Car Loan Ramachandrapuram

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Best Banks for Car Loan in Ramachandrapuram

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate (p.a.)	7.35% - 7.95 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Car Loan Ramachandrapuram Features

In the event that you settle on a trip with your family in your vehicle, utilizing the open vehicle framework appears to be energizing. You can undoubtedly treasure your fantasy about purchasing a vehicle with the assistance of a Car Loan. A vehicle credit is an agreeable of advance that is allowed to the clients who need to purchase a vehicle. In this credit, you can acquire the cash from the bank or non-money related organizations to buy a vehicle. Another item offered by the banks has utilized vehicle advances which makes it simpler for a person to purchase a used or a trade-in vehicle which they probably won’t have the option to shoulder the direct expense.

Online vehicle credits are a suitable and helpful approach to fund your vehicle in only a couple of straightforward advances. Visit DialaBank and get yours now.

Car Loan Ramachandrapuram Interest Rate

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Ramachandrapuram Documents Required

For Salaried Individuals:

Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
Income Proof: For Salaried– Latest 3-month salary slip with form 16.
Residance Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
Bank Statement: Last 6 months.

For Self Employed Individuals:

Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
Income Proof: For Salaried– Latest 3-month salary slip with form 16 /
Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
Bank Statement: Last 6 months.
Latest Income Tax Return

Car Loan Ramachandrapuram Eligibility Criteria

A salaried employee must be working in the current organization for at least a year.
A Self-employed individual must have their business running from at least the past three years.
The age limit for applying for a car loan is 21 to 65 years
An employed individual should have a minimum monthly salary of Rs 25000.

How to Apply for Car Loan in Ramachandrapuram?

Applying for a car loan is an easy and convenient process. The best way to finance your car is by applying online car loan.

Visit our website DialaBank and get attractive offers.
Go to auto loans, select Car Loans.
Fill an online application form providing all the necessary details.
For further process and guidance, our executives will contact you as per the provided details.

A conventional offline method is also an option for those seeking a car loan. It requires an individual to visit the bank during the working and hours and filling up an application form. Thereafter, the executives will assist you accordingly.

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Car Loan for Major Car Manufacturers in Ramachandrapuram

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Ramachandrapuram

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Car Loan in Ramachandrapuram

CIBIL score shows financial records alongside the conduct of a person. Subsequently, the moneylenders have a base CIBIL score necessity dependent on which the credit is endorsed and it shifts according to bank standards. By and large, on the off chance that a candidate has a score over 800, at that point, they are qualified for profiting a vehicle advance at an on-street cost.

It is important that one should clear all the forthcoming levy and obligations so as to keep up a decent FICO assessment. Default in your financial assessment may upset your chances of profiting a new credit later on.

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Car Loan Ramachandrapuram Contact Number

To get an instant car loan you can visit our website or call on 9878981166 to get the best assistance. Our executives are well trained and will assist you in order to provide you with a deal most suited for you.

Pre Calculated EMI Table for Car Loan Ramachandrapuram

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

You can calculate your EMI here: Car Loan EMI Calculator

About Ramachandrapuram

Ramachandrapuram is a town in East Godavari locale of the Indian territory of Andhra Pradesh. The town is a Municipality that fills in as the home office of Ramachandrapuram mandal and Ramachandrapuram income division.

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