Best Banks for Car Loan in Jind
Car Loan Jind Features
If purchasing a car is your dream and you lack funds for it, then you have come to the right place. We provide you the best in market Interest rates and help you check your Eligibility. Get the best Car Loan with easy documentation and the Lowest EMIs.
The following are the benefits of a Car Loan:
- One of the most important benefits is that you save your precious time by applying online, as the Car loan in the Jind process is quite simple. Your Car loan gets approved within a day or even on the same day of application
- Within a few minutes, you will receive an extended list of e-mails from lenders who will avail of your online car loan in Jind. At the same time, you can compare the different Car loan terms and choose the best one available.
- In addition to all these, the lenders also facilitate the bad credit holders with these loans. As well, the lenders also offer bad credit car loans for individuals having bad credit.
Car Loan Jind Interest Rate
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Jind Documents Required
Documents required for car loan are as followed:
For salaried:
- Income Proof: Last 3-month salary slip with form 16
- Address Proof: Telephone Bill/ Driving license / /Voters card / Passport Copy / Electricity Bill / Life Insurance Policy /Electricity Bill
- Identity Proof: Valid ID Proof like Driving License, Voters ID card, PAN Card, Passport copy
- Bank Statement: about the last 6 months’ bank transactions statement.
For self-employed:
- Income Proof: Recent filled ITR
- Address Proof: Telephone Bill/ Driving license / /Voters card / Passport Copy / Electricity Bill / Life Insurance Policy /Electricity Bill
- Identity Proof: Valid ID Proof like Driving License, Voters ID card, PAN Card, Passport copy
- Bank Statement: about the last 6 months’ bank transactions statement.
Apply for a Car Loan
Car Loan Jind Eligibility Criteria
Applicant must review the car loan eligibility criteria points before applying for a Car loan:
For salaried:
- The minimum age for applying for a loan is 21 years and the maximum age for applying for a loan is 65 years
- The individual should be at least 1 year in current employment and a minimum of 2 years of employment
- The net annual income should be Rs.100,000
For self-employed:
- The minimum age for applying for a loan is 21 years and the maximum age for applying for a loan is 65 years
- The individual should be at least 3 years in normal working business
- The net profit would be Rs.60,000 p.a for standard model cars and Rs.100,000 p.a for mid-sized and premium SUV or Sedan cars
Car Loan for Major Car Manufacturers in Jind
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Jind
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Jind
CIBIL score plays an important key role in deciding the approval of a loan. The CIBIL score provides a clear record of credit history and any outstanding dues standing against the individual. The credit history is necessary for approval of the loan amount after checking the eligible CIBIL score. Normally, CIBIL scores 750 or above considered as best by many leading car loan banks.
So you must have an eligible or good CIBIL score to get loan approval for your dream car.
Car Loan Jind Contact Number
Apply online with Dialabank and get the best offers on a car loan with quick approval and extra benefits or you can make a missed call on this number 9878981166
Our customer care executive provides you with assistance and guidance to solve your queries.
Pre Calculated EMI Table for Car Loan Jind
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator
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