Car Loan Khurja

Car Loan Khurja

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Best Banks for Car Loan in Khurja

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Car Loan Khurja Features

Considering to buy a car? Do not have enough funds for it? If yes, then availing a Car Loan can be the best choice. It is a banking scheme that includes cars of any brand and model. Also, it gives the flexibility to pay for the car in parts rather than paying it at once.

Characteristics of car loan Khurja are:

Easy monthly repayment benefits.
Instantly accessible.
Loan Tenure period varies from 5-7 years.
Affordable Interest Rates.
Easily and quickly available loans.
No hidden charges.

Car Loan Khurja Interest Rate

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Khurja Documents Required

Documents required for car loan are as followed:

For Salaried Employee

Identity Proof in the form of Passport copy, PAN Card, Driving License, Voters ID card, or any other documentation
Income Proof: Most advanced 3-month salary slip including form 16
Address Proof: Driving license / Telephone Bill / Electricity Bill / Ration ticket / Voters pass / Passport Proof/ Life Insurance Policy /PAN Card
Bank Statements for the last 6 months.

For Self Employed

Identity Proof in the form of Passport copy, PAN Card, Driving License, Voters ID card, or any other slip
Income Proof: they need to submit the Latest ITR
Address Proof: Telephone Bill / Ration card / Driving license / Electricity Bill / Voters card / Passport Copy/ Life Insurance Policy /PAN Card
Bank Statements for the last 6 months.
ITR must be filed for the last two years for self-employed forms.

Car Loan Khurja Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Employee

Minimum age: 21 aged for salaried and 30 years for self-employed
Maximum age at loan maturity: 60 aged for salaried and 65 for self-employed
Minimum Annual Income: Rs 100000 net annual revenue is required.
Minimum employment: 1 year in modern employment and a minimum of 2 years of profession

For Self Employed

Minimum age: 21 ages for salaried and 30 years for self-employed
Maximum age at loan maturity: 60 ages for salaried and 65 for self-employed
Minimum Annual Income: Net profit Rs. 60000 p.a for conventional cars and Rs.100000 p.a. for mid-sized and excellent cars are essential.
Minimum employment: they need to have at least 3 years in the industry

Car Loan for Major Car Manufacturers in Khurja

TABLE WILL APPEAR

Apply for a Car Loan

Processing Fees & Prepayment Charges on Car Loan Khurja

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Car Loan in Khurja

CIBIL score is a description of your prior creditworthiness. The CIBIL score needed for car loans may vary from bank to bank. A CIBIL score of 750 and above is accepted by most banks to process your car loan request. You might be required to pay a high amount of interest rate on the loan amount in case of a low CIBIL score. Along with CIBIL Score, the records of previous loans are also verified. Any delays in the previous loan procedure can act as a barrier to prevailing new car loans in Khurja. Please make sure to crosscheck these before applying for a car loan in Khurja.

Car Loan Khurja Contact Number

For any queries regarding the car loan in Khurja, you may reach the number 9878981166. We are always there to help you out in decreasing the car loan process so for further assistance, you can hit us at Dialabank.

Pre Calculated EMI Table for Car Loan Khurja

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

You can calculate your EMI here: Car Loan EMI Calculator

Car Loan EMI Calculator

Apply for a Car Loan

About Khurja

Khurja is a city and a municipal board in the Bulandshahr district in the Indian state of Uttar Pradesh. It is located about 85 km from Delhi. Khurja provides a large part of the ceramics used in the country, hence it is seldom called “The Ceramics City”. The city is also renowned for its unique sweet, known as “khurchan”. As per temporary data of the 2011 census, Khurja urban agglomeration had a community of 142,636.