Car Loan Thanesar

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Best Banks for Car Loan in Thanesar

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Car Loan Thanesar Features

A vehicle advance is a measure of money a customer obtains from financial institutions like banks to buy their dream vehicle. The advance sum is possibly up to 85% of the all-out expense of your dream vehicle, dependent on Ex-Showroom or On-Road cost. The loan amount will vary from bank to bank. You can reimburse the credit sum in portions.

Vehicle credits in Thanesr regularly offer a fixed pace of interest options. This implies you are constantly guaranteed a fixed sum that should be reimbursed month to month. Vehicle advances are not implied for simply new vehicles but also for second-hand vehicles. Apply for a Car Loan at Dialabank. Visit us at www.dialabank.com.

Car Loan Thanesar Interest Rate

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Thanesar Documents Required

Documents required for car loan are as followed:

For salaried:

Identity Proof: Passport, PAN Card, Voters ID card, Driving License, or any other valid proof of identity
Income Proof: Latest 3-month salary receipt along with form 16
Address Proof: Ration card / Adhar card/ Driving license / Passport / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card or any other address proof
Bank Statement: previous 6 months statements be required.

For self-employed:

Identity Proof: Passport, PAN Card, Voters ID card, Driving License or any other valid proof of identity
Income Proof: Latest ITR returns filed
Address Proof: Ration card / Adhar card/ Driving license / Passport / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card or any other address proof
Bank Statement: Statement of previous 6 months are required.

Car Loan Thanesar Eligibility Criteria

The car loan eligibility requirements are as followed:

For salaried:

The age for a salaried individual or applicants should be between 21 and 60 years
One-year employment is essential for salaried applicants
Rs 100000 net annual income is required

For self-employed:

The age for a self-employed applicant should be between 30 and 65 years
3 years of operating business is essential for self-employed persons
Rs. 60k- 100k p.a for a self-employed person

Car Loan for Major Car Manufacturers in Thanesar

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Thanesar

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Car Loan in Thanesar

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CIBIL score is the score that defines the credit history of an individual. CIBIL score can depict the creditworthiness with which a person has paid off his previous loans. Any loan, including the car loan, requires a good CIBIL score of the individual. Of course, the exact value may differ from one bank to another. But, a score of 750 and above is considered a good score and makes the entire process of car loan availability easy, convenient and fast.

Higher the CIBIL score, the high chance of approval it becomes for an individual to avail of a car loan.

Car Loan Thanesar Contact Number

For any queries related to a car loan Thanesar, you may call us on this number 9878981166.

Pre Calculated EMI Table for Car Loan Thanesar

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466