Car Loan Tasgaon

Car Loan Tasgaon

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Best Banks for Car Loan in Tasgaon

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Car Loan Tasgaon Features

Apply for a car loan

Are you planning to buy a new or old car? And do not have funds to buy? Then you can ask for a Car Credit from us. We grant you many advantages along with it. And you can use the loan amount for buying a new or on the used car according to your condition. Apply via Dialabank car loan for instant approval with low EMIs options.

Some of the features of car loan in Tasgaon are:

You will get a car loan at an affordable rate of interest.
The process of availing a car loan is very Simple and Hassle-free.
It is very easy to pay back by availing the EMIs option.
Being a secured loan, the applicant gets Speedy approval after the document verification is completed.
Minimum documentation is required for the car loan procedure.

Car Loan Tasgaon Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Tasgaon Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

Proof of Identification: Passport copy, Voters ID card, PAN Card, Driving License
Income Proof: Latest 3-month salary slip amidst form 16
Residence Proof: Ration card / Driving license / Passport Copy / Telephone Bill / Voters card / Electricity Bill / Life Insurance Policy /PAN Card
Bank Statement: Last 6 months.

For Self Employed Individuals:

Identification Proof: Passport copy, Voters ID card, Driving License, PAN Card
Income Proof: Latest ITR
Address Proof(anyone): Ration card/ Driving license / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy / Voters card / PAN Card
Bank Statement: Last 6 months.

Car Loan Tasgaon Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

Minimum age: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: 1 year in current trade and a minimum of 2 years of profession
Minimum Annual Income: Rs.100000 net annual revenue

For Self-Employed Applicants

Minimum age: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: At least 3 years in business
Minimum Annual Income: Net profit Rs. 60000 per annum for official cars and Rs.100000 per annum for mid-sized and selected cars

Car Loan for Major Car Manufacturers in Tasgaon

TABLE WILL APPEAR

Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan in Tasgaon

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Car Loan in Tasgaon

CIBIL score reflects your credit history in the history as well as your defaults in repayment of your past loans. A good credit score is considered as 750 and above as the largest of the financial organizations ask for a high credit score. Every bank and NBFC has diverse criteria for a minimum CIBIL score they require to prepare your Car Loan in Tasgaon. A Lower CIBIL average than 750 can bring a greater rate of interest.

The companies also check out for the detailed behavior of previous loans that you have taken. There must not be any obstacle payments of your previous loans. It will directly affect your car loan request for a new loan.

A very low CIBIL score might lead to denial of your loan as it is the first thing a bank tracks before preparing your Car Loan Tasgaon application.

Car Loan Tasgaon Agent Contact Number

Call us on 9878981166 to avail car loan in Tasgaon and for any assistance required.

Pre Calculated EMI Table for Car Loan Tasgaon

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

Car Loan EMI Calculator Tasgaon

Apply for a Car Loan

About Tasgaon

Tasgaon is a city and a municipal committee in the Sangli district in the Indian state of Maharashtra. Tasgaon has quickly merged with Sangli city as a satellite area and will soon become part of Sangali Urban Agglomeration. Tasgaon was presented as Jagir to Parshuram Bhau Tasgaonkar by Narayanrao Ballal Peshwa in 1774. Tasgaon Sansthan was stopped by the British during the ruling of Shrimant Ganapatrao Tasgaonkar.