Car Loan Suratgarh

Car Loan Suratgarh

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Best Banks for Car Loan in Suratgarh

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Car Loan Suratgarh Features

Car loan helps fulfil the dream of buying a car so that’s why we are ready to help you. We help all our customers who want to turn their dreams into the reality of buying a car by helping you get proper financing. The car dealers always have a good profit margin in these kinds of deals.

The very first time, people who want to buy a car through loan generally think that taking a car loan from the car dealer will be beneficial for them. Car loans are available by the number of banks and the NBFCs. The idea is to save some amount of work and also some money which is not how it is, mostly.

The financing can be taken from the banks or the NBFCs directly and not taking a loan from the dealer as this is better as it will help save some money in comparison to getting finance directly from the car dealer.

Car Loan Suratgarh Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Hoshangabad Documents Required

A person should review the documents required for car loan before making a decision.

For Salaried Individuals:

Proof of Identity: Passport copy, Driving License, PAN Card, Voters ID card
Income Proof: Latest three month’s salary slip and Form No. 16
Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
Bank Statement: of the last half-year.

For Self Employed Individuals:

Identity Proof: Voters ID card, Passport copy, PAN Card, Driving License
Income Proof: Latest ITR
Residence Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Life Insurance Policy /PAN Card/ Telephone Bill / Electricity Bill
Bank Statement: Past half year.

Car Loan Suratgarh Eligibility Criteria

To obtain the loan amount, a person must meet the Eligibility criteria for car loan.

For Salaried Applicants

Minimum age: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: One year in current employment and a minimum of two years in total
Minimum Yearly Income: Rs.100000 net yearly income

For Self-Employed Applicants

Minimum age: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: At least three years in business operations
Minimum Yearly Income: Net profit Rs. 60000 yearly for standard cars and Rs.100000 yearly for mid-sized cars

Car Loan for Major Car Manufacturers in Suratgarh

TABLE WILL APPEAR Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan Suratgarh

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Car Loan in Suratgarh

Having a reliable CIBIL score helps the loans to be availed at a cheaper car loan rate of interest. Every lending institution has its criteria for the minimum CIBIL score required for processing the Car Loan application in Suratgarh so that they can minimize the risk of lending, wherein most of them have CIBIL of 750 or above to process your loan application as a CIBIL score.

The institutions also look at detailed behavior on the previous loan patterns such as details on the type of loan taken and the amount borrowed. Late payments on previous loans can act as a barrier to avail a new one.

Get a good CIBIL score to avail the best offers on the car loan with us!

Car Loan Suratgarh Agent Contact Number

You can get instant help regarding any queries for your car loan application anywhere in Suratgarh easily from Dialabank by contacting the number 9878981166. or by visiting the website of Dialabank.

Pre Calculated EMI Table for Car Loan Suratgarh

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

Car Loan EMI Calculator Suratgarh

About Suratgarh

Suratgarh is a city and a municipality in Ganganagar district in the Indian state of Rajasthan. Suratgarh was a significant arena of historical incidences in the ancient past. There has been a constant boost to the economy with the presence of major defence stations and Suratgarh Thermal Power Station.

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