Car Loan Yamunanagar

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Best Banks for Car Loan in Yamunanagar

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate (p.a.)	7.35 - 7.95%	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Car Loan Yamunanagar Features

Want to purchase a car but don’t have the required funds for it? A car loan is what you can avail. Car Loan is a secured loan with easy repayment options available for the applicants. The loan amount is offered on Interest charges which vary from one lender to another. You may avail a car loan for purchasing a new car as well as a used car. The car loan requirements vary from one lender to another. So if you are thinking of purchasing your dream car, get an instant Car loan with DialaBank at an appropriate rate of interest.

Car Loan Yamunanagar Interest Rate

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Yamunanagar Documents Required

Documents required for car loan are as followed:

Identity Proof in the form of Passport copy, PAN Card, Voters ID card, Driving License or any other proof
Income Proof For Salaried Employees– Latest 3-month salary slip with form 16 / For Self Employed- Latest ITR
Proof of Address: Driving license / Voters card /Ration card / Passport Copy / Electricity Bill / Telephone Bill / Life Insurance Policy /PAN Card
Bank Statements for the last 6 months.
ITR must be filed for the previous 2 years for self-employed people.

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Car Loan Yamunanagar Eligibility Criteria

For the salaried and self-employed, Car loan eligibility criteria vary in the following manner:

Minimum age: 21 years for salaried and 30 years for self-employed
Maximum age at loan maturity: 60 years for salaried and 65 for self-employed
Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment and For Self Employed– at least 3 years in business
Minimum Annual Income: For Salaried Rs 100000 net annual income is necessary and For Self- Employed Net profit Rs.100000 p.a. for mid-sized and premium cars, Rs. 60000 p.a for standard cars are essential.

Car Loan for Major Car Manufacturers in Yamunanagar

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Yamunanagar

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Car Loan in Yamunanagar

CIBIL score is what describes your creditworthiness of the past. So, it is an important aspect to consider while availing a car loan. The CIBIL score required for car loans may vary from one lender to another. Most banks accept a CIBIL score of 750 and above to process your car loan application. In case of a low CIBIL score, you might be required to pay a heavy interest rate on the loan amount.

Car Loan Yamunanagar Contact Number

In case of any queries regarding best car loan in Yamunanagar, you may contact on the number 9878981166 for any sort of assistance.

Pre Calculated EMI Table for Car Loan Yamunanagar

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Yamunanagar

Car Loan Yamunanagar

Formerly known as Abdullahpur, Yamunanagar, in the Indian state of Haryana is a city and a municipal corporation in Yamunanagar district. This town is famous all over the country for the cluster of plywood units and paper industries it has. It provides timber to larger industries. The older town is called Jagadhri. The city is served by the Yamunanagar-Jagadhri railway station (YJUD). Jagadhri Railway Station is situated in Yamunanagar although it may have a different name. The city also has another railway station called Jagadhri Workshop in Yamunanagar district.

As per provisional data of census 2011, Yamunanagar urban agglomeration had a population of 383,318.

Car Loan EMI Calculator

Car loan EMI can be calculated by Car loan EMI Calculator provided by Dialabank. It’s totally free to use and you can use it as many times you want. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the car loan.