Best Banks for Car Loan in Rohini
Car Loan Rohini Features
Are you searching for a car loan? If yes, then your wait is over as we at Dialabank brings you amazing offers for a car loan in Rohini. We provide the lowest rate of interest for car loans Rohini, which you won’t find anywhere else.
We offer Car loans for both Self-employed and salaried people. We offer car loans on new as well as used cars.
A car loan is a financial help provided by banks and NBFC’s to fulfill your dream of having your own car. They offer necessary funding for buying a car which can be on Ex-Showroom Price or On-Road Price of the car. A car loan is a secured loan with easy refund options. The loan amount is provided on Interest charges which differ from bank to bank. One can pay for the vehicle in easy installments.
Car Loan Rohini Interest Rates
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Rohini Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest ITR
- Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Rohini Eligibility Criteria
The car loan eligibility requirements are as followed:
For Salaried Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs.100000 net annual income
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Rohini
TABLE WILL APPEAR
Processing Fees/ Prepayment Charges on Car Loan in Rohini
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan Rohini
A CIBIL score of 750 and above is considered to be very good and it attracts a lower interest rate for car loans in Rohini. However, a CIBIL score between 650 to 750 could be taken if you have a good income but a slightly higher interest rate will be offered in that case. If you have defaulted in your CIBIL score is very low, then your Car Loan Rohini application might be rejected.
Most institutions prefer to give loans only with a minimum CIBIL score of 750. The institutions don’t just look at the overall score but also examine for the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the loan amount you have borrowed. Any delay payments for previous loans can act as a hurdle to your availing a fresh loan.
Check your CIBIL score in your credit report for more information on the score.
Car Loan Rohini Contact Number
Call us at 9878981166 to get on car loans in Rohini and exclusive offers on car loans.
Pre Calculated EMI Table for Car Loan Rohini
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator Rohini
About Rohini
Rohini is a well-developed city in North West Delhi, India. The city was the first sub-city project of the Delhi Development Authority, which started in the 1980s to provide a composite society for all income groups. It is one of the 12 zones administered under the Municipal Corporation of Delhi.
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