Maruti Suzuki Ignis Car Loan: Features & Benefits
| Maruti Suzuki Ignis Car Loan Interest Rate | 7.35%* per annum |
| Maruti Suzuki Ignis Car Loan Min Loan Amount | ₹ 100,000 |
| Maruti Suzuki Ignis Car Loan Max Loan Amount | Loan up to 90% of On Road Price |
| (Loan to Value) | or 100% of Ex-showroom Price |
| Maruti Suzuki Ignis Car Loan Tenure | 1 year to 7 years |
| Lowest EMI / Lac | ₹ 1,622 |
| Minimum Net Monthly Income | ₹ 20,000 |
| Minimum ITR for Self Employed | ₹ 2,00,000 |
| Age Criteria | Salaried: 21 years to 60 years Self Employed: 21 years to 65 years |
| Types of Cars | For All New Passenger Cars, Multi Utility Vehicles (MUVs), and Sport Utility Vehicle (SUVs). |
| Maruti Suzuki Ignis Car Loan Processing Fee | 0.40% of the principal amount |
| Foreclosure Charges | 6% (7-12 months) |
| Basic Documentation | Address Proof, Bank Statement, Car Quotation, and ID Proof |
Maruti Suzuki Ignis Car Loan Eligibility Criteria
| Salaried Individual |
|
| Self-Employed Individuals |
|
| Self-Employed Non-Individuals (Company/Partnership) |
|
| Priority Customers |
|
Maruti Suzuki Ignis Car Loan EMI Calculator
Maruti Suzuki Ignis Car Loan EMI starts at Rs 10,623 per month for a tenure of 60 months @ 9.8 for a loan amount of Rs 5.02 Lakh. The EMI Calculator tool on Dialabank gives a detailed break-up of the total payable amount and helps you in finding the best car finance for your Maruti Ignis To check your EMI visit the Dialabank EMI Calculator page.
Maruti Suzuki Ignis Car Loan Interest Rate, Fees, and Charges
| Charges | New Car Loan | Used Car Loan |
| Interest Rate | 7.35% | 11.80% p.a. to 13.80% p.a. |
| Maruti Suzuki Ignis Car Loan Processing fee | 0.40% | 0.40% |
| Issuance of Duplicate Repayment Schedule Charges | Around Rs.500 | Around Rs.500 |
| Foreclosure Charges | 6% | 6% |
| Penal Interest | 2% PM | 2% PM |
| Maruti Suzuki Ignis Car Loan Part Payment charges | 6% of the amount | 6% of the amount |
| Cheque/Instrument Swap Charge | Around Rs.500 | Around Rs.500 |
| Documentation Charge | Around Rs. 500 | Around Rs. 500 |
| Issuance of Duplicate No Dues Certificate Charges | Around Rs. 500 | Around Rs. 500 |
| Registration Certification Collection Charge | Around Rs. 200 | Around Rs. 200 |
| Cheque Bounce/Instrument Return Charges | Around Rs. 500 | Around Rs. 500 |
| Issuance of Duplicate Statement Charges | Around Rs. 500 | Around Rs. 500 |
| Loan Cancellation/Re-booking Charges | Around Rs. 1000 | Around Rs. 1000 |
| Issuance of Credit Report | Around Rs. 50 | Around Rs. 50 |
Maruti Suzuki Ignis Car Loan Documents Required
Maruti Suzuki Ignis Car Loan Salaried Individual
| Category | Documents Required |
| Identity Proof
(Any 1) |
Passport Voter ID Aadhar Card Driving License |
| Address Proof
(Any 1) |
Aadhar Card PAN Driving License Electricity Bill |
| Date of Birth Proof
(Any 1) |
Passport Birth Certificate High School Marksheet Driving Licence |
| Signature Proof
(Any 1) |
PAN Bankers Verification Passport |
| Income Proof | Salary Slip and latest Form No.16 |
| Bank Statement | Last 6 month Bank statement |
| Employment Continuity Proof | Job card by NREGA ITR of Form no. 16 Salary Slip mentioned with joining date Letter of Appointment |
Maruti Suzuki Ignis Car Loan Self-Employed Individuals
| Category | Documents Required |
| Identity Proof (Any 1) | PAN Card Passport Voter ID Aadhar Card |
| Address Proof (Any 1) | PAN Card Voter ID Passport Electricity Bill |
| Date of Birth Proof (Any 1) | Birth Certificate Passport Driving Licence PAN |
| Signature Proof (Any 1) | PAN Bankers Verification Passport |
| Bank Statement | Bank statement of last 6 months |
| Employment Continuity Proof | Latest ITRs Shop & Establishment Act Certificate Shop & Establishment Act Certificate Sales Tax or VAT Certificate |
| Business Proof | Registration Certificate Telephone Bill/Electricity Bill Shop & Establishment Act Certificate SSI or MSME Registration Certificate |
Maruti Suzuki Ignis Car Loan Self-Employed Non-Individuals
Maruti Suzuki Ignis Car Loan Partnership Firms/Societies
| Category | Documents Required |
| Identity Proof (Any 1) | Driving Licence PAN Card Aadhar Card Passport |
| Address Proof (Any 1) | Electricity Bill/Telephone Bill Aadhar Card Driving License Voter ID |
| Income Proof | Audited Balance Sheet P&L Account ITR for the previous 2 years |
| Bank Statement | Last 6 month |
| Business Continuity Proof | Company ITR of the last 2 years Audited Balance Sheet TAX registration Certificate Current Account Statement |
| Additional documents | Letter of Authority or PAN Card |
Maruti Suzuki Ignis Car Loan Private Limited/Limited Companies
| Category | Documents Required |
| Identity Proof | The latest copy of MOA and AOA Copy of Incorporation |
| Address Proof (Any 1) | SSI/MSME Registration Certificate Telephone Bill Electricity Bill Shop & Establishment Act Certificate Sales Tax Certificate |
| Income Proof | Audited Balance Sheet P&L Account and ITR for the previous 2 years |
| Bank Statement | Previous 6 Months |
| Business Continuity Proof | P&L account and ITR of the Company of the past 2 years Audited Balance Sheet Shop & Establishment Act Certificate |
| Additional documents |
List of Shareholding partners and Directors
Board Resolution PAN Card Certificate of Commencement of Business for Ltd. Co. |
Maruti Suzuki Ignis
Price – Rs. 4.95 – 7.36 Lakh
Maruti Suzuki Ignis Price
The price of Maruti Ignis starts at Rs. 4.95 Lakh and goes up to Rs. 7.36 Lakh. Maruti Ignis is offered in 7 variants – the base model of Ignis is Sigma and the top variant Maruti Ignis Alpha AMT comes at a price tag of Rs. 7.36 Lakh.
Prices of Maruti Suzuki Ignis Exshowroom Delhi
| Variant | Ex-Showroom Price |
| Ignis Sigma1197 cc, Manual, Petrol, 20.89 kmpl | Rs.4.95 Lakh* |
| Get On Road Price | |
| Pay Rs.85,521 more forIgnis Delta1197 cc, Manual, Petrol, 20.89 kmpl | Rs.5.80 Lakh* |
| Pay Rs.30,979 more forIgnis Zeta1197 cc, Manual, Petrol, 20.89 kmpl | Rs.6.11 Lakh* |
| Get On Road Price | |
| Pay Rs.19,021 more forIgnis Delta AMT1197 cc, Automatic, Petrol, 20.89 kmpl | Rs.6.30 Lakh* |
| Get On Road Price | |
| Pay Rs.30,979 more forIgnis Zeta AMT1197 cc, Automatic, Petrol, 20.89 kmpl | Rs.6.61 Lakh* |
| Get On Road Price | |
| Pay Rs.25,078 more for Ignis Alpha1197 cc, Manual, Petrol, 20.89 kmpl | Rs.6.86 Lakh* |
| Get On Road Price | |
| Pay Rs.50,000 more for Ignis Alpha AMT1197 cc, Automatic, Petrol, 20.89 kmpl | Rs.7.36 Lakh* |
| Get On Road Price | |
Down payment required for Maruti Suzuki Ignis Car Loan
Lenders usually fund 90% of the On-Road Price of the Maruti Suzuki Ignis. Some consumers may also be eligible for 100% financing. The down payment is the difference between the On-Road Price of the Maruti Suzuki Ignis and the loan amount. The principal and length of the loan decide the Maruti Suzuki Ignis interest rate the most. Customers can also negotiate a lower interest rate on their loan with the lender. 90% of the Maruti Ignis On-Road Price is normally financed by lenders. Some consumers may also be eligible for 100% financing.
About Maruti Suzuki Ignis
The Maruti Ignis is a five-seater hatchback that costs between Rs. 4.95 and Rs. 7.36 lakh*. It comes in seven different configurations, including a 1197cc BS6 engine and two transmission options: manual and automatic. The Ignis also has a kerb weight of 840-865 pounds, a ground clearance of, and a boot space of 260 litres. The Ignis is available in nine different colours. Over 473 user reviews for Maruti Ignis based on mileage, performance, price, and overall experience.
Maruti Suzuki Ignis Mileage
The Maruti Ignis mileage is 20.89 kmpl. The Manual Petrol variant has a mileage of 20.89 kmpl. The Automatic Petrol variant has a mileage of 20.89 kmpl.
| Fuel Type | Transmission | ARAI Mileage | * City Mileage | * Highway Mileage |
|---|---|---|---|---|
| Petrol | Manual | 20.89 kmpl | – | – |
| Petrol | Automatic | 20.89 kmpl | 14.65 kmpl | 12.89 kmpl |
How to get Maruti Suzuki Ignis Car Loan
- Visit the official page of Dialabank
- Go to the Car Loan option and fill up all the required information asked like name etc.
- Our relationship manager will get in touch with you over your application and solve all your doubts.
- Contact Dialabank at 9878981166 for further queries.
Maruti Suzuki News
Specifications for the five-door Maruti Suzuki Jimny have been leaked, and an India launch is expected.
- The 5-door Suzuki Jimny’s dimensions and engine specifications have been leaked.
- The wheelbase and total length will be increased by 300mm to 2,550mm and 3,850mm, respectively, according to the paper.
- The length (1,645mm), width (1,730mm), and ground clearance (210mm) will all remain unchanged.
- It will be powered by a 102PS 1.5-litre K15B petrol engine mated to a 5-speed manual and a 4-speed automatic transmission.
- As a competitor to Mahindra Thar, it is expected to start at Rs 10 lakh.
Discounts of up to Rs 53,000 are available on Maruti Arena cars. This Can, the Swift LXi receives a maximum savings of up to Rs 53,000.
- The Celerio does not come with a cash discount, but it does come with discounts of up to Rs 18,000.
- Just a Rs 3,000 corporate discount is available on the Ertiga.
- Both of the deals are good for the whole month of May 2021.
FAQs on Maruti Suzuki Car Loan
✅ What is the current Maruti Ignis on-road price?
In Delhi, the Ignis begins at Rs. 5,46,660 on the lane. RTO fees and insurance are included in the on-road price.
✅ What are the new Maruti Ignis offers available in May?
Three Maruti Ignis offers are available in Delhi for the month of May 2021.
✅ What is the Minimum and Maximum Loan Amount for Maruti Suzuki Ignis Car Loan?
The minimum loan amount is Rs 100,000 and the maximum loan amount is Loan up to 90% of On Road Price.
✅ What is the interest rate of the Maruti Suzuki Ignis Car Loan?
The interest rate for Maruti Suzuki Ignis Car Loan is 7.35%
✅ What is the Maruti Suzuki Ignis Car Loan Tenure?
1 year – 7 years is the loan tenure for Maruti Suzuki Ignis Car Loan.
✅ Is Ignis or Swift a better car?
The Ignis costs Rs 4.95 lakh ex-showroom, while the Swift costs Rs 5.73 lakh ex-showroom. Compare the prices, features, and specifications of these two models.
✅ What would the Maruti Ignis’ EMI or down payment be?
The Maruti Ignis EMI begins at Rs 10,623 per month for a loan sum of Rs 5.02 lakh with a 60-month term and a down payment of Rs 56,000.
✅ Is there a sunroof on the Maruti Ignis?
The Maruti Ignis lacks a sunroof.
