Car Loan Sirsa

Best Banks for Car Loan in Sirsa

Car Loan Sirsa Features

Are you searching for a car loan? If yes, then your wait is over as we at Dialabank brings you amazing offers for a car loan in Sirsa. We provide the lowest rate of interest for car loans Sirsa, which you won’t find anywhere else.

We offer Car loans for both Self-employed and salaried people. We offer car loans on new as well as used cars.

A car loan is a financial help provided by banks and NBFC’s to fulfill your dream of having your own car. They provide necessary funding for buying a car which can be on Ex-Showroom Price or On-Road Price of the car. A car loan is a secured loan with easy repayment options. The loan amount is offered on Interest charges which differ from bank to bank. One can pay for the vehicle in easy installments.

Car Loan Sirsa Interest Rates

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Sirsa Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

1. Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: Latest 3-month salary slip with form 16
3. Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: Last 6 months.

For Self Employed Individuals:

1. Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: Latest ITR
3. Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: Last 6 months.

Car Loan Sirsa Eligibility Criteria

The car loan eligibility requirements are as followed in Sirsa:

For Salaried Applicants

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment
4. Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment: At least 3 years in business
4. Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Sirsa

TABLE WILL APPEAR

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Processing Fees/ Prepayment Charges on Car Loan in Sirsa

CIBIL Score Required for Car Loan Sirsa

A CIBIL score of 750 and above is considered to be very good and it attracts a lower interest rate for car loans in Sirsa. However, a CIBIL score between 650 to 750 could be taken if you have a good income but a slightly higher interest rate will be offered in that case. If you have defaulted in your CIBIL score is very low, then your car loan application might be rejected.

Most institutions prefer to give loans only with a minimum CIBIL score of 750. The institutions don’t just look at the overall score but also check the detailed behavior on the previous loans taken. This includes details on the type of loan you have taken and the loan amount you have borrowed. Any delay payments for previous loans can create a barrier to your availing a fresh loan.

Check your CIBIL score in your credit report for more information on the score.

Car Loan Sirsa Contact Number

Call us at 9878981166 to get on car loans in Sirsa and exclusive offers on car loans.

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Pre Calculated EMI Table for Car Loan Sirsa

Car Loan EMI Calculator Sirsa

About Sirsa

Sirsa is a place in the state of Harayana and is considered to be one of the oldest cities in North India. The place is also mentioned in the Mahabharata, although at that time its name was Sairishaka.

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