Car Loan for Toyota Urban Cruiser: Features & Benefits
Toyota Urban Cruiser Car Loan Interest Rate | 7.35%* per annum |
Toyota Urban Cruiser Car Loan Min Loan Amount | ₹ 100,000 |
Toyota Urban Cruiser Car Loan Max Loan Amount | Loan up to 90% of On Road Price |
(Loan to Value) | or 100% of Ex-showroom Price |
Toyota Urban Cruiser Car Loan Tenure | 1 year to 7 years |
Lowest EMI / Lac | ₹ 1,622 |
Minimum Net Monthly Income | ₹ 20,000 |
Minimum ITR for Self Employed | ₹ 2,00,000 |
Age Criteria | Salaried: 21 years to 60 years Self Employed: 21 years to 65 years |
Types of Cars | For All New Passenger Cars, Multi Utility Vehicles (MUVs), and Sport Utility Vehicle (SUVs). |
Toyota Urban Cruiser Car Loan Processing Fee | 0.40% of the principal amount |
Foreclosure Charges | 6% (7-12 months) |
Basic Documentation | Address Proof, Bank Statement, Car Quotation, and ID Proof |
Toyota Urban Cruiser Car Loan Eligibility Criteria
Salaried Individual | Age – 21 years to 60 years |
Net Monthly Income – Minimum ₹ 20,000 | |
Employment Duration – 1-year minimum | |
Income Eligibility – Based on Form 16 and salary slip | |
Self-Employed Individuals | Age – 21-65 years of age |
Minimum ITR – Rs.2 lakh | |
Employment Duration – Minimum 3 years | |
Income Eligibility – Depends on the latest Income Tax Returns | |
Self-Employed Non-Individuals (Company/Partnership) | Minimum ITR – Rs. 2 lakh |
Employment Duration – 3 years minimum | |
The applicant has to present IT returns and audited financials of 2 years with Calculated Income. | |
Priority Customers | At least 6-month vintage |
Average Quarterly Balance – 2 quarters balance at a minimum of Rs.1 lakh | |
Maximum Loan Amount – 3 times the Average Quarterly Balance of the last 2 Quarter |
Toyota Urban Cruiser Car Loan EMI Calculator
Toyota Urban Cruiser Car Loan EMI starts at Rs 19,808 per month for a tenure of 60 months @ 9.8 for a loan amount of Rs 9.36 Lakh. The EMI calculator tool at Dialabank provides a detailed breakdown of the total amount payable and helps you find the best car finance for your Toyota Urban Cruiser. To check your EMI visit the Dialabank EMI Calculator page.
Toyota Urban Cruiser Car Loan Interest Rate, Fees, and Charges
Charges | New Car Loan | Used Car Loan |
Interest Rate | 7.35% | 11.80% p.a. to 13.80% p.a. |
Toyota Urban Cruiser Car Loan Processing fee | 0.40% | 0.40% |
Issuance of Duplicate Repayment Schedule Charges | Around Rs.500 | Around Rs.500 |
Foreclosure Charges | 6% | 6% |
Penal Interest | 2% PM | 2% PM |
Toyota Urban Cruiser Car Loan Part Payment charges | 6% of the amount | 6% of the amount |
Cheque/Instrument Swap Charge | Around Rs.500 | Around Rs.500 |
Documentation Charge | Around Rs. 500 | Around Rs. 500 |
Issuance of Duplicate No Dues Certificate Charges | Around Rs. 500 | Around Rs. 500 |
Registration Certification Collection Charge | Around Rs. 200 | Around Rs. 200 |
Cheque Bounce/Instrument Return Charges | Around Rs. 500 | Around Rs. 500 |
Issuance of Duplicate Statement Charges | Around Rs. 500 | Around Rs. 500 |
Loan Cancellation/Re-booking Charges | Around Rs. 1000 | Around Rs. 1000 |
Issuance of Credit Report | Around Rs. 50 | Around Rs. 50 |
Toyota Urban Cruiser Car Loan Interest Rate, Fees, and Charges
Charges | New Car Loan | Used Car Loan |
Toyota Urban Cruiser Car loan Interest Rate | 7.35% | 11.80% p.a. to 13.80% p.a. |
Toyota Urban Cruiser Car loan Processing fee | 0.40% | 0.40% |
Issuance of Duplicate Repayment Schedule Charges | Around Rs.500 | Around Rs.500 |
Toyota Urban Cruiser Car loan Foreclosure Charges | 6% | 6% |
Penal Interest | 2% PM | 2% PM |
Toyota Urban Cruiser car loan Part Payment charges | 6% of the amount | 6% of the amount |
Cheque/Instrument Swap Charge | Around Rs.500 | Around Rs.500 |
Documentation Charge | Around Rs. 500 | Around Rs. 500 |
Issuance of Duplicate No Dues Certificate Charges | Around Rs. 500 | Around Rs. 500 |
Registration Certification Collection Charge | Around Rs. 200 | Around Rs. 200 |
Cheque Bounce/Instrument Return Charges | Around Rs. 500 | Around Rs. 500 |
Issuance of Duplicate Statement Charges | Around Rs. 500 | Around Rs. 500 |
Loan Cancellation/Re-booking Charges | Around Rs. 1000 | Around Rs. 1000 |
Issuance of Credit Report | Around Rs. 50 | Around Rs 1000 |
Documents Required for Toyota Urban Cruiser Car Loan
Toyota Urban Cruiser Car Loan Salaried Individual
Category | Documents Required |
Identity Proof
(Any 1) |
Passport Voter ID Aadhar Card Driving License |
Address Proof
(Any 1) |
Aadhar Card PAN Driving License Electricity Bill |
Date of Birth Proof
(Any 1) |
Passport Birth Certificate High School Marksheet Driving Licence |
Signature Proof
(Any 1) |
PAN Bankers Verification Passport |
Income Proof | Salary Slip and latest Form No.16 |
Bank Statement | Last 6 month Bank statement |
Employment Continuity Proof | Job card by NREGA ITR of Form no. 16 Salary Slip mentioned with joining date Letter of Appointment |
Toyota Urban Cruiser Car Loan Self-Employed Individuals
Category | Documents Required |
Identity Proof (Any 1) | PAN Card Passport Voter ID Aadhar Card |
Address Proof (Any 1) | PAN Card Voter ID Passport Electricity Bill |
Date of Birth Proof (Any 1) | Birth Certificate Passport Driving Licence PAN |
Signature Proof (Any 1) | PAN Bankers Verification Passport |
Bank Statement | Bank statement of last 6 months |
Employment Continuity Proof | Latest ITRs Shop & Establishment Act Certificate Shop & Establishment Act Certificate Sales Tax or VAT Certificate |
Business Proof | Registration Certificate Telephone Bill/Electricity Bill Shop & Establishment Act Certificate SSI or MSME Registration Certificate |
Toyota Urban Cruiser Car Loan Self-Employed Non-Individuals
Toyota Urban Cruiser Car Loan Partnership Firms/Societies
Category | Documents Required |
Identity Proof (Any 1) | Driving Licence PAN Card Aadhar Card Passport |
Address Proof (Any 1) | Electricity Bill/Telephone Bill Aadhar Card Driving License Voter ID |
Income Proof | Audited Balance Sheet P&L Account ITR for the previous 2 years |
Bank Statement | Last 6 month |
Business Continuity Proof | Company ITR of the last 2 years Audited Balance Sheet TAX registration Certificate Current Account Statement |
Additional documents | Letter of Authority or PAN Card |
Toyota Urban Cruiser Car Loan Private Limited/Limited Companies
Category | Documents Required |
Identity Proof | The latest copy of MOA and AOA Copy of Incorporation |
Address Proof (Any 1) | SSI/MSME Registration Certificate Telephone Bill Electricity Bill Shop & Establishment Act Certificate Sales Tax Certificate |
Income Proof | Audited Balance Sheet P&L Account and ITR for the previous 2 years |
Bank Statement | Previous 6 Months |
Business Continuity Proof | P&L account and ITR of the Company of the past 2 years Audited Balance Sheet Shop & Establishment Act Certificate |
Additional documents |
List of Shareholding partners and Directors
Board Resolution PAN Card Certificate of Commencement of Business for Ltd. Co. |
Toyota Urban Cruiser
Price – Rs.8.62 – 11.40 Lakh |
Toyota Urban Cruiser Price
The Toyota Urban Cruiser is priced between Rs. 8.62 lakh and Rs. 11.40 lakh. The Toyota Urban Cruiser is available in six different models, with the Mid being the most affordable and the Premium AT being the most expensive at Rs. 11.40 lakh.
Prices of Toyota Urban Cruiser Ex-showroom Delhi
Variants | Prices |
Toyota Urban cruiser Mid 1462 cc, Manual, Petrol, 17.03 kmpl | Rs.8.62 Lakh |
Toyota Urban cruiser High 1462 cc, Manual, Petrol, 17.03 kmpl | Rs.9.37 Lakh |
Toyota Urban cruiser Premium 1462 cc, Manual, Petrol, 17.03 kmpl | Rs.9.90 Lakh |
Toyota Urban cruiser Mid AT 1462 cc, Automatic, Petrol, 18.76 kmpl | Rs.9.92 Lakh |
Toyota Urban cruiser High AT 1462 cc, Automatic, Petrol, 18.76 kmpl | Rs.10.77 Lakh |
Toyota Urban cruiser Premium AT 1462 cc, Automatic, Petrol, 18.76 kmpl | Rs.11.40 Lakh |
Down Payment of Toyota Urban Cruiser Car Loan
Lenders usually have funds for 90% of the Urban Cruise’s purchase price. Some customers may also be liable for a full refund. The disparity between the car’s price and the loan sum is the down payment. Customers may also bargain with the lender for a lower loan interest rate. Lenders are usually required to cover 90% of the Urban Cruise’s road costs. 100% funding is available to you.
About Toyota Urban Cruiser
The Urban Cruiser, a compact SUV from Toyota, has established the company’s presence in the compact SUV market. The vehicle comes in three trim levels: Mid, High, and Premium, with manual and automatic transmission options. The Toyota Urban Cruiser is powered by a 1.5-litre four-cylinder petrol engine with 103 horsepower and 138 Nm of torque. This engine is mated to both a five-speed manual and a four-speed automatic transmission. All automatic models come with a high-capacity lithium-ion battery and a built-in starter generator.
The interior of the Urban Cruiser is two-toned, with premium dark brown leather seats. The front centre sliding armrest with storage, four-door speakers and two tweeters, an upper cooled grove package, and five-colour combi meter vibe lights are all included. A leather-wrapped steering wheel and a seven-inch Smart Playcast touchscreen audio system with Android Auto and Apple CarPlay, as well as smartphone-based navigation, are also included. Dual front airbags, ABS with EBD, advanced body structure, electrochromic IRVM, hill hold control, reverse parking camera with audio monitor, ISOFIX child seat restraint system, and anti-pinch driver side power window are all standard on the Urban Cruiser.
Toyota Urban Cruiser Mileage
The Toyota Urban Cruiser gets 17.03 to 18.76 kilometres per litre. The mileage of the Automatic Petrol version is 18.76 kmpl. 17.03 kmpl is the mileage of the Manual Petrol variant.
Fuel Type | Transmission | ARAI Mileage |
Petrol | Automatic | 18.76 kmpl |
Petrol | Manual | 17.03 kmpl |
How to apply for a Toyota Urban Cruiser Car loan
- Visit the official page of Dialabank
- Go to the Car Loan option and fill up all the required information asked, like name etc.
- Our relationship manager will get in touch with you over your application and solve all your doubts.
- Contact Dialabank at 9878981166 for further queries.
Toyota Urban Cruiser News
Select Toyota Models Get Costlier By Up to Rs 1.18 Lakh
- Toyota has increased the prices of the facelifted Innova Crysta by Rs 26,000 across the board.
- It now costs between Rs 16.52 lakh and Rs 24.59 lakh.
- The facelifted Fortuner’s prices have risen by Rs 36,000 across the board.
- The Fortuner Legender is Rs 72,000 more expensive than the Fortuner.
- The Camry has now priced at Rs 40.59 lakh, an increase of Rs 1.18 lakh over its previous price.
Toyota Recalls Nearly 9,500 Units of Urban Cruiser Over Possible Safety Issue
- The subcompact Urban Cruiser has been voluntarily recalled.
- A suspected defective driver-side airbag module assembly has affected 9,498 vehicles.
- This includes units sold between September 23, 2020, and February 11, 2021, when it was first released.
- The service centres will notify the owners of the damaged vehicles and, if necessary, the defective component will be replaced for free.
FAQs
✅ What is the Toyota Urban Cruiser’s on-road price?
The Urban Cruiser starts at Rs. 9,68,756 on the road in Delhi. RTO fees and insurance are included in the on-road price.
✅ What are the new Toyota Urban Cruiser offers for May?
In Delhi, there are two deals on the Toyota Urban Cruiser for the month of May 2021.
✅ Which car is better: the Urban Cruiser or the Kiger?
The Urban Cruiser costs Rs 8.62 lakh ex-showroom, while the Kiger costs Rs 5.45 lakh ex-showroom. Compare the prices, features, and specifications of these two models.
✅ What would the Toyota Urban Cruiser’s EMI or down payment be?
The EMI for the Toyota Urban Cruiser starts at Rs 19,808 per month for a 60-month term at 9.8% for a loan sum of Rs 9.36 lakh and a down payment of Rs 1.04 lakh.
✅ Is the Toyota Urban Cruiser a 5-seater SUV or a 7-seater SUV?
The Toyota Urban Cruiser is a five-seater car that costs Rs 8.62 lakh.
✅ What is the Minimum and Maximum Loan Amount for Toyota Urban Cruiser Car Loan?
The minimum loan amount is Rs 100,000, and the maximum loan amount is Loan up to 90% of On Road Price.
✅ What is the Toyota Urban Cruiser Car Loan Tenure?
1 year – 7 years is the loan tenure for Toyota Urban Cruiser Car Loan.