Car Loan for Datsun RediGo: Features & Benefits
| Datsun RediGo Car Loan Interest Rate | 7.35%* per annum |
| Datsun RediGo Car Loan Min Loan Amount | ₹ 100,000 |
| Datsun RediGo Car Loan Max Loan Amount | Loan up to 90% of On Road Price |
| (Loan to Value) | or 100% of Ex-showroom Price |
| Datsun RediGo Car Loan Tenure | 1 year to 7 years |
| Lowest EMI / Lac | ₹ 1,622 |
| Minimum Net Monthly Income | ₹ 20,000 |
| Minimum ITR for Self Employed | ₹ 2,00,000 |
| Age Criteria | Salaried: 21 years to 60 years Self Employed: 21 years to 65 years |
| Types of Cars | For All New Passenger Cars, Multi Utility Vehicles (MUVs), and Sport Utility Vehicle (SUVs). |
| Datsun RediGo Car Loan Processing Fee | 0.40% of the principal amount |
| Foreclosure Charges | 6% (7-12 months) |
| Basic Documentation | Address Proof, Bank Statement, Car Quotation, and ID Proof |
Datsun RediGo Car Loan Eligibility Criteria
| Salaried Individual |
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| Self-Employed Individuals |
|
| Self-Employed Non-Individuals (Company/Partnership) |
|
| Priority Customers |
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Datsun RediGO Car Loan EMI Calculator
Datsun RediGO Car Loan EMI starts at Rs 7,997 per month for a tenure of 60 months @ 9.8 for a loan amount of Rs 3.78 Lakh. The EMI Calculator tool on Dialabank gives a detailed break-up of the total payable amount and helps you find the best car finance for your RediGO.To check your EMI visit the Dialabank EMI Calculator page.
Datsun RediGo Car Loan Interest Rate, Fees, and Charges
| Charges | New Car Loan | Used Car Loan |
| Interest Rate | 10.5% | 11.80% p.a. to 13.80% p.a. |
| Datsun RediGo Car Loan Processing fee | 0.40% | 0.40% |
| Issuance of Duplicate Repayment Schedule Charges | Around Rs.500 | Around Rs.500 |
| Foreclosure Charges | 6% | 6% |
| Penal Interest | 2% PM | 2% PM |
| Datsun RediGo Car Loan Part Payment charges | 6% of the amount | 6% of the amount |
| Cheque/Instrument Swap Charge | Around Rs.500 | Around Rs.500 |
| Documentation Charge | Around Rs. 500 | Around Rs. 500 |
| Issuance of Duplicate No Dues Certificate Charges | Around Rs. 500 | Around Rs. 500 |
| Registration Certification Collection Charge | Around Rs. 200 | Around Rs. 200 |
| Cheque Bounce/Instrument Return Charges | Around Rs. 500 | Around Rs. 500 |
| Issuance of Duplicate Statement Charges | Around Rs. 500 | Around Rs. 500 |
| Loan Cancellation/Re-booking Charges | Around Rs. 1000 | Around Rs. 1000 |
| Issuance of Credit Report | Around Rs. 50 | Around Rs. 50 |
Documents Required for Datsun RediGo Car Loan
Datsun RediGo Car Loan Salaried Individual
| Category | Documents Required |
| Identity Proof
(Any 1) |
Passport Voter ID Aadhar Card Driving License |
| Address Proof
(Any 1) |
Aadhar Card PAN Driving License Electricity Bill |
| Date of Birth Proof
(Any 1) |
Passport Birth Certificate High School Marksheet Driving Licence |
| Signature Proof
(Any 1) |
PAN Bankers Verification Passport |
| Income Proof | Salary Slip and latest Form No.16 |
| Bank Statement | Last 6 month Bank statement |
| Employment Continuity Proof | Job card by NREGA ITR of Form no. 16 Salary Slip mentioned with joining date Letter of Appointment |
Datsun RediGo Car Loan Self-Employed Individuals
| Category | Documents Required |
| Identity Proof (Any 1) | PAN Card Passport Voter ID Aadhar Card |
| Address Proof (Any 1) | PAN Card Voter ID Passport Electricity Bill |
| Date of Birth Proof (Any 1) | Birth Certificate Passport Driving Licence PAN |
| Signature Proof (Any 1) | PAN Bankers Verification Passport |
| Bank Statement | Bank statement of last 6 months |
| Employment Continuity Proof | Latest ITRs Shop & Establishment Act Certificate Shop & Establishment Act Certificate Sales Tax or VAT Certificate |
| Business Proof | Registration Certificate Telephone Bill/Electricity Bill Shop & Establishment Act Certificate SSI or MSME Registration Certificate |
Datsun RediGo Car Loan Self-Employed Non-Individuals
Datsun RediGo Car Loan Partnership Firms/Societies
| Category | Documents Required |
| Identity Proof (Any 1) | Driving Licence PAN Card Aadhar Card Passport |
| Address Proof (Any 1) | Electricity Bill/Telephone Bill Aadhar Card Driving License Voter ID |
| Income Proof | Audited Balance Sheet P&L Account ITR for the previous 2 years |
| Bank Statement | Last 6 month |
| Business Continuity Proof | Company ITR of the last 2 years Audited Balance Sheet TAX registration Certificate Current Account Statement |
| Additional documents | Letter of Authority or PAN Card |
Datsun RediGo Car Loan Private Limited/Limited Companies
| Category | Documents Required |
| Identity Proof | The latest copy of MOA and AOA Copy of Incorporation |
| Address Proof (Any 1) | SSI/MSME Registration Certificate Telephone Bill Electricity Bill Shop & Establishment Act Certificate Sales Tax Certificate |
| Income Proof | Audited Balance Sheet P&L Account and ITR for the previous 2 years |
| Bank Statement | Previous 6 Months |
| Business Continuity Proof | P&L account and ITR of the Company of the past 2 years Audited Balance Sheet Shop & Establishment Act Certificate |
| Additional documents |
List of Shareholding partners and Directors
Board Resolution PAN Card Certificate of Commencement of Business for Ltd. Co. |
Datsun RediGo
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Ex-showroom Price – Rs.3.83 – 4.95 Lakh |
Datsun RediGo Price
The Datsun RediGO is priced between Rs. 3.83 lakh and Rs. 4.95 lakh. The Datsun RediGO is available in six different models, with the D being the most affordable and the top-of-the-line Datsun RediGO AMT 1.0 T Option costing Rs. 4.95 lakh.
Prices of Datsun RediGo Exshowroom Delhi
| VARIANTS | ON-ROAD PRICE |
| RediGO T Option | Rs. 4.95 Lakh* |
| RediGO 1.0 T Option | Rs. 5.17 Lakh* |
| RediGO D | Rs. 4.20 Lakh* |
| RediGO T | Rs. 4.65 Lakh* |
| RediGO AMT 1.0 T Option | Rs. 5.40 Lakh* |
Down payment required for Datsun RediGo Car Loan
Lenders usually fund 90% of the On-Road Price of the Datsun RediGo. Some consumers may also be eligible for 100% financing. The down payment is the difference between the On-Road Price of the Datsun RediGo and the loan amount. The principal and length of the loan decide the Datsun RediGo interest rate the most. Customers can also negotiate a lower interest rate on their loan with the lender. Lenders usually finance 90% of the Datsun RediGo On-Road Price. Some consumers may also be eligible for 100% financing.
About Datsun RediGo
The Datsun RediGO is a 5-seater hatchback that costs between Rs. 3.83 and Rs. 4.95 lakh*. It comes in six different configurations, with two BS6-compliant engine options and two transmission options: manual and automatic. The RediGO has a kerb weight, a ground clearance of 187mm, and a boot room of 222 litres, among other features. The RediGO comes in six different colours. Over 83 user reviews for Datsun RediGO based on mileage, performance, price, and overall experience.
The facelifted RediGO hatchback has begun development at Datsun. The company has begun public road tests for the model, implying that it will be released soon. The Datsun RediGO facelift will feature a new exterior design and engines that are BS6 compliant.
The Datsun RediGO facelift will feature a revised fascia, including a new bumper, new headlamps, a new bonnet, and a new grille, as seen in spy photos. A new rear bumper and redesigned taillights are also planned for the model. Although the model will be revised to conform with new crash test norms, details about the interior of the facelifted Datsun RediGO remain undisclosed at this time.
The BS6-compliant models of the 0.8-litre and 1.0-litre petrol engines are likely to be available on the RediGO facelift. The model will compete against the Maruti Suzuki Alto and the Renault Kwid when it debuts.
Datsun RediGo Mileage
Datsun RediGO Petrol claimed an ARAI mileage of 21.7 kmpl. The ARAI mileage for the automatic Datsun RediGO Petrol models is 22.0 kmpl.
| Fuel Type | Transmission | ARAI Mileage |
| Petrol | Automatic | 22.0 kmpl |
| Petrol | Manual | 21.7 kmpl |
How to get Datsun RediGo Car Loan
- Visit the official page of Dialabank
- Go to the Car Loan option and fill up all the required information asked, like name etc.
- Our relationship manager will get in touch with you over your application and solve all your doubts.
- Contact Dialabank at 9878981166 for further queries.
Datsun RediGo News
Benefits Of Up To Rs 75,000 On Nissan Kicks, Datsun RediGO, GO And GO+ In September 2020
Nissan and Datsun are the latest automakers to announce deals ahead of the holiday season. Both brands’ deals are available on all models, including the facelifted RediGO. The benefits are available from both carmakers until September 15, 2020, after which the total benefits will be reduced.
Datsun RediGO: Old vs New
The latest RediGO is bigger, taller, and longer than the previous one. However, the wheelbase and boot space remain unchanged. And, since it’s a mid-life redesign, the platform hasn’t changed, and there haven’t been any under-the-hood improvements; the differences in dimensions can be due to changes in the bumper design, different ORVMs, larger tyres, and other factors.
