Car Loan Kurukshetra

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Best Banks for Car Loan in Kurukshetra

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate (p.a.)	7.35 % - 7.95 %	8.5 % - 9.5 %	11 %
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Car Loan Kurukshetra Features

If you are a resident of Kurukshetra, you can easily apply for a car loan to various banks and NBFCs at flexible tenures, for both brand new ones and second-hand ones. Loans are offered for ex-showroom and on-road prices at attractive interest rates, making it convenient for you to fulfil your dream of having your car. Loans vary according to the model and type of car you wish to purchase. So choose the right bank, get a loan, and drive away! You can get access to features such as:

Car loans are available at low interest rates, which vary from bank to bank
Almost all central banks and NBFCs offer car loans in Kurukshetra in your vicinity
The documentation process is quick and hassle-free
Car loans are readily available through DialaBank

Car Loan in Pai

Car Loan Kurukshetra Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Kurukshetra Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
Income Proof: Latest 3-month salary slip with form 16
Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
Bank Statement: Last 6 months.

For Self Employed Individuals:

Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
Income Proof: Latest ITR
Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
Bank Statement: Last 6 months.

Car Loan Kurukshetra Eligibility Criteria

The car loan eligibility requirements are as followed in Kurukshetra:

For Salaried Applicants

Minimum age: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: 1 year in current employment and a minimum of 2 years of employment
Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

Minimum age: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: At least 3 years in business
Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Kurukshetra

TABLE WILL APPEAR

Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan Kurukshetra

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Car Loan in Kurukshetra

The Cibil score is referred to as your ability to pay off your credits.

While 650 is considered a ‘fair’ score, it comes close to a poor rating. It is advisable to have a score of 750 and above to get your loan sanctioned easily. This score depends on your credit history and is negatively impacted if you fail to pay your EMIs. This score may again vary from bank to bank.

Car Loan Kurukshetra Contact Number

Reach us at 9878981166 or visit the website of Dialabank to contact us for more information and get the best advice and assistance for your car loan!

Apply for a Car Loan

Pre Calculated EMI Table for Car Loan Kurukshetra

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

Car Loan EMI Calculator Kurukshetra

About Kurukshetra

Kurukshetra, located in Haryana, is known for setting the Hindu epic poem ‘Mahabharata’. Its tourist attractions include many places such as the Brahma Sarovar Park, Twin Tanks, Krishna Museum, Pipli Zoo, Birla Mandir, etc. Its population was around ten lakhs. It is an important Hindu pilgrimage destination as several pilgrimage sites surround the city. The government of India declared Kurukshetra a holy city. The sale, possession, and consumption of meat is banned within the limits of the Municipal Corporation due to religious significance since 2017.