Car Loan Sundarnagar

Best Banks for Car Loan in Sundarnagar

Car Loan Sundarnagar Features

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Are you searching for a car loan? If yes, then your wait is over as we at Dialabank brings you amazing offers for a car loan in Sundarnagar. We provide the lowest rate of interest for car loans Sundarnagar, which you won’t find anywhere else.

We offer Car loans for both Self-employed and salaried people. We offer car loans on new as well as used cars.

A car loan is a financial help provided by banks and NBFC’s to fulfill your dream of having your own car. They offer necessary funding for buying a car which can be on Ex-Showroom Price or On-Road Price of the car. A car loan is a secured loan with easy refund options. The loan amount is provided on Interest charges which differ from bank to bank. One can pay for the vehicle in easy installments.

Car Loan Sundarnagar Interest Rates

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Sundarnagar Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

1. Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: Latest 3-month salary slip with form 16
3. Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: Last 6 months.

For Self Employed Individuals:

1. Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: Latest ITR
3. Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: Last 6 months.

Car Loan Sundarnagar Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment
4. Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment: At least 3 years in business
4. Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Sundarnagar

TABLE WILL APPEAR

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Processing Fees/ Prepayment Charges on Car Loan in Sundarnagar

CIBIL Score Required for Car Loan Sundarnagar

A CIBIL score of 750 and above is considered to be very good and it attracts a lower interest rate for car loans in Sundarnagar. However, a CIBIL score between 650 to 750 could be taken if you have a good income but a slightly higher rate of interest will be offered in that case. If you have defaulted in your CIBIL score is very low, then your car loan application might not be accepted.

Most institutions prefer to give loans only with a minimum CIBIL score of 750. The institutions don’t just look at the overall score but also examine for the detailed behavior on the previous loans you have taken. This includes details on the type of loan taken and the loan amount you have borrowed. If there are delay payments for previous loans that can act as a barrier to your availing a fresh loan.

Check your CIBIL score in your credit report for more information on the score.

Car Loan Sundarnagar Contact Number

Call us at 9878981166 to get on car loans in Sundarnagar and exclusive offers on car loans.

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Pre Calculated EMI Table for Car Loan Sundarnagar

Car Loan EMI Calculator Sundarnagar

About Sundarnagar

Sundarnagar is a town and a municipal council in Mandi district in the Indian state of Himachal Pradesh. Formerly it was a princely state, known as Suket.

Sundarnagar is located on the National Highway 21 which is 22 km from Mandi.

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