Best Banks for Car Loan in Kathua
Car Loan Kathua Features
Thinking of purchasing your own car? A car loan is there for you. Funding or financial help provided by banks and NBFCs to the applicants at an affordable rate of interest can help you buy the vehicle.
Nowadays, personal vehicles have become a necessity. We at Dialabank have come up with a convenient way for you to get a car loan, with various exciting offers such as:
- Car loans are available at low-interest rates, which may vary from bank to bank so make sure you compare and choose wisely.
- Almost all major banks and NBFCs offer car loans in Kathua
- The documentation process is quick and hassle-free
- Dialabank makes sure that the customers get the best facilities and fulfil their dreams.
Car Loan Kathua Interest Rates
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Kathua Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest ITR
- Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Kathua Eligibility Criteria
The car loan eligibility requirements are as followed in Kathua:
For Salaried Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs.100000 net annual income
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Kathua
TABLE WILL APPEAR Apply for a Car LoanProcessing Fees / Prepayment Charges on Car Loan Kathua
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Kathua
As per the current scenario, consumers turn to credit cards and loans to help them achieve their dreams and financial goals. A CIBIL score is one of the important factors which helps you in availing the required access to credit and is considered as a consumer’s credit score. This is a three-digit numeric reflecting a consumer’s credit history and credit profile.
The Score is based on details found in the ‘Accounts’ and ‘Enquiries’ of the previous loans, including payment statuses, outstanding amounts and days past the due date. The closer a CIBIL Score is to 750, the higher are the chances of the consumer’s loan application getting approved. This is based on past credit behaviour, such as borrowing and repayment criteria as shared by banks and lenders with CIBIL score.
Car Loan Kathua Agent Contact Number
In case if you have queries regarding the car loan in Kathua, you may reach us at Dialabank or 9878981166 for any sort of assistance.
Pre Calculated EMI Table for Car Loan Kathua
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator Kathua
About Kathua
Kathua is situated along the banks of a Khad River in the Indian Union Territory of Jammu and Kashmir. The beautiful river has now been heavily polluted and encroached over years and this has turned to a drain of sewage, dividing it into two boroughs: Parliwand, meaning the other side; and Orliwand, meaning this side. The area is surrounded in the North by snow-capped Sivalik hills and is the gateway to Jammu and Kashmir. The total population of the area is 59,688 with 31,717 males and 28,149 females, whereas, sex ratio stands at 888 women per 1000 men with 12,061 households in the town.
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