Car Loan Sirohi

Car Loan Sirohi

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Best Banks for Car Loan in Sirohi

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Car Loan Sirohi Features

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car loan sirohi

Sirohi is a growing beautiful city, and getting a car loan must definitely be on your wishlist. Car Loan Sirohi provides you monetary help to fulfill your dream for purchasing a car whether it is new or used. However, paying for a car yourself becomes a burden, and a car loan helps fund fully for new cars and up to 85% for the used cars. In Sirohi, you can also get access to a wide range of appealing features such as:

Car loan amounts up to 3 times the annual salary for salaried professionals and up to 6 times the annual salary for self – employed professionals.
Almost all major banks and NBFCs offer car loans in Sirohi
The documentation process is quick, efficient and hassle-free
Car loans are easily available through DialaBank. We provide the best and most efficient service!

Car Loan Sirohi Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Sirohi Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
Income Proof: Latest 3-month salary slip with form 16
Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
Bank Statement: Last 6 months.

For Self Employed Individuals:

Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
Income Proof: Latest ITR
Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
Bank Statement: Last 6 months.

Car Loan Sirohi Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

Minimum age: 21 years
Maximum age at loan maturity: 60 years
Minimum employment: 1 year in current employment and a minimum of 2 years of employment
Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

Minimum age: 30 years
Maximum age at loan maturity: 65 years
Minimum employment: At least 3 years in business
Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Sirohi

TABLE WILL APPEAR

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Processing Fees / Prepayment Charges on Car Loan in Sirohi

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Car Loan in Sirohi

The CIBIL score is referred to as what defines your ability to pay off your credits and is very important for your Car Loan Sirohi application to get approved. A higher Credit score means good credit history and makes you a trustworthy applicant, while, a lower score might have the exact opposite effect and discourage banks to approve your car loan. Mostly, banks and NBFCs consider a credit score of 750 and above as a good score to approve your loan application process in Sirohi. The CIBIL score may again vary from bank to bank. Thus, a CIBIL score is an important factor for the availing of a car loan.

The institutions also considered the records of previous loans if there is any. Make sure you have paid all the loan amount timely. Otherwise, it will create a hassle in your car loan application.

Car Loan Sirohi Agent Contact Number

In case of any queries regarding the car loan in Sirohi, you may dial-up the number 9878981166 for any sort of assistance!

Pre Calculated EMI Table for Car Loan Sirohi

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

Car Loan EMI Calculator Sirohi

Online Car Loan EMI Calculator

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About Sirohi

Sirohi is located in the state of Rajasthan and is named after the Sirohi Rajput rulers which ruled this city. It is also called as “Dev Nagari” since ancient times because of many temples and shrines in the district. Sirohi is also famous for manufacturing of double-edged swords, from the time of the Chauhan Deora rulers. Its population is around 8.5 lakhs.

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