Best Banks for Car Loan in Sarigam
Car Loan Sarigam Features
Thinking of purchasing a new car? But don’t have the required funds for it? Do not worry! A car loan is here for you. A car loan is a means of funding or financial help provided by banks and NBFCs to the applicants at an affordable rate of interest to aid them in buying a car, whether new or used.
Cars today have become a necessity for everyone, and this is where a car loan comes into play and fulfils your desire to be the owner of your dream car. The main features of a car loan in Sarigam are:
- Car loans are available at low-interest rates, which may vary from bank to bank so make sure you compare and choose wisely.
- Almost all major banks and NBFCs offer car loans in Sarigam in your vicinity
- The documentation process is quick and hassle-free
- Car loans are easily available through DialaBank. we make sure our customers get the best facilities!
Car Loan Sarigam Interest Rates
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Sarigam Documents Required
Documents required for car loan are as followed:
For Salaried Individuals
- Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: – Latest 3-month salary slip with form 16
- Residence Proof: Any one of the following (Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill)
- Bank Statement: Last 6 months.
For Self Employed
- Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: – Latest ITR reports.
- Residence Proof: Any one of the following (Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill)
- Bank Statement: Last 6 months
Car Loan Sarigam Eligibility Criteria
The car loan eligibility requirements are as followed in Sarigam:
Salaried Individuals
- The age should be a minimum of 21years.
- The maximum age should not be more than 60 years
- A minimum of 1 year in current employment and a previous minimum of 2 years of total employment is necessary
- A minimum of Rs 100000 income per annum
Self-employed Individuals
- The age should be between 30-65 years.
- At least 3 years of working business.
- A minimum of Rs. 60000 p.a net profits for standard cars and Rs.100000 p.a. for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Sarigam
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Sarigam
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
Car Loan Sarigam Agent Contact Number
To get an easy and instant car loan you can visit DialaBank or call on 9878981166 to get personalized assistance. Our relationship managers are well trained and will assist you in the best ever way possible in order to provide you with a deal most suited for you.
Pre Calculated EMI Table for Car Loan Sarigam
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator Sarigam
Car loan EMI can be calculated by the Car loan EMI Calculator provided by Dialabank. It is free to use and you can use it an infinite number of times. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the car loan.
Other Cities for Car Loan in Gujarat
Car Loan Rajpipla | Car Loan Palanpur |
Car Loan Radhanpur | Car Loan Padra |
Car Loan Porbandar | Car Loan Navsari |
Car Loan Pardi | Car Loan Mundra |