Datsun Go Car Loan: Features & Benefits
Datsun Go Car Loan Interest Rate | 7.35%* per annum |
Min Loan Amount for Datsun Go Car Loan | ₹ 100,000 |
Max Loan Amount for Datsun Go Car Loan | Loan up to 90% of On Road Price |
(Loan to Value) | or 100% of Ex-showroom Price |
Datsun Go Car Loan Tenure | 1 year to 7 years |
Lowest EMI / Lac | ₹ 1,622 |
Minimum Net Monthly Income | ₹ 20,000 |
Minimum ITR for Self Employed | ₹ 2,00,000 |
Age Criteria | Salaried: 21 years to 60 years |
Self Employed: 21 years to 65 years | |
Types of Cars | For All New Passenger Cars, Multi Utility Vehicles (MUVs), and Sport Utility Vehicle (SUVs). |
Datsun Go Car Loan Processing Fee | 0.40% of the principal amount |
Foreclosure Charges | 6% (7-12 months) |
Basic Documentation | Address Proof, Bank Statement, Car Quotation, and ID Proof |
Datsun Go Car Loan Eligibility Criteria
Salaried Individual | Age – 21 years to 60 years |
Net Monthly Income – Minimum ₹ 20,000 | |
Employment Duration – 1-year minimum | |
Income Eligibility – Based on Form 16 and salary slip | |
Self-Employed Individuals | Age – 21-65 years of age |
Minimum ITR – Rs.2 lakh | |
Employment Duration – Minimum 3 years | |
Income Eligibility – Depends on the latest Income Tax Returns | |
Self-Employed Non-Individuals (Company/Partnership) | Minimum ITR – Rs. 2 lakh |
Employment Duration – 3 years minimum | |
The applicant has to present IT returns and audited financials of 2 years with Calculated Income. | |
Priority Customers | At least 6-month vintage |
Average Quarterly Balance – 2 quarters balance at a minimum of Rs.1 lakh | |
Maximum Loan Amount – 3 times the Average Quarterly Balance of the last 2 Quarters |
Datsun Go Car Loan EMI Calculator
The Datsun GO EMI starts at Rs 8,755 per month for a loan sum of Rs 4.14 lakh over 60 months at a rate of 9.8 per cent. Dialabank’s EMI Calculator tool breaks down the total payable balance in-depth and assists you in finding the right car finance for your GO. To check your EMI visit the Dialabank EMI Calculator page.
Datsun Go Car Loan Interest Rate, Fees, and Charges
Charges | New Car Loan | Used Car Loan |
Datsun Go Car Loan Interest Rate | 7.35% | 11.80% p.a. to 13.80% p.a. |
Datsun Go car loan Processing fee | 0.40% | 0.40% |
Issuance of Duplicate Repayment Schedule Charges | Around Rs.500 | Around Rs.500 |
Datsun Go Car Loan Foreclosure Charges | 6% | 6% |
Penal Interest | 2% PM | 2% PM |
Datsun Go car loan Part Payment charges | 6% of the amount | 6% of the amount |
Cheque/Instrument Swap Charge | Around Rs.500 | Around Rs.500 |
Documentation Charge | Around Rs. 500 | Around Rs. 500 |
Issuance of Duplicate No Dues Certificate Charges | Around Rs. 500 | Around Rs. 500 |
Registration Certification Collection Charge | Around Rs. 200 | Around Rs. 200 |
Cheque Bounce/Instrument Return Charges | Around Rs. 500 | Around Rs. 500 |
Issuance of Duplicate Statement Charges | Around Rs. 500 | Around Rs. 500 |
Loan Cancellation/Re-booking Charges | Around Rs. 1000 | Around Rs. 1000 |
Issuance of Credit Report | Around Rs. 50 | Around Rs. 50 |
Datsun Go Car Loan Documentations
Datsun Go Car Loan Documents for Salaried Individuals
Category | Documents Required |
Identity Proof | Passport |
Voter ID | |
Aadhar Card | |
(Any 1) | Driving License |
Address Proof | Aadhar Card |
PAN | |
Driving License | |
(Any 1) | Electricity Bill |
Date of Birth Proof | Passport |
Birth Certificate | |
High School Marksheet | |
(Any 1) | Driving Licence |
Signature Proof | PAN |
Bankers Verification | |
Passport | |
(Any 1) | |
Income Proof | Salary Slip and latest Form No.16 |
Bank Statement | Last 6 month Bank statement |
Employment Continuity Proof | Job card by NREGA |
ITR of Form no. 16 | |
Salary Slip mentioned with joining date | |
Letter of Appointment |
Datsun Go Car Loan Documents for Self-Employed Individuals
Category | Documents Required |
Identity Proof (Any 1) | PAN Card |
Passport | |
Voter ID | |
Aadhar Card | |
Address Proof (Any 1) | PAN Card |
Voter ID | |
Passport | |
Electricity Bill | |
Date of Birth Proof (Any 1) | Birth Certificate |
Passport | |
Driving Licence | |
PAN | |
Signature Proof (Any 1) | PAN |
Bankers Verification | |
Passport | |
Bank Statement | Bank statement of last 6 months |
Employment Continuity Proof | Latest ITRs |
Shop & Establishment Act Certificate | |
Shop & Establishment Act Certificate | |
Sales Tax or VAT Certificate | |
Business Proof | Registration Certificate |
Telephone Bill/Electricity Bill | |
Shop & Establishment Act Certificate | |
SSI or MSME Registration Certificate |
Datsun Go Car Loan Documents for Self-Employed Non-Individuals:
Datsun Go Car Loan Documents for Partnership Firms/Societies
Category | Documents Required |
Identity Proof (Any 1) | Driving Licence PAN Card Aadhar Card Passport |
Address Proof (Any 1) | Electricity Bill/Telephone Bill Aadhar Card Driving License Voter ID |
Income Proof | Audited Balance Sheet P&L Account ITR for the previous 2 years |
Bank Statement | Last 6 month |
Business Continuity Proof | Company ITR of the last 2 years Audited Balance Sheet TAX registration Certificate Current Account Statement |
Additional documents | Letter of Authority or PAN Card |
Datsun Go Car Loan Documents for Private Limited/Limited Companies
Category | Documents Required |
Identity Proof | The latest copy of MOA and AOA Copy of Incorporation |
Address Proof (Any 1) | SSI/MSME Registration Certificate Telephone Bill Electricity Bill Shop & Establishment Act Certificate Sales Tax Certificate |
Income Proof | Audited Balance Sheet P&L Account and ITR for the previous 2 years |
Bank Statement | Previous 6 Months |
Business Continuity Proof | P&L account and ITR of the Company of the past 2 years Audited Balance Sheet Shop & Establishment Act Certificate |
Additional documents |
List of Shareholding partners and Directors
Board Resolution PAN Card Certificate of Commencement of Business for Ltd. Co |
Datsun Go
Ex-Showroom Price – Rs.4.02 – 6.51 Lakh
Datsun Go Car Loan Key Specifications
ARAI Mileage | 19.59 km |
Fuel Type | Petrol |
Engine Displacement (cc) | 1198 |
Max Power (bhp@rpm) | 76.43bhp@6000rpm |
Max Torque (nm@rpm) | 104Nm@4400rpm |
Seating Capacity | 5 |
TransmissionType | Automatic |
Boot Space (Litres) | 265 |
Fuel Tank Capacity | 35.0 |
Body Type | Hatchback |
Service Cost (Avg. of 5 years) | Rs.6,240 |
Datsun Go Car Loan Key Features
Power Steering | ? |
Power Windows Front | ? |
Anti Lock Braking System | ? |
Air Conditioner | ? |
Driver Airbag | ? |
Passenger Airbag | ? |
Alloy Wheels | ? |
Wheel Covers | x |
Automatic Climate Control | x |
Datsun GO Car Loan Latest Update
- This April, Datsun GO customers can save up to Rs 40,000 on their vehicle.
- The Datsun GO has priced between Rs 4.02 lakh and Rs 6.51 lakh (ex-showroom Delhi).
- The Datsun GO comes in five variants: D, A, A(O), T, and T. (O).
- The Datsun GO is equipped with a 1.2-litre 3-cylinder petrol engine. This engine is available with a 5-speed manual transmission or a CVT. When paired with a manual transmission, it produces 68 horsepower, but when paired with a CVT, it has 77 horsepower. On the other hand, the petrol engine produces the same torque (104Nm) regardless of transmission.
- Features of the Datsun GO include a keyless entry, a 7-inch touchscreen infotainment system with Android Auto and Apple CarPlay, 14-inch alloy wheels, and a manual air conditioner with a heater.
- Rear parking sensors, ABS with EBD, and dual front airbags are all standard safety features on the Datsun GO.
- Rivals of the Datsun GO include the Hyundai Santro, Maruti Suzuki WagonR, Celerio, Ignis, and Tata Tiago.
Datsun Go Price
Datsun GO prices start at Rs. 4.02 lakh and go up to Rs. 6.51 lakh. The Datsun GO is available in seven different models, with the D Petrol being the most affordable and the top-of-the-line Datsun GO T Option CVT costing Rs. 6.51 lakh.
Prices of Datsun Go Exshowroom Delhi
Version | Ex-Showroom Price (New Delhi) |
Datsun Go D | 3,28,255 |
Datsun Go A | 3,54,693 |
Datsun Go EPS | 3,76,814 |
Datsun Go T | 3,96,974 |
Datsun Go T (O) | 4,17,134 |
Down payment required for Datsun Go Car Loan
The Datsun GO’s interest rate is primarily determined by the loan amount’s principal and term. Lenders’ interest rates typically range from 8.75 per cent to 11.50 per cent per annum. If a customer has an account with the lender, he could be eligible for a pre-approved new car loan deal, which he may verify by logging into his account. Customers can also bargain with the lender for a lower interest rate on their loan sum. Lenders usually finance 90 per cent of the Datsun GO’s On-Road Price. Some customers may be eligible for 100% funding as well. The difference between the Datsun GO’s On-Road Price and the sum financed by the loan is the down payment.
About Datsun Go
The new hatchback of Datsun, which comes with five seats and a 1.2-litre engine, was premiered last July in New Delhi by Carlos Ghosn, Chairman and CEO of Renault-Nissan Alliance.
Drive computer
– Digital Tachometer
– Average Fuel Consumption
– Instantaneous Fuel Consumption
– Distance to empty
– Intelligent wiper with drop wipe function
– Follow me a home headlamp
– Front connected seats
– Fabric seats
– Heater
– Mobile Docking Station (USB* + Aux-in)
– Speed sensitive power steering
– Power window(front)
– Central locking
– Front speakers
– Full wheel cover
– Body-colour door handle
New Safety & Security Features which are found on Every model of Datsun Go
The safety of customers considering the Datsun GO has been a big concern. Following poor crash-test results, Global NCAP found both cars’ structures fragile and unfit for further loading. On the other hand, Datsun seems to have pulled its socks up and focused on enhancing the car’s structural efficiency, adding around 150kg of weight in the process. As a result, the revised model now complies with India’s upcoming crash test requirements. Throughout the range, dual front airbags, ABS with EBD (electronic brakeforce distribution), BA (brake assist), rear parking sensors, and follow-me-home headlamps are all standard.
- Datsun GO Plus Exterior
It shares the same front profile and side facet as the GO hatchback. However, the sub-compact MPV has a different rear profile than its hatchback sibling due to the inclusion of the third row.
- Datsun GO Plus Interior
The 2450mm wheelbase ensures enough space for front and rear passengers, though the third row is cramped and only suitable for children. The boot space is limited to 48 litres, but the third-row seats can be folded to increase the capacity to 347 litres.
- Datsun GO Plus Engine Specifications & Transmission
The same 1.2-litre petrol engine that powers the GO hatchback has been used by Datsun. The engine produces a maximum capacity of 67bhp and a maximum torque of 104Nm.
- Datsun GO Plus Performance & Mileage
The Datsun Go+, powered by a 1.2-litre petrol engine, is estimated to have an ARAI-rated fuel economy of 20.62km/l, which is very impressive.
- Datsun GO Plus Accessories & Infotainment
On both sides, it has a handheld docking station with an amplifier, phone holder, Aux-in, USB port, and speakers.
- Datsun GO Plus Safety & Security
Only the top-spec model comes with a driver airbag and manual central locking. All trims come standard with 3 points ELR front seat belts, second-row seat belts, third-row seat belts, child lock, and engine immobiliser.
- Datsun GO Plus Comfort & Convenience
Drive computer, gear shift guide, follow me headlamps, remote fuel lid opener, accessory socket, heater & blower, air conditioner with filter, remote tailgate opener, front control windows, and speed-sensitive electric power steering are among the convenience features packed inside.
- Datsun GO Plus Wheels & Tyres
Although the subcompact MPV has decent ground clearance, the 13-inch tyres look undersized compared to the vehicle’s weight.
Datsun Go Comparison with similar cars
Renault KWID | Maruti Swift | Datsun Redi-GO |
Price – Rs 3.18 – 5.39 Lakhs |
Price –Rs 5.73 – 8.41 Lakhs |
Price – Rs 3.84 – 4.95 Lakhs |
Datsun Go Mileage
GO Vs KWID | GO, Vs Swift, | GO Vs Redi GO | GO Vs Wagon R | GO Vs Alto 800 |
Mileage – 20.71 to 22.3 kmpl | Mileage – 23.2 to 23.76 kmpl | Mileage – 20.71 to 22.0 kmpl | Mileage – 20.52 kmpl to 32.52 km/kg | Mileage –
22.05 kmpl to 31.59 km/kg
|
Price – Rs.3.18 – 5.39 Lakh* | Price – Rs.5.73 – 8.41 Lakh* | Price – Rs.3.83 – 4.95 Lakh* | Price – Rs.4.80 – 6.33 Lakh* | Price – Rs.2.99 – 4.60 Lakh* |
How to get Datsun Go Car Loan
- Visit the official page of Dialabank
- Go to the Car Loan option and fill up all the required information asked, like name etc.
- Our relationship manager will get in touch with you over your application and solve all your doubts.
- Contact Dialabank at 9878981166 for further queries.
Datsun Go News
In May 2021, save up to Rs 75,000 on Nissan Kicks and Datsun Go.
The Nissan Kicks SUV, which is capable but slow to sell, is now available with a discount of up to Rs 75,000. This is most likely a blueprint from 2020. The Kicks’ sales figures aren’t outstanding, with the company only moving 1,000 vehicles each month. The Magnate consumes the majority of the production. Returning to the Kicks, there is an outright cash gain of Rs 20,000, as well as a Rs 50,000 swap incentive. An additional Rs 5,000 discount is available based on one’s CIBIL ranking.
In May 2021, Datsun will offer discounts of up to Rs 40,000.
In May, Datsun India has announced discounts on its entire model range. Potential customers can take advantage of these deals in the form of cash and swap offers on the Redi-Go, GO, and GO+.
Examination of the 2021 Datsun Redi-Go facelift
We’ve finally gotten our hands on the facelifted Datsun Redi-Go, which debuted in May 2020, right in the middle of the last COVID19 surge and just before the Nissan Magnite started hogging headlines. While the mechanicals remains the same, the face and interior have undergone significant changes. So is the smallest Datsun now a better entry-level hatchback as a result of these upgrades?