Car Loan Ponda

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Buy your dream Car

Rates as low as 7.05%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Car Loan Ponda

Best Banks for Car Loan in Ponda

Private Bank
Kotak Mahindra Bank
Interest Rate (p.a.)
7.35 - 7.95%
8.5 - 9.5 %
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Ponda Features

Do you want to have your car? an automobile has become a necessity, in today’s fast-moving world. But not everyone is able to afford the huge price for these luxurious cars. To avail of the car loan which plays an important role in buying the new car, this is where we dialabank come in to help you.

With easy repayment options available, a Car Loan is a secured loan  through various banks. In exchange for Interest charges on the principal amount,  the loan amount is offered which vary from one bank to another.

Depending upon certain factors like your income, CIBIL score the car loan requirements vary. So if you are thinking of purchasing your dream car in Ponda, get an instant Car loan with DialaBank at an affordable best rate of interest.

Car Loan Ponda Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
Private Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Ponda Documents Required

A person must review the documents required for car loan before selecting the loan.

For Salaried Individuals:

  1. Proof of Identity: Passport copy,  Voters ID card,PAN Card, Driving License
  2. Income Proof: form 16 with latest 3-month salary slip.
  3. Residence Proof: Ration card /  Voters card / Passport Copy /Driving license / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

For Self Employed Individuals:

    1. Identification Proof: Passport copy, Driving License, Voters ID card, PAN Card,
    2. Income Proof: Latest ITR
    3. Address Proof: Life Insurance Policy / Ration card/ Voters card / Passport Copy /Driving license / Telephone Bill / Electricity Bill / PAN Card
    4. Bank Statement: Last 6 months.

Car Loan Ponda Eligibility Criteria

The Eligibility criteria for car loan, as well as the procedure, must be examined.

For Salaried Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: a minimum of 2 years of employment experience and 1 year in current employment.
  4. Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: At least 3 years in business
  4. Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars, Rs.100000 per annum for mid-sized and premium cars.

Car Loan for Major Car Manufacturers in Ponda


Apply for a Car Loan

Processing Fees & Prepayment Charges on Car Loan Ponda

Category Details
Processing Charges
1999 - 4999 + Tax
No prepayment is allowed until 12 EMIs are paid
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Ponda

To describe your creditworthiness of the past, CIBIL score is a numeric value that is used. So, while availing a car loan, it is an important factor to keep in mind. The CIBIL score required for car loans in Ponda may vary from one lender to another due to the presence of a huge number of lenders nowadays.

A CIBIL score of 750 and above to process your car loan application is required by most banks. To get your loan sanctioned you might be required to pay a heavy interest rate on the loan amount, in case of a low CIBIL score.

Car Loan Ponda Contact Number

For any queries regarding the car loan in Ponda, you may contact us on the number 9878981166.

Pre Calculated EMI Table for Car Loan Ponda

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

About Ponda

Ponda is a city in the state of the Goa, India. If you are in urgent need of money and you have any query feel free to contact on on

Car Loan EMI Calculator

Apply for a Car Loan

Other Cities for Car Loan in Goa

Car Loan Vadodara Car Loan Thangadh
Car Loan Unjha Car Loan Surat
Car Loan Una Car Loan Sarigam
Car Loan Umbergaon Car Loan Rajkot