Car Loan Shrirampur

Best Banks for Car Loan in Shrirampur

Car Loan Shrirampur Features

Click here to apply for an instant car loan

Are you searching for a car loan? If yes, then your wait is over as we at Dialabank brings you amazing offers for a car loan in Shrirampur. We provide the lowest rate of interest for car loans Shrirampur, which you won’t find anywhere else.

We offer Car loans for both Self-employed and salaried people. We offer car loans on new as well as used cars.

A car loan is a financial help provided by banks and NBFC’s to fulfill your dream of having your own car. They offer necessary funding for buying a car which can be on Ex-Showroom Price or On-Road Price of the car. A car loan is a secured loan with easy refund options. The loan amount is provided on Interest charges which differ from bank to bank. One can pay for the vehicle in easy installments.

Car Loan Shrirampur Interest Rates

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Shrirampur Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

1. Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: Latest 3-month salary slip with form 16
3. Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: Last 6 months.

For Self Employed Individuals:

1. Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: Latest ITR
3. Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: Last 6 months.

Car Loan Shrirampur Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment
4. Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment: At least 3 years in business
4. Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Shrirampur

TABLE WILL APPEAR

Apply for a Car Loan

Processing Fees/ Prepayment Charges on Car Loan in Shrirampur

CIBIL Score Required for Car Loan Shrirampur

A CIBIL score of 750 and above is considered to be very good and it attracts a lower interest rate for car loans in Shrirampur. However, a CIBIL score between 650 to 750 could be taken if you have a good income but a slightly higher rate of interest will be offered in that case. If you have defaulted in your CIBIL score is very low, then your car loan application might not be accepted.

Most foundations prefer to give loans only with a minimum CIBIL score of 750. The foundations don’t just look at the overall score but also examine for the detailed behavior on the previous loans taken. This involves details on the type of loan taken and the loan amount you have borrowed. Any late payments for previous loans can act as a barrier to your availing a fresh loan.

Check your CIBIL score in your credit report for more information on the score.

Car Loan Shrirampur Contact Number

Call us at 9878981166 to get on car loans in Shrirampur and exclusive offers on car loans.

Apply for a Car Loan

Pre Calculated EMI Table for Car Loan Shrirampur

Car Loan EMI Calculator Shrirampur

About Shrirampur

Shrirampur is a city and municipal council in Ahmednagar district in Maharashtra state, India. It has covered 10 square kilometers of area. According to the 2011 census, it had a population of 89,282. It has an average literacy rate of 72%.

Apply for a Car Loan

Other Cities with the Car loan: