Car Loan Navsari

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Best Banks for Car Loan in Navsari

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate (p.a.)	7.35% - 7.95 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Car Loan Navsari Features

car loan navsari

Growing in a city like Navsari, having your own car must be one of your dreams. But if you don’t have the funds required to get one, you have just come to the right place! Dialabank is here to provide you with the best rates to get car loans for both brand-new and used cars. With us, you can get access to many features of car loans in Navsari such as: –

Car loans are available at low-interest rates, which may vary from bank to bank so make sure you compare and choose wisely!
Almost all banks and NBFCs present offer car loans in Navsari.
The documentation process is quick and hassle-free, so we can help you fulfil your dream with great efficiency.
Car loans are easily available through DialaBank.

Car Loan Navsari Interest Rate

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Navsari Documents Required

Documents required for car loan are as followed:

Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
Income Proof: For Salaried– Latest 3-month salary slip with form 16 / For Self Employed- Latest ITR proof
Proof of Address: Driving license / Voters card /Ration card / Telephone Bill / Electricity Bill /Passport Copy / Life Insurance Policy /PAN Card
Bank Statement: Last 6 months.

Car Loan Navsari Eligibility Criteria

The requirements are as follows for car loan eligibility in Navsari:

Minimum age requirement: 21 years for salaried individuals and 30 years in case of a self-employed
Maximum age requirement at loan maturity: 60 and 65 years for salaried and self-employed individuals
Minimum employment: Salaried People- a minimum of 2 years of total employment experience and 1 year in current employment. For Self Employed– at least 3 years in business
Minimum Annual Income: For Salaried Rs 100000 net annual income / For Self- Employed Net profit Rs.100000 p.a. for mid-sized and premium cars, and Rs. 60000 p.a for standard cars.

Car Loan for Major Car Manufacturers in Navsari

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Navsari

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Car Loan in Navsari

The CIBIL score is what defines your ability to pay off your loans conveniently and is based on your repayment history of the previous loans availed. A higher Credit score defines a good credit history and makes your car loan application process smooth and easy for being processed, while a lower score has the exact opposite effect.

Mostly, banks and NBFCs regard a credit score of 750 and above as a good credit score to approve your car loan application process in Navsari, but this score may again vary from bank to bank.

Car Loan Navsari Contact Number

In case of any queries regarding a car loan in Navsari, you may contact us on the number 9878981166 for trustworthy assistance.

Pre Calculated EMI Table for Car Loan Navsari

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Navsari

Navsari, located in the state of Gujarat, is also known as the twin city of Surat. It is famous for being a site of the famous Dandi March, and also for landmarks such as the Dudhiya Talav Lake, Sarbatiya Talav Lake and the Jamshed Baug. Its population is around 1.7 lakhs.