturity age shall not exceed ten years, with a maximum loan tenure of sixty months.
- Personalized advisory by our highly trained experts to help you choose a car that meets your wants.
Dialabank present the best offers for a pre-owned car loan to purchase the said car anywhere in Bhaderwah!
*Terms and Conditions Apply
Used Car Loan Bhaderwah Interest Rates
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Used Car Loan Bhaderwah Documents Required
For Salaried Individual:
Any of the following documents as identity & Address Proof:
- Valid Passport
- Permanent Driving license [recent, legible, laminate]
- Letter issued by the National Population Register containing details of name & address
- Voters ID Card
- Job card issued by NREGA
All the following documents as proof of income:
- Latest Salary Slip
- Latest Form 16/Latest ITR
- Bank Statements for the previous 6 months
Any of the following for sign verification proof:
- Credit Card Statement with Credit Card Copy
- Banker’s Verification
- Passport Copy
- Photo Driving License with DOB (recent, legible, laminated)
- Copy of Margin Money Paid to the Bank
For Self Employed**:
Age proof: Memorandum and Articles of Association/Certificate of Incorporation.
Identity proof: Memorandum and Articles of Association/Certificate of Incorporation.
Income proof: Latest ITR and audited balance sheet along with profit & loss account.
Any of the following documents as address proof:
- Telephone Bill
- Memorandum and Articles of Association
- Certification of Incorporation
- Electricity Bill
Any of the following for sign verification proof:
- Passport Copy
- Credit Card Statement with Credit Card Copy
- Banker’s Verification
- Photo Driving License with DOB (recent, legible, laminated)
- Copy of Margin Money Paid to the Bank.
**The following type of companies can also apply for a Used Car Loan Bhaderwah:
- Sole Proprietorship
- Partnership Firms
- Private Limited Companies
- Public Limited Companies
Used Car Loan Bhaderwah Eligibility Criteria
The following people are eligible to apply for a Pre-Owned Car Loan:
Salaried Individual:
- The applicant must be: Who is a doctor, CAs, private limited company employee, employees from public sector undertakings including central, state, and local bodies.
- Age Range: Individuals who are a minimum of 21 years of age when applying for the loan, and a maximum of 60 years of age at the end of the loan tenure
- Minimum Work Experience: Individuals who at least have had a job for 2 years, with a minimum of 1 year with the present employer.
- Minimum Earning: Those who earn a minimum of Rs. 2,50,000 per year., The income of the spouse can be considered as one with the applicant’s income.
Self Employed***:
- This includes individuals who own a private company in the business of manufacturing, trading, or services
- Rs. 2,50,000 per annum should be a minimum earning.
- Individuals who have an office landline.
***The following type of companies are also eligible for a Used Car Loan Bhaderwah:
- Sole Proprietorship
- Partnership Firms
- Private Limited Companies
- Public Limited Companies
Used Car Loan For Major Car Manufacturers In Bhaderwah
TABLE WILL APPEAR
Processing Fees / Prepayment Charges On Used Car Loan In Bhaderwah
Pre Calculated EMI Table For Used Car Loan Bhaderwah
Used Car Loan EMI Calculator
About Bhaderwah
Bhaderwah is a town and tehsil in the district Doda of the union territory of Jammu and Kashmir. It is also given the status of the sub-district. The town is governed by a notified area council.
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