Car Loan Khambhalia

Best Banks for Car Loan in Khambhalia

Car Loan Khambhalia Features

Are you searching for a car loan? If yes, then your wait is over as we at Dialabank bring you amazing offers for a car loan in Khambhalia. We provide the lowest rate of interest for car loans in Khambhalia, which you won’t find anywhere else.

We offer Car loans for both Self-employed and salaried people. We offer car loans on new as well as used cars.

A car loan is a financial help provided by banks and NBFC’s to fulfill your dream of having your own car. They provide necessary funding for buying a car which can be on Ex-Showroom Price or On-Road Price of the car. A car loan is a secured loan with easy refund options. The loan amount is provided on Interest Rates which differ from bank to bank. One can pay for the vehicle in easy installments.

Car Loan Khambhalia Interest Rates

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Car Loan Khambhalia Documents Required

A person should review the documents required for car loan before making a decision.

For Salaried Individuals:

1. Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: Latest 3-month salary slip with form 16
3. Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: Last 6 months.

For Self Employed Individuals:

1. Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: Latest ITR
3. Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: Last 6 months.

Car Loan Khambhalia Eligibility Criteria

To obtain the loan amount, a person must meet the Eligibility criteria for car loan.

For Salaried Applicants

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment
4. Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment: At least 3 years in business
4. Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Khambhalia

TABLE WILL APPEAR

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Processing Fees/ Prepayment Charges on Car Loan in Khambhalia

CIBIL Score Required for Car Loan Khambhalia

A CIBIL score of 750 and above is considered to be very good and it attracts a lower interest rate for car loans in Khambhalia. However, a CIBIL score between 650 to 750 could be taken if you have a good income but a slightly higher rate of interest will be provided in that case. If you have defaulted in your CIBIL score is very low, then your car loan application might be rejected.

Most institutions offer to give loans only with a minimum CIBIL score of 750. The institutions don’t just examine the overall score but also examine the detailed behavior on the previous loans that you have taken. This consists of details on the type of loan taken and the loan amount you have borrowed. Any delay payments for previous loans can create a barrier to your availing a fresh loan.

Check your CIBIL score in your credit report for more information on the score.

Car Loan Khambhalia Contact Number

Call us at 9878981166 to get on car loans in Khambhalia and exclusive offers on car loans.

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Pre Calculated EMI Table for Car Loan Khambhalia

Car Loan EMI Calculator Khambhalia

About Khambhalia

Khambhalia is a city and town in the Devbhoomi Dwarka district in Gujarat state, India. It is the largest town in the district. It is famous across the world for its pure quality of ghee.

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