Best Banks for Car Loan in Muradnagar
Car Loan Muradnagar Features
Having one’s own car is a necessity today, but it’s not always possible to have the required funds. This is where Dialabank helps you to avail car loans for both brand-new and second-hand cars, and for both ex-showroom and on-road prices.
If you are a resident of Muradnagar, you get access to a range of appealing featured of a car loan while having the liberty to choose your own tenure:
- Car loans are available at low-interest rates, which may vary from bank to bank
- Almost all major banks and NBFCs offer car loans in Muradnagar in your vicinity
- The documentation process is quick and hassle-free
- Car loans are easily available through DialaBank, we make sure you fulfil your dream with great convenience.
One can get your car loan from a bank or NFBC, while both have their own benefits and considerations, you are always better off being informed about your financing options.
Car Loan Muradnagar Interest Rates
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Muradnagar Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest 3-month salary slip with form no. 16
- Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last six months.
For Self Employed Individuals:
- Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest ITR
- Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last six months.
Car Loan Muradnagar Eligibility Criteria
The car loan eligibility requirements are as followed:
For Salaried Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs.100000 net annual income
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Muragnagar
TABLE WILL APPEAR Apply for a Car LoanProcessing Fees / Prepayment Charges on Car Loan Muradnagar
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Muradnagar
The CIBIL score is referred to as your ability to pay off your credits. A higher credit score means good credit history and makes your car loan application process smooth and easy. Mostly, banks and NBFCs consider a credit score of 750 and above as a good score to approve your loan application process in Muradnagar. This score may again vary from bank to bank. In case of a lower CIBIL score than the required value, you will be required to pay a high rate interest rate on the loan amount. Thus, a CIBIL score is an important factor in a car loan.
Car Loan Muradnagar Agent Contact Number
In case you have any queries regarding the car loan in Muradnagar, you may contact Dialabank on the number 9878981166 for assistance.
Pre Calculated EMI Table for Car Loan Muradnagar
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator Muradnagar
About Muradnagar
Muradnagar is a town in the Ghaziabad district in the Indian state of Uttar Pradesh. Many large companies are situated in this city, which includes a High-Tech Cattle Feed & Poultry Feed machinery manufacturing company. Halol has various Gujarati, English and Hindi medium schools. Males of the city constitute around 53% of the population and females 47% of the total population in the city. The place has an average literacy rate of 72%, higher than the national average of 59.5%, with male literacy as 76%, and female literacy as 66%.
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